Home Buying in Grand Rapids : Real Estate Advice

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Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
Interested in finding out if there are any jumbo loans with less than 20 % down? Want to purchase a home in the $750K to $850K range in Michigan.
As long as your loan amount is under $1,000,00 , you can finance up to 95% - 5% down. Must have a 700 credit score, and strong finances. No pmi, fix or arm.

Five Stars Mortgage
Na ... more
0 votes Share Flag Fri Jun 17, 2016 Home Buying in Grand Rapids
Ijhenderson, Home Buyer in New York, NY
Ijhenderson asked:
Need help with a loan! Fico 620. Loan amount 215K BK August 2012
Foreclosure Dec 2014
Home was in Bk from 2012
LTV 95%
0 votes Share Flag Wed May 25, 2016 Home Buying in Grand Rapids
Ijhenderson, Home Buyer in New York, NY
Ijhenderson asked:
Need help with a loan! Fico 620. Loan amount 215K BK August 2012
Foreclosure Dec 2014
Home was in Bk from 2012
LTV 95%
0 votes Share Flag Wed May 25, 2016 Home Buying in Grand Rapids
Annaschutter…, Home Buyer in New York, NY
Annaschutter88 asked:
We wrote an offer on a house and it was verbally accepted... and then our backup offer for our dream house came through! Are we liable for both homes? First time home buyer here. We put an offer on our dream house and found out that our offer was not accepted, but we agreed to be the backup offer. Days later we put an another offer on…
0 votes Share Flag Wed May 4, 2016 Home Buying in Grand Rapids
Thepixiecat, Home Buyer in Dearborn, MI
Thepixiecat asked:
Offer on a foreclosure listed over 90 days Hi. I'm looking at a foreclosure (owned by 5/3) in a very rural area that has been on the market over 90 days. In fact, the listing expired the day before I put my offer in and they…
0 votes Share Flag Fri Mar 25, 2016 Home Buying in 49512
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
My credit score on credit karma is 635. Should we be able to get a loan? Looking at a home that is 185k and we have 10k for down payment.
I am licensed to write mortgages in 31 states, I work for a direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info private not broker ... more
0 votes Share Flag Wed Feb 10, 2016 Home Buying in 49546
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
I'm not sure how buying a foreclosed home works. What initial steps do I take if I see a property I like?
Hire an Exclusive Buyer Agent to represent you. EBAs represent homebuyers only so there is no conflict of interest to jeopardize your negotiating position. Visit http://naeba.org for a ... more
0 votes Share Flag Tue Jan 26, 2016 Home Buying in Grand Rapids
Lockdev117, Home Buyer in Grand Rapids, MI
Lockdev117 answered:
whats the best neighborhoods in grand rapids
Depends on what you mean. The general consensus is that East Grand Rapids, Forest Hills, and Ada are the "best" if you go by how much people are paying. But, there are varying opinions.
0 votes Share Flag Sun Jan 24, 2016 Home Buying in Grand Rapids
Ashayota, Home Buyer in Detroit, MI
Ashayota answered:
I have 60,000 in student loans. I am only working part-time. My husband makes 50,000/yr. Is it possible for us to get a loan when we owe so much?
Tasha,

I would be more than happy to take a look at everything for you. As Karen stated, luckily it isn't based on the buyers total debt, just the monthly debts. I have clients wit ... more
0 votes Share Flag Thu Jan 14, 2016 Home Buying in 49504
Bishopgoodlu…, Home Buyer in Charlotte, NC
Bishopgoodluck01 answered:
How soon after BK Chapter 7 (discharged 07/12) can I apply for a new mortgage loan?
Hello,

Thanks for your response,

I Bishop Leo Morgan willing to lend out loans with the interest rate of 3% and within the amount of $3,000 to $8,000,000 as the loan offer, We o ... more
0 votes Share Flag Wed Oct 28, 2015 Home Buying in 49548
Digithelper, Home Buyer in Grand Rapids, MI
Digithelper answered:
Interesting price - what's the catch? I'm a serious buyer from out of state, have full cash, but the price raises a big flag with me - why
I'm the owner and Realtor for 1209 Fisk. I purchased this foreclosure because I like the area and old homes. The variation in price is due to investors such as myself purchasing forecl ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Fuller Avenue
npurrr, Home Buyer in Grand Rapids, MI
npurrr asked:
Buying a home with an illegally bypassed water meter We are considering to purchase a home and the inspector noticed that the water meter has been bypassed to avoid water bills. The inspector said that we the buyers probably would not be responsible…
0 votes Share Flag Wed Jul 1, 2015 Home Buying in 49503
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
How can you possibly rank Forest Hills Central High School in MI Below Average? It is consistently in the top schools in MI and rated 9 out of 10
I have always felt tha school reports as shown on these sites are at best..inaccurate. Problem also lies within the schools themselves. For example, here in NC, schools are on county ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 49546
Jame Perry, Real Estate Pro in Grand Rapids, MI
Jame Perry answered:
Special loan programs for pharmacists in Michigan?
I am sure it's a bit to late for you....but I think there are a couple programs out there for Pharmacists as well. Give me a call (616-835-8454) or email (jperry@greenridge.com) and I ... more
0 votes Share Flag Sat Jan 17, 2015 Home Buying in 49505
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
Is an agent required to tell me if the house I'm looking at was a former drug house?
If the agent either has direct knowledge or could reasonably be expected to have this knowledge then they are responsible to disclose it. If you are looking at a bank owned property the ... more
0 votes Share Flag Sun Dec 28, 2014 Home Buying in Grand Rapids
Steve Tagg, Real Estate Pro in grandville, MI
Steve Tagg answered:
My boyfriend and I are looking to buy a home for the first time and aren't sure where to start. Do we get a realtor first?
yes Angelina you want to contact a realtor first and they should have somebody that you can contact to get your pre-approval letter so you know what you can afford. Also have the agent ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in 49507
Brollinsgold, Both Buyer and Seller in 32223
Brollinsgold answered:
how long do you have to wait to buy another home after a foreclosure and bankrupcy?
I ask a question about a short sale july3,2013 the answer was 2 years I didn't understand what Bk means
0 votes Share Flag Mon Sep 29, 2014 Home Buying in Grand Rapids
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