Home Buying in Decatur : Advice

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Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Loan Coverage & when should you use it
Hi Softballfever2,

I'm not sure what you actually mean by loan coverage. Can you explain further? When you buy a home, the loan covers a portion of the purchase price of the home.

... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Decatur
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
Can get a mortgage if I have ongoing collection accounts or paid in full for less than balance (settled accounts)?
I would speak to a local lender to ask these questions. They will be able to help you. Best of luck.
0 votes Share Flag Wed Feb 18, 2015 Home Buying in Decatur
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
What credit score do you have to have to buy a home?
Hi Regina,

It depends on the lender and the loan program.

I can do FHA loans down to a 580 score.

Take a look at the recommendations from some of my past clients on my Trulia p ... more
0 votes Share Flag Mon Feb 16, 2015 Home Buying in Decatur
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Help! Should we buy a home in a 100-year flood plain?
That sounds about right, you have to weigh the joys and benefits of living near water with the possibility it could flood.
0 votes Share Flag Mon Feb 9, 2015 Home Buying in 30033
Larry Holmes, Real Estate Pro in 30084
Larry Holmes answered:
relocating from NY to Atlanta
My advice would be to avoid the Dekalb County High schools in some areas. Of course there are magnet schools that are excellent. The City of Decatur School district would be a better op ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 30030
JACKIE DAY A…, Real Estate Pro in 30084
JACKIE DAY AGENT/ R.E. BANKER answered:
Need to find a lender that will allow a co-signer to improve debt to income
Hello, you may call me at 770-876-3343. I will be happy to recommend some lenders to you. Paying down your debt would be advantageous to you; however, the lender may require you to ex ... more
0 votes Share Flag Sun Aug 24, 2014 Home Buying in 30035
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Georgia Dream or NSP
Diety23,

There is another program similar to GA Dream called FHLB that is similar but better in my opinion. Let me know if I can answer any questions about it!
0 votes Share Flag Tue Jul 29, 2014 Home Buying in Decatur
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Hello, I accepted a job in Decatur and will be moving around June. For now I want to rent a house/town house (at least 2000sq ft) with assigned school
Hi rcnwokonko,

That is a nice area, and properties are going to be limited that meet your criteria. A quick search of the MLS shows a couple of houses meeting your criteria in the De ... more
0 votes Share Flag Mon Mar 24, 2014 Home Buying in Decatur
mangofruit911, Home Buyer in USA, Mobile, AL
mangofruit911 answered:
Is Trulia a good website to look for rental properties?
In order to check whether a site which you are going to choose is legit or not means use the following steps. 1. Use Whois lookup tool like http://www.whoisxy.com/ to check the whois in ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in Decatur
Lisa Cronic, Real Estate Pro in Decatur, GA
Lisa Cronic answered:
As a non-resident alien living in Australia, how can I obtain finance to purchase additional properties in the US?
Talk to my fave lender, Laura Joines at laura.joines@suntrust.com or 404-983-2848. She is a wealth of info and is very accessible (for Atlanta time zone :-) ) Tell her I sent you!
0 votes Share Flag Thu Jan 9, 2014 Home Buying in 30035
Valerie Sing…, Real Estate Pro in 30033
Valerie Singer answered:
Any advice on lenders that will work with 600 fico score for a first time homebuyer for a 99k condo?
Asha, I would check with Laura Sosa-Rocha of the Truth and Lending team at Heritage Bank of the South.... Laura@truthandlending.com I have seen her team do an FHA loan for clients ... more
0 votes Share Flag Mon Dec 30, 2013 Home Buying in 30030
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Have some credit issues looking for agencies that work with lease with option while credit is being repaired enough to qualify for mortgage.
Hi Lawanda,
I do not suggest doing lease purchases/rent to own. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financin ... more
1 vote Share Flag Sun Dec 15, 2013 Home Buying in Decatur
Arkla, Home Buyer in Atlanta, GA
Arkla answered:
Looking for HOA info for this neighborhood, Waldrop Farms Decatur Ga 30034. Can anybody help? Thank You !
Hello, I sold a home in the community early this summer, one of my investments. as i remember,.there is no HOA involvement . Please don't send any $$$ to anyone unless they can provide ... more
0 votes Share Flag Wed Nov 13, 2013 Home Buying in 30034
Atlanta-North…, Real Estate Pro in Atlanta, GA
Atlanta-North Redfin answered:
On a fixed income, furniture in storage since moving here in 2008, and been renting since moving here. I want a home to live in. Thanks.
Congratulations on your decision to purchase a home. I suggest that instead of using Trulia and Zillow, that you use Redfin.com. Not only is is a great resource for a home search but ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in Decatur
Missy Koefod,…, Real Estate Pro in 30309
Missy Koefod, Esq. answered:
hello, is there more listings for houses in area codes- 30033, 30030, and 30035 be available?
I have noticed that the closer we are getting to summer, the more listings are showing up on the market! I just showed a great new listing yesterday in 30033 and more are sure to hit t ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in 30035
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Iam buying a home Dekalb County Ga. and only have two weeks to do it all in, I need to know what is the best way to go about buying my first home.
It's doable with all cash, so long as there aren't any title problems. Investors do it in that amount of time. Much less, though, and it becomes extremely difficult.

I notice no one ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in Decatur
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
Are townhouses a better option than a condo, or are they about the same?
Scott,

A little late with an answer, but wanted to chime in. You might want to consider a newer end unit property with no units above or below, is separated from the adjacent unit b ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in 30033
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