Home Buying in Gardena : Advice

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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Would we qualify for a mortgage loan with this financial profile?
Hi Daniloveliz11,

It's possible but you'll need a lender like me that can do FHA/VA loans down to a 580 score.

Your best be is to apply for a pre-approval and we'll figure out whe ... more
0 votes Share Flag Tue Jun 9, 2015 Home Buying in 90247
Stephanie Ir…, Real Estate Pro in Los Angeles, CA
Stephanie Irto answered:
Filed my taxes this year, I was informed by my tax preparer that I owe the irs 16k because I claimed exempt most of the year.Can I still buy a house?
Back taxes usually must be paid off at or before closing. Lenders will obtain your IRS account transcript to verify your tax returns, and will see the back taxes owed for the current y ... more
0 votes Share Flag Wed Jan 1, 2014 Home Buying in Gardena
Ken Dorfman, Real Estate Pro in Los Angeles County, CA
Ken Dorfman answered:
needed answers pls....
The chances of the bank paying your closing costs are close to nil. If the sellers had the money, they wouldn't be pushed into a position of needing a short sale. Friend, this hound w ... more
0 votes Share Flag Wed Dec 5, 2012 Home Buying in 90247
Michael Magaw, Real Estate Pro in 90505
Michael Magaw answered:
I need some sort of idea.
I agree with the others. Patience will be required to purchase a Short Sale. But the pre-approved price is the biggest hurdle. Ask your agent to get an update from the listing agent. ... more
0 votes Share Flag Sun Oct 28, 2012 Home Buying in 90247
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
can you buy a home with no down?
doubt the poster will be "calling you", or anyone, as this question is well over 2 years old!

(since you're new Elisabeth, you might not know, but if you look just under the qu ... more
0 votes Share Flag Thu Sep 1, 2011 Home Buying in Gardena
Michael Magaw, Real Estate Pro in 90505
Michael Magaw answered:
I am purchasing a home in vermont and redondo @389k. sq ft 1867 with 3bed 3bath built in 2005. based on the info i provided, is this a good buy?
The fact that you need to ask that question shows why you need a Realtor to help you with your transaction. If you just want value, then hire an appraiser. I don't think that a R ... more
0 votes Share Flag Fri Nov 12, 2010 Home Buying in Gardena
Manny and Ma…, Real Estate Pro in Torrance, CA
Manny and Marie Archondo answered:
If I purchased my home in 2007, can I qualify for the first time buyer program
You may qualified for a 3.5% down Federal Housing Administration (FHA) Loan if you are buying a second home that is bigger or in a better location. You need to have a meeting with a pro ... more
0 votes Share Flag Sun Oct 24, 2010 Home Buying in Gardena
Gita Bantwal…, Real Estate Pro in Jamison, PA
Gita Bantwal ABR/CRS/SRES/CDPE answered:
what's good offer price for $420000?
Are you buying using a Buyers agent ? The agent should show you the comps for the area. You should look at similar homes in the area and then make an offer. If the home is priced below ... more
0 votes Share Flag Sun Mar 28, 2010 Home Buying in Gardena
Mission Viejo…, Real Estate Pro in Mission Viejo, CA
Mission Viejo Real Estate by Valorie Stover answered:
after making a deposit do you have to accept the lenders offer
You can shop for a new loan but make sure you haven't signed off on your loan contingencies. Check your purchase contract to see how many days you have on that. Have you and the seller ... more
0 votes Share Flag Thu Apr 23, 2009 Home Buying in 90249
Sandra Carli…, Real Estate Pro in 92660
Sandra Carlisle answered:
I was wondering if you could provide me with some advice on a backing out of a purchase agreement. I’m in
Whether or not you are entitled to your deposit back will depend on several things. One, did you sign a Contingency Removal Form removing the loan contingency. Did you state a certain ... more
0 votes Share Flag Sat Jan 26, 2008 Home Buying in Gardena
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