Home Buying in Derry : Advice

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Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
How do I buy a home when all my money is in the house and I can't get a loan?
Sell your home first and then you will have some options that will be lower in price than the house sold.
0 votes Share Flag Sat Dec 13, 2014 Home Buying in Derry
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
I am looking to purchase a 3 bedroom home on a 2 bedroom septic. Is this a bad idea for resale?
This is my understanding of a private septic system. I am not a septic inspector, but I have seen many systems over the years and been present for many inspections for our clients. I ha ... more
0 votes Share Flag Wed Nov 5, 2014 Home Buying in Derry
Gena Powell, Real Estate Pro in 39564
Gena Powell answered:
How long does a listing agent have to respond to a question that will determine if I can get an RD loan?
When you are saying a RD loan or you talking about a USDA( Rural Development ) ? There is a web site that you can put the address in to verify if it qualifies. Most of the time when I h ... more
0 votes Share Flag Wed May 7, 2014 Home Buying in 03038
Melissa Goss, Real Estate Pro in Center Moriches, NY
Melissa Goss answered:
what could happen if seller decides to back out 1 week before closing?
A big financial loss- likely you would get sued.
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 03038
Christina Ha…, Real Estate Pro in Morristown, TN
Christina Hayes answered:
What are "Reserves Deposited to Lender" for?
Good Morning. It saddens me that your lender did not explain all fees on your GFE.

Reserves are deposited with the lender to create a cushion for any overages that may arise when t ... more
0 votes Share Flag Sat May 4, 2013 Home Buying in 03038
Dawn Harmon, Real Estate Pro in Manchester, NH
Dawn Harmon answered:
Can anyone shed some lights on 8 wallnut hill road, derry nh. My wife really likes this home but the price is sketchy.
Hi, the home is beautiful and had four offers on it within three days, all above asking price. It is currently under agreement and due to close within the next 30 days. If you would lik ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Derry
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
possible to get a personal loan from bank or credit union to pay the difference on a mortgage if we sell our house? probably would be about 20 k.
Yes, absolutely.

Hurrahs to you, Ellen. If you can swing this, you leave your home with your credit and your dignity intact. I applaud and congratulate you.

All the best,
0 votes Share Flag Sun Jul 29, 2012 Home Buying in Derry
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
What does zoning MHR2 mean?
In most towns that allow mobile homes it can be Mobile or Manufactured Housing Residential. Youmay want to contact the Derry townhall or simply ask teh listing agent how the zoning affe ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in Derry
Marge Badois, Real Estate Pro in Londonderry, NH
Marge Badois answered:
me and my husband are looking for a rent with option to buy we are looking for something around 1000.00 a month in the derry raymond area
Renting with the option to buy is often a misunderstood concept and is handled in a WIDE variety of ways. There can be a formal arrangement with legal contracts determining the ultimat ... more
0 votes Share Flag Mon Feb 13, 2012 Home Buying in Derry
Dana Curtis, Real Estate Pro in Manchester, NH
Dana Curtis answered:
I'm trying to refinance my condex in Derry, and can't because of no recorded condo docs. What do I do?
Scott is correct. There had to have been condo docs recorded for the property. A title company will be able to help with that. In regards to the Master policy, there are some other t ... more
1 vote Share Flag Fri Dec 16, 2011 Home Buying in Derry
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Do both people applying for a mortgage loan need full time jobs?
Full time does not matter as job security does whether full or part time. You really need to meet with a local and trusted mortgage broker. They can prequailify you at no cost and let y ... more
0 votes Share Flag Fri May 14, 2010 Home Buying in Derry
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
No DEED, What can I do?
i have received lots of emails from brokers in similar situations and i thought i would share them. The issue with ken is similar in that we are waiting for a signed deed to come from t ... more
0 votes Share Flag Mon Sep 8, 2008 Home Buying in 03038
Mary, Both Buyer and Seller in Londonderry, NH
Mary answered:
what is a condex?
Sean,

We have lived in a condex for 7 years now with no problems. We have a clause in our insurance policy that covers any loss occurring from the other side. We own our own land ( ... more
0 votes Share Flag Wed Feb 13, 2008 Home Buying in Derry
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