Home Buying in Kansas : Real Estate Advice

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Deb, Home Buyer in Lahaina, HI
Deb answered:
Which makes more sense: using money to buy down points or toward a larger down payment?
I don't typically recommend buying points or paying bank fees. Have your loan officer do the math for you. Example $250,000 loan amount 4.75% = $1304 P& I $250,000 @ 4.875% = $1323 ... more
0 votes Share Flag Thu Jun 23, 2016 Home Buying in Overland Park
Nexusmiami3, Home Buyer in Overland Park, KS
Nexusmiami3 asked:
EARNEST MONEY LETTER
0 votes Share Flag Thu Jun 23, 2016 Home Buying in Overland Park
Tyeshalia, Home Buyer in San Jose, CA
Tyeshalia answered:
How do I go about getting a USDA loan and how do I know which homes are eligible? Any referrals to USDA lender?
You can access the complete list of USDA approved lenders in Kansas at http://usdalenders.org/kansas-ks/
0 votes Share Flag Wed Jun 15, 2016 Home Buying in Wichita
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
home owner will only pay title and escrow fees what does that mean in closing costs?
Not sure what your question is exactly. The seller has his closing costs (title fees, commissions, pro-rated taxes for the year, HOA fees etc.) and buyer has his own closing costs (mos ... more
0 votes Share Flag Tue Jun 7, 2016 Home Buying in 67801
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
Thinking of buying a home built in 1920. Should I hire a contractor or separate individuals to inspect the plumbing, electric & construction?
A normal home inspector can address all of those topics. You might want a structural engineer particularly if you're planning to making any major changes like knocking down walls they c ... more
0 votes Share Flag Thu Jun 2, 2016 Home Buying in 67156
Katherine Re…, Real Estate Pro in Olathe, KS
Katherine Reed answered:
What are some options for first time home buyers? Are there programs to help with down payments?
If you are still looking then I've got a couple of lender contacts that could take your info and see if you qualify for KHAP or other programs. Send me an email at KatherineReed@ReeceNi ... more
0 votes Share Flag Wed May 4, 2016 Home Buying in Shawnee
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Are banks liable for closing a home purchase with a perfectly good buyer who provided all the reqd docs, and did all they were supposed to do as reqd?
No a bank cannot be held liable for failing to close a loan. Even though you feel you met all the requirements to obtain a loan, if the loan does not make business sense they are not go ... more
0 votes Share Flag Thu Apr 14, 2016 Home Buying in Wichita
Ashley, Home Buyer in 66104
Ashley asked:
Looking for a VA home loan with 588 Transunion score, Husband is also a veteran and Transunion score is 599. Is there a lender that will finance with these credit scores? We both qualify for VA home loan.
0 votes Share Flag Thu Apr 14, 2016 Home Buying in 66007
, Home Buyer in Overland Park, KS
asked:
I got denied for an FHA loan with my credit score of 616. Is it possible to still purchase a home with a credit score of 616 in Kansas City, KS? I was preapproved by Cornerstone mortgage with a credit score of 685 but I couldn't find a home within the 90 days which made my credit score and my preapproval letter expire on March…
0 votes Share Flag Thu Apr 7, 2016 Home Buying in Kansas City
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Karen and Paul Catania answered:
When a property is changed to "pending" status, what exactly does that mean?
A house goes 'pending' when an offer is accepted by a seller and escrow is opened. In the 1st couple weeks all disclosures and inspections are done between buyer and seller to decide t ... more
0 votes Share Flag Fri Apr 1, 2016 Home Buying in Olathe
Brittneys913, Home Buyer in New York, NY
Brittneys913 asked:
Mortgage loans and/or first-time home buyer programs for 570-600 credit scores? Looking for ideas on where to look for first time home buyer programs and mortgage loans that will help someone with a 570-600 credit score that is rebuilding credit. Or would it make more…
0 votes Share Flag Sat Mar 26, 2016 Home Buying in Kansas City
Dhcol, Home Buyer in
Dhcol asked:
Looking for mortgage lender for 553 credit score Any Kansas or nationwide lenders for 553 credit score with several 30-60 lates in 12 mos? Debt-to-income low, rent on time for 3 years. Auto loan with 1 30 day late in 12 months. Worked…
0 votes Share Flag Tue Feb 23, 2016 Home Buying in 66213
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
What is the definition of "furnished"?
furnished usually indicates "furniture".
0 votes Share Flag Sun Feb 21, 2016 Home Buying in 66441
Eric.p.hendr…, Home Buyer in Wichita, KS
Eric.p.hendrickson asked:
I am not getting emails with notices of new housing listings or any emails. Also, when I click on the green tab to look at houses on the map the info Nothing will show when I click on the green tab to look at houses on the map. I used to be able to click the green tab and more detail information would show.
0 votes Share Flag Sat Feb 20, 2016 Home Buying in Wichita
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