Home Buying in Ellenwood : Advice

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Paulette Alv…, Real Estate Pro in Ellenwood, GA
Paulette Alves shared a photo:
0 votes Share Flag Thu Oct 16, 2014 Home Buying
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Young married couple ready to purchase first home. What's the best way to find a realtor who's interested in answering questions?
The bottom line here is understanding that this is what agents do....they provide information, answer questions, and do what they can to support their customer's needs.

I like seein ... more
0 votes Share Flag Wed Sep 10, 2014 Home Buying in 30294
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
My question is about Earnest Money and do you get it back if the loan fail to go through?
Elderjrush,

I'm sorry you had a bad experience with your agent. Typically the return of the earnest money works as follows:

If you loan is denied, you will send a "form" signed re ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in Ellenwood
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Is it difficult to get approved for a mortgage in GA vs NC if you have less than perfect credit but you're trying to improve your score.?
Hi Meka,
Unless it is a state, city or county specifc down payment assistance program, lending guidelines will generally not vary from state to state. While there may be a few excepti ... more
0 votes Share Flag Tue Dec 24, 2013 Home Buying in 30294
Paul Raiti, Real Estate Pro in Alpharetta, GA
Paul Raiti answered:
I would just like to koow , what county is this property paying taxes to. im praying its dekalb count2043 newton estates drive30294
I looked it up in"Realist" tax records and it says Clayton County
0 votes Share Flag Sat Sep 28, 2013 Home Buying in Ellenwood
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Are there loan officers out there that will guide me through the credit process to purchase a home?
Hi Wambui,
For an FHA mortgage, most lenders require a 640+ credit score for the last 3-4 years now.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO ... more
0 votes Share Flag Sun Aug 18, 2013 Home Buying in Ellenwood
Arkla, Home Buyer in Atlanta, GA
Arkla answered:
Why the large disparity in prices of comparable Ellenwood homes within a couple mile radius ?
HELLO,
PLEASE KEEP IN MIND , NOTHING IN ATLANTA AREA IS SELLING AT LIST PRICE. BE PREPARED TO PAY OVER LIST PRICE OR BID MIN $10K OVER LISTING PRICE....IT'S CRAZY, BUT TRUE...THE INVE ... more
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 30294
Chris Irvin, Real Estate Pro in Atlanta, GA
Chris Irvin answered:
Can I get a loan for 2nd home w/10% dp...credit score is 698. My broker says I need 720 & charges $200 for help in getting 22 points?
MJ,

My bank offers a program that would allow for a 2nd home loan at 90% LTV with no MI as long as your credit score is higher than 680. If you would like more details feel free to ... more
0 votes Share Flag Tue Jul 2, 2013 Home Buying in Ellenwood
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
do you need all the money at once or do you have to have 10 percent say the house sold fo 60,000 should I have 6,000 or 60,000?
For this auction.com property, you will need 10% of the bid amount in certified funds on the day of the auction. The remainder is due at the closing which typically must be within 30 d ... more
0 votes Share Flag Mon Jun 3, 2013 Home Buying in Ellenwood
Dean James, Home Buyer in Atlanta, GA
Dean James answered:
I have 5k to put down on a lease with option to buy. Location Bouldercrest Road, Ellenwood, GA. Smithfield Grove or Boulderpark subdivision
Why lease, I can help you to purchase your home of choice. No downpayment, No Credit Score,
Low Interest Rate. We can make it happen. CALL NOW !!!!!

James Dean, Associate Broker
... more
0 votes Share Flag Fri May 10, 2013 Home Buying in 30294
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Why is Fannie Mae so hard to work with??
I am not saying this is what has happened but it happened to me and maybe to you now. I had a buyer that made offers and then backed out for issues found during inspections and the bank ... more
0 votes Share Flag Fri Jan 11, 2013 Home Buying in Ellenwood
Krishna Pasa…, Home Buyer in Outside U.S.
Krishna Pasala answered:
overseas contractor approved for loan but only have 10% down of the 95,000 loan not 20% can anyone help me out with some info ,first time buyer in GA
Hi
I am interested in this proposal. can you tell me more about this/ what all your options to offer in return/
Krishna Pasala
0 votes Share Flag Sun Dec 30, 2012 Home Buying in Ellenwood
Tom Miller, Real Estate Pro in Lavonia, GA
Tom Miller answered:
I live in SC but I want to purchase a house in Ellenwood GA. How can I do make that happen?
Teresa,
It looks like several lenders and agents are interested in helping you. My licensing in GA and SC would seem to be a good match for you. Please call or email me to let me kno ... more
0 votes Share Flag Thu Oct 25, 2012 Home Buying in Ellenwood
Help, Home Buyer in Rex, GA
Help asked:
Can you get a 2nd FHA loan due to increased family size?????? Here is our situation. My husband has a home which my name has no connection to.The home is in his name. He filed bankruptcy (due to me having to come out of work due to me having twins.…
0 votes Share Flag Fri Jun 22, 2012 Home Buying in Ellenwood
Ava Anderson,…, Real Estate Pro in 30078
Ava Anderson, Realtor answered:
is there any open houses in ellenwood ga this week,if so when an where.?
Hi Jameson,

You may want to check http://www.georgiaopenhouses.com/ for open houses in Ellenwood, GA this week and if I can be of assistance please feel free to give me a call.

Av ... more
0 votes Share Flag Tue May 22, 2012 Home Buying in Ellenwood
Morgan Hill,…, Real Estate Pro in Sandy Springs, GA
Morgan Hill, Owner Financing Specialist answered:
i have 3k to put down on a lease option,for Ellenwood ,GA.
Lease purchases are a complete waste of money from the view point of the buyer. Don't do it.
0 votes Share Flag Wed Dec 14, 2011 Home Buying in 30294
Sally English, Real Estate Pro in 30345
Sally English answered:
looking for an experienced real estate agent
Lots of good agents have responded but I am also interested in working with you. Check out the home buying tips on my website below.
Sally English and The English Team
0 votes Share Flag Mon Nov 28, 2011 Home Buying in Ellenwood
Tricia Young, Real Estate Pro in 30031
Tricia Young answered:
I have a lease with option to buy in Ellenwood ga 30294. 4/3.2 @ 150k. Inquire if you need more details
Hello Retiree

Are you ready to look for another place to stay? If so, call me so that we can discuss your needs or send me your phone number and I will call you.

Tricia Young, Re ... more
0 votes Share Flag Thu Oct 13, 2011 Home Buying in 30294
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