yes Angelina you want to contact a realtor first and they should have somebody that you can contact to get your pre-approval letter so you know what you can afford. Also have the agent set you up with a home profile so you can save time looking on line for homes.... more
Let's be honest, if you can't save up for a down payment are you really prepared for the expenses of home ownership. Maintenance, repairs and surprises are part of home ownership. A furnace breaks, a pipe leaks and destroys some cabinets or adjoining walls. Saving up for replacing appliances as well as roof repairs, painting, replacing flooring etc.
There are down payment assistance programs, there are 0 down loans (VA and USDA) but home ownership involves more expenses than just the mortgage, taxes and insurance.
I'm not telling you not to buy, but to be truly ready to buy when the time comes.... more
Depends on the level of home you are looking to build. I work with several builders and typically those over $500k will be in the $180 sq ft range to start, where as the those under that level will vary based on fit and finish. I have several plans that fit many price ranges, so if you want to talk more specifics, please feel free to reach out to me.... more