Home Buying in Elgin : Real Estate Advice

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Bestconnecti…, Home Buyer in Elgin, IL
Bestconnectionloan answered:
can i get a small loan (50k) to buy a home?
Hello Everyone, I am Jane Mann a legal practitioner am into real estate business, I will like to share this great testimony on how I got a loan from this reputable and reliable lending ... more
0 votes Share Flag Fri May 13, 2016 Home Buying in 60120
June Buerkle, Home Buyer in Chattanooga, TN
June Buerkle answered:
Using rental of (current) primary home as income
You have to have either several years of tax returns showing income from the rental or have a signed lease in place (annual or longer). Showing what the income will be.

Otherwise, th ... more
0 votes Share Flag Fri May 13, 2016 Home Buying in 60124
Kathy2614, Home Buyer in Elgin, IL
Kathy2614 asked:
I'm the owner of 2614 Poplar View Bend, Elgin, IL. How do I correct erroneous information in your Public Records? Under Public Records 4 items are incorrect - house is all brick, it was built in 1990 not 1988 that's the year the land was purchased, it has 3 bedrooms not 2 and the roof is asphalt…
0 votes Share Flag Wed Apr 27, 2016 Home Buying in 60120
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
Hello, I would like to purchase my parents home, for fair market value, using gift of equity as my downpayment? What are the best options???
Call Lex Carter with Evolve Bank- he can talk to you about your situation and give you the best options.

Alexis B Carter
Mortgage Banker
Evolve Bank & Trust :: Mortgage Services
... more
0 votes Share Flag Mon Jan 11, 2016 Home Buying in 60123
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
Our credit score remains at 603 no matter what we do! Our mortgage broker says we must have a score of 620 to get a mortgage. What can we do?
Credit scores sometimes take 30 - 120 days to update. In the meantime, keep your credit card balances at zero, don't apply for any new credit and keep saving up cash for your new home.
... more
0 votes Share Flag Sun Oct 18, 2015 Home Buying in 60120
Kyler.humphr…, Home Buyer in Elgin, IL
Kyler.humphries answered:
should i sign a appraisal waiver?
If you are referring to a form that waives the right to receive it 3 days before closing, then yes, they are accurate it could delay closing. If you are waiving an appraisal altogether ... more
0 votes Share Flag Fri Oct 9, 2015 Home Buying in 60124
shalena.reev…, Renter in Elgin, IL
shalena.reeves answered:
Is 26 S. commonwealth still available in Elgin?
I'm looking for a house to rent that has 2 bedrooms and 1.5 baths and also accept a small dog in el gin or south elgin that's no more than 1300.00 a month
0 votes Share Flag Thu Apr 30, 2015 Home Buying in Elgin
shalena.reev…, Renter in Elgin, IL
shalena.reeves asked:
do you help people find places to live?
0 votes Share Flag Thu Apr 30, 2015 Home Buying in Elgin
Teresa Stultz, Real Estate Pro in Saint Charles, IL
Teresa Stultz answered:
I have a pre approval letter and i'm being told i have to submit that pre approval letter with any offers is that right?
It is highly recommended. If you don't submit the pre-approval, the seller has no proof that you can actually buy the home and will be less likely to accept your offer. I would never re ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 60120
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Required 20% down payment on a condo?
This sounds as if there is plenty of blame to go around. The difference between a condo and townhouse has nothing to do with the architecture. It has to do with title and ownership.

... more
1 vote Share Flag Sun Feb 15, 2015 Home Buying in 60120
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
do you have photos and info on rent-to-own-homes with prices and address?
Tashlyn,
Ditto what Anna said. Rent first, fix your credit or savings to qualify for a purchase then buy. You'll be thousands of dollars ahead and have many more choices when you tr ... more
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 60120
Paul Schaul, Renter in Hemet, CA
Paul Schaul answered:
How does Fannie Mae work - From bidding process to an accepted bid falling through & status of your original bid.?
I am making an offer on a "Homepath home,We offered $ 200.00 over asking price,But now we wait...The listing agent is saying that NO offers will be accepted until the 7 days has gone by ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in Elgin
Nicholas S N…, Other/Just Looking in Rockford, IL
Nicholas S Nelson answered:
I'm looking for a three bedroom house in Elgin to rent with an option to by, mainly in the cook county area, is there any one out there that can help?
Good Morning,

Is there a reason that you would not want to consider buying a home at this time? Home values and mortgage interest rates are still at all time lows. After looking at ... more
0 votes Share Flag Wed May 21, 2014 Home Buying in Elgin
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Does anyone know how long it takes to close on a house after the seller accepts my offer. And what follows next after offer acceptance?
Mary, I strongly suggest you call a real estate attorney as you, based on your most recent question (and I don't mean this with any disrespect) have no idea what you're doing.

What e ... more
2 votes Share Flag Mon Apr 21, 2014 Home Buying in 60120
Carna Combest, Real Estate Pro in Elgin, IL
Carna Combest answered:
How many miles to the nearest fire station? How far is the nearest fire hydrant? The address is 906 Ascot Drive, Elgin, IL,60123
There's a forestation within a couple of miles. It's a nice unit, I've been in it.
0 votes Share Flag Wed Apr 9, 2014 Home Buying in Elgin
Stewart Rami…, Real Estate Pro in Grayslake, IL
Stewart Ramirez answered:
Can I get a loan to buy a house if i have a bankruptcy?
It isn't possible to get a loan when you're going through a bankruptcy, however there are choices out there for you. The first step would be to speak with your BK lawyer about retainin ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 60120
Layla El Said, Real Estate Pro in Schaumburg, IL
Layla El Said answered:
Do you have listings of homes that are Rent to Own?
There is a company that offers this and our agents have worked with them. I can offer details to agents if you would like to connect. Private message me
0 votes Share Flag Mon Jan 13, 2014 Home Buying in Elgin
Carna Combest, Real Estate Pro in Elgin, IL
Carna Combest answered:
304 DUNDEE AVE ELGIN,IL 60120 Is there a homeowners association in this neighborhood or with this property?
Neicy-I would also recommend going to the city's website www.cityofelgin.org. While these areas are not under an association, some homes can fall in to their historic district boundarie ... more
0 votes Share Flag Tue Dec 17, 2013 Home Buying in Elgin
Stewart Rami…, Real Estate Pro in Grayslake, IL
Stewart Ramirez answered:
Buying a house in Elgin's historic gold coast neighborhood.
Hi Drey, Elgin is rich in diversity and culture and has much to offer a growing family. They have an award winning library, beautiful parks, a stunning river walk, and state of the art ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in Elgin
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