Home Buying in El Paso : Real Estate Advice

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Queenrodrigu…, Home Buyer in El Paso, TX
Queenrodriguez1222 asked:
Does anyone know the property taxes for 79934?
0 votes Share Flag Tue Aug 23, 2016 Home Buying in 79938
Silvio Karis…, Renter in El Paso, TX
Silvio Karisch asked:
Can you tell me about owner financing? And, is there such a thing as a program like rent to own? My apartment lease expires at the end of September 2016. I am not able to take out a loan for a mortgage because my debt ratio is too high. I don't have a sufficient down payment; perhaps,…
0 votes Share Flag Tue Jun 7, 2016 Home Buying in 79925
Bill Gassett, Real Estate Pro in Hopkinton, MA
Bill Gassett answered:
How does a reverse mortgage work?
A reverse mortgage can be a blessing or a curse! It is important for seniors to understand exactly how this loan product works. Essentially a reverse mortgage is for those who are over ... more
0 votes Share Flag Mon Apr 18, 2016 Home Buying in 79912
Kevan Pewitt, Real Estate Pro in Houston, TX
Kevan Pewitt answered:
would you buy a house in a new location if you knew you were only going to live there 3-5 years?
On average, a homeowner will move every 5 to 7 years. One of the factors you might want to consider is, do you want to be a renter for the next 3 to 5 years. Most Americans would say ... more
0 votes Share Flag Fri Apr 15, 2016 Home Buying in 79924
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
I sold my house, do I need to pay taxes to the IRS?
everyone's tax situation is different, there is no way to know yours. talk to a CPA or read the IRS guidelines that apply to your situation.
0 votes Share Flag Sat Dec 26, 2015 Home Buying in 79936
Yvonne A Rus…, Real Estate Pro in El Paso, TX
Yvonne A Russell answered:
I was interested in the usda loan in horizon city, but an agent informed us this program is ending in march, is this true?
Here is the USDA site where you can check if the home you are interested in qualifies and your eligibility for the loan.

http://eligibility.sc.egov.usda.gov/eligibility/welcomeActio ... more
0 votes Share Flag Thu Dec 10, 2015 Home Buying in 79907
Cavemandan, Home Buyer in El Paso, TX
Cavemandan answered:
Looking to move to El Paso, I own 2 homes in The woodlands Tx , is there any chance to get a lease purchase? need to sale mine first.
im sure someone in El Paso would be willing to do that. try going to yard sales El Paso there are several realtors that are willing to work with you. you can also try a past student of ... more
0 votes Share Flag Fri Aug 7, 2015 Home Buying in El Paso
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Next year I will be sixty. I'm looking for a "forever" home. I am on social security disability therefore, a fixed income of about
Hi Suemic,

Your best bet is to work with a Lender to get qualified for a mortgage using your SSID income which will be grossed up 25% giving you some buying power. Then you can get a ... more
0 votes Share Flag Thu Aug 6, 2015 Home Buying in 79924
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
What can I do to add value to my home?
Hi David,
Too big a question to answer here. It depends on what your home looks like, needs and you can afford.
0 votes Share Flag Wed May 13, 2015 Home Buying in 79934
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Do I need that extra home insurance ?
It depends on what your original plan already covers. If I were you, I'd go into my insurance company and ask them to compare the insurance. If there's an important difference, then it ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in 79924
Maryluke99, Both Buyer and Seller in Miami, FL
Maryluke99 answered:
can someone with bad credit get a home loan if this is the first time homeowner and can give 15%?
Down payment only 3.5% of the purchase price.
Gifts f ... more
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 79936
Edna Lorena…, Real Estate Pro in El Paso, TX
Edna Lorena and Erin Salsbury answered:
what are the Bluffs of Noblesville like to live?
The Bluffs is a planned community of condominiums and town homes located in Noblesville, Indiana. Although I found several sites offering the opportunity to rate the community, no one h ... more
0 votes Share Flag Wed Apr 8, 2015 Home Buying in Vista Hills East
Melvin List, Real Estate Pro in Tampa, FL
Melvin List answered:
El Paso Fannie Mae My Community Mortgage
I would try a small mortgage broker in your area. Many larger correspondent lenders may price themselves out of the market with this program and not offer it. I would love to help but ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in El Paso
Gloria Donnon, Real Estate Pro in Moorestown, NJ
Gloria Donnon answered:
i spent 3000 from savings before closing but still have 12000 for down payment (5000), will this affect my loan?
Contact your lender to discuss this issue.
0 votes Share Flag Sat Feb 21, 2015 Home Buying in 79907
Arcangel3020…, Home Buyer in El Paso, TX
Arcangel302003 asked:
Fha, loan with 530 1 car loan 2 credit cards 1 furniture loan all current and furniture on january will be 1 year no missed payments
0 votes Share Flag Tue Dec 30, 2014 Home Buying in El Paso
John Hicks, Real Estate Pro in Columbus, OH
John Hicks answered:
If I'm a first time home buyer and have under 600 credit score, but have 20% down, can I still qualify for a home with low interest rates?
I can lend down to a 580 credit score. Since we are a federal direct national lender that took no bail out money we can get the best rates. I am a mortgage banker not a BROKER. Please c ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 79936
Raul Becerra…, Real Estate Pro in El Paso, TX
Raul Becerra III answered:
A house priced at $115,000 what would my monthly payment be including taxes and insurance with a fha loan in horizon city area
Did you get pre-approved? If not, getting it a great benefit when house-haunting. The pre-approval process will actually determine two things. First, the lender will determine if you ... more
0 votes Share Flag Tue Nov 18, 2014 Home Buying in 79928
Leamanpatrick, Home Buyer in El Paso, TX
Leamanpatrick answered:
Home appraised for less?
*bump ......................
0 votes Share Flag Mon Oct 20, 2014 Home Buying in Sun Valley West
Jeff Piggot, Real Estate Pro in Colorado Springs, CO
Jeff Piggot answered:
Can we buy ahouse from My father inlaw with money from the 401K.?
It's your money, so yes. If you are getting a loan for part of the money and you are taking a loan from your 401K you will need to qualify for that loan as well. Either way you need to ... more
0 votes Share Flag Thu Sep 18, 2014 Home Buying in 79915
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