Home Buying in Egg Harbor Township : Real Estate Advice

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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Will a pension loan (deductions shown on pay stub) affect DTI or be taken into consideration when applying for a mortgage?
Hi Teacher,

Great question. The answer is it depends on the lender & the loan program.

I can do FHA & VA mortgages without counting the payment from a loan against your retirement ... more
0 votes Share Flag Wed May 18, 2016 Home Buying in Egg Harbor Township
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
My family has expanded from 3-5, we need a bigger home but currently have an fha loan and a modification on our home. Can we still sell and buy?
Legally you can absolutely sell and buy another home but whether you can aford the larger you home that you want I could not say. You should speak with a local lender to see what you qu ... more
0 votes Share Flag Sat Jul 11, 2015 Home Buying in 08234
Karen Oostdyk, Real Estate Pro in Ventnor, NJ
Karen Oostdyk answered:
how to find properties at deep discount price?
There are many homes on the market at a great price. The challenge is location and the amount of work the home needs. If you are willing to do some renovation work youself or hire a con ... more
0 votes Share Flag Tue Dec 30, 2014 Home Buying in 08234
Karen Oostdyk, Real Estate Pro in Ventnor, NJ
Karen Oostdyk answered:
what is owner financing?
Owner financing is when a homeowner owns a piece of property outright and is willing to contract directly with the buyer and act as a bank, usually charging interest which is ammoritize ... more
0 votes Share Flag Tue Dec 30, 2014 Home Buying in 08234
Karen Oostdyk, Real Estate Pro in Ventnor, NJ
Karen Oostdyk answered:
does anyone know how long it takes for someone to get back to you regarding a property posted on here. i have inquired 2 times and have heard nothing
I was wondering, and it would be interesting to test it out...... if you make a request online and ask a personalized question or comment about the property, if you would get a quicker ... more
0 votes Share Flag Tue Dec 30, 2014 Home Buying in Egg Harbor Township
Karen Oostdyk, Real Estate Pro in Ventnor, NJ
Karen Oostdyk answered:
is egg harbor river resort year round residence?
It is my understanding that the River Resort is available to year round living with an addtiional lot rent for the winter months. There is a restriction stating the required use of a po ... more
0 votes Share Flag Tue Dec 30, 2014 Home Buying in Egg Harbor Township
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
how soon can we buy again after short sale?
You don't have to wait.....

We have a portfolio "2nd Chance" loan that allows you to buy again just one day after Short-Sale or Foreclosure. You can only have one on your credit and ... more
0 votes Share Flag Thu May 22, 2014 Home Buying in 08234
Dana Lindberg, Both Buyer and Seller in Phoenix, AZ
Dana Lindberg answered:
What is the minimum credit score for FHA loans? I have heard 580 and 620.
Some lenders accept 580 but needs another compensating factors. You should talk to a lender to get first-hand responses.






-----
Dana Lindberg
CFS Mortgage - http://www.cfs ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in 08234
Diane Glander, Real Estate Pro in Spring Lake, NJ
Diane Glander answered:
Lost our OT at work and cannot afford this rental, how do we get out of the lease or what help can we get? Rent is due in 2 days and we don't have it
To get out of the lease, you need your landlord's permission. Speak with him/her asap. Pay what you can and tell your landlord you cannot afford the apartment any longer. The sooner ... more
0 votes Share Flag Wed Oct 2, 2013 Home Buying in 08234
Brenda Lee Z…, Real Estate Pro in Sparta, NJ
Brenda Lee Zabriskie answered:
HOW I CAN REDUCE MY PROPERTY TAX ?
The dead line to file a tax return is April 1st. You can hire an appraiser for under $500 to come in and appraise your home for tax appeal purposes and they will help you with your pap ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 08234
John Sacktig, Real Estate Pro in New Jersey, NJ
John Sacktig answered:
what is the percentage that would be acceptable to bid on a shot sale without insulting and the bank taking your bid in consideration?
There is no percentage.

Do your due diligence on the area and see what homes have sold for to get an idea of what the appraisal will come in at; this will be around the reasonable s ... more
1 vote Share Flag Sat Dec 29, 2012 Home Buying in Egg Harbor Township
Joanne Berna…, Real Estate Pro in Northfield, NJ
Joanne Bernardini answered:
can i walk away from a short sale with no deadline date given in my contract?
Walking away from any contractor sale is tricky. Read your contract over thoroughly. Is a Short Sale Addendum included? Deadlines are critical and must be followed to the letter or the ... more
0 votes Share Flag Wed Jun 13, 2012 Home Buying in 08234
Rajan Khullar, Real Estate Pro in Egg Harbor Township,...
Rajan Khullar answered:
who holds the mortgage for 6545 mill road egg harbor township, nj 08234?
Give me a call, so we can discuss how to pursue this property.

Prudential Fox and Roach Realtors
Rajan Khullar
609-816-7644
0 votes Share Flag Mon Jun 11, 2012 Home Buying in Egg Harbor Township
Lyle Wolf, Real Estate Pro in Morristown, NJ
Lyle Wolf answered:
what is the general timeline for short sales with wells fargo. i keep being told they move very quick but its been over a month since my offer no repl
Unfortunately, there is no general timeline for a short sale. I have had them take as little as 6 weeks and in one case over a year. I usually tell my clients 2-6 months. Which bank it ... more
0 votes Share Flag Wed Jun 6, 2012 Home Buying in Egg Harbor Township
Joanne Berna…, Real Estate Pro in Northfield, NJ
Joanne Bernardini answered:
When should I find a new realtor? I've have had problems almost from day one with the company I am dealing with.
Generally, when you work with a realtor, they have applied for the job of helping you sell your home. If you are not happy with their performance then fire them! First I would have a fr ... more
0 votes Share Flag Thu May 31, 2012 Home Buying in Egg Harbor Township
Joanne Berna…, Real Estate Pro in Northfield, NJ
Joanne Bernardini answered:
i"m interested in purchasing a home however i hear that your credit score should be at least a 700 to get a mortgage what would be the best
You can qualify for an FHA Mortgage with a credit score of 580.
For a very informative website with LOTS of information, please go to

http://www.mortgage-requirements.com/
0 votes Share Flag Thu May 31, 2012 Home Buying in Egg Harbor Township
Joanne Berna…, Real Estate Pro in Northfield, NJ
Joanne Bernardini answered:
crawl space problems!!! and recrawl space at 14 bayside rd egg harbor twp nj to buy or not to buy?
Crawl spaces can be tricky! If not done properly moisture will be trapped and create mold and rotting wood. It also can become a breeding ground for wood eating insects. If you are tryi ... more
0 votes Share Flag Wed May 30, 2012 Home Buying in 08234
Rajan Khullar, Real Estate Pro in Egg Harbor Township,...
Rajan Khullar answered:
who holds the mortgage for 100 spray ave Egg Harbor Twp NJ 08234? How can I find out?
Hi
Give me a call so we can discuss the mortgage note holder. 609-816-7644
0 votes Share Flag Wed Apr 11, 2012 Home Buying in Egg Harbor Township
Linda B. Con…,  in Northfield, NJ
Linda B. Conner answered:
Why is there such a large inventory of homes for sale in Egg Harbor Township?
Hi... I see your post was from back in November, but if you have not yet decided on a location and if you are still looking for an answer regarding the number of listings... I can giv ... more
0 votes Share Flag Sun Mar 28, 2010 Home Buying in Egg Harbor Township
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