Home Buying in Dayton : Advice

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Rsamen, Renter in Historic Inner East,...
Rsamen answered:
My husband and i are looking into buying a home what are some good areas for houses under 60000?
Hello,

Depending on what you are looking for there are very nice older homes in a few historic districts in Dayton for reasonable prices around $60,000. St Anne's Hill and the Huffm ... more
0 votes Share Flag Tue Oct 7, 2014 Home Buying in Dayton
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As an honored veteran you are eligible for special home financing options that have been designed with low interest rates, low down payments and reduced credit approval requirements. There are a variety… Read more
Blogged Sun Sep 14, 2014 by Voices Member Home Buying Financing Credit Score
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Navigating the home loan process can be a challenge for first time home buyers. There are many different first time home buyer home loan options available in Dayton and most other Ohio areas. If you are… Read more
Blogged Wed Sep 3, 2014 by Voices Member Home Buying Financing Credit Score
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Building a brand new home is a great experience for most buyers. Picking your own colors, options, home style and neighborhood are among some of the biggest benefits. Reduced utility, repair and maintenance… Read more
Blogged Fri Aug 22, 2014 by Voices Member Home Buying Financing Credit Score
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Zachary Shade, Real Estate Pro in 45419
Zachary Shade answered:
We are seniors and don't want to take a chance that we might sell our house and not have a place to go, so what should our approach be?
Hey Jayla,

In the contract you will want to have your agent write in that your sale is contingent upon you finding a home of your own to purchase, and then you can do a dual closing. ... more
0 votes Share Flag Thu Aug 7, 2014 Home Buying in Dayton
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Flood Insurance 2014
who told you the rates were going down????

FEMA has been making a number of changes since last winter.
Currently, you should expect to pay the same premium the seller is paying. Tha ... more
0 votes Share Flag Wed Jul 30, 2014 Home Buying in Dayton
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Now is a great time to secure a home loan refinance in Dayton or any other Ohio area. Today's low interest rates make an Ohio home loan refinance a good financial decision. More importantly you can save… Read more
Blogged Fri Jul 25, 2014 by Voices Member Home Buying Financing Credit Score
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It can feel impossible to find a home loan with bad credit in the Dayton area. There are bad credit home loans available in the current real estate market. We have a variety of real estate loans for home… Read more
Blogged Fri Jul 18, 2014 by Voices Member Home Buying Financing Credit Score
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Worried about the minimum credit score needed for home loan programs in Dayton? There are many different home loan and refinance programs available for different credit situations. Due to the improving… Read more
Blogged Wed Jul 16, 2014 by Voices Member Home Buying Financing Credit Score
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Are you searching for low credit home loans in order to purchase your next home? Having a low credit score can make the home purchase and financing process feel impossible for many home buyers. Fortunately… Read more
Blogged Thu Jul 10, 2014 by Voices Member Home Buying Financing Credit Score
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Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
I was wondering if it is possible to get a mortage as a first time home buyer with a score of 572?
To qualify for a traditional loan, you are going to need a minimum credit score in the 620 - 640 range though most require 680. USDA loans with a credit score of less than 580 are denie ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in Dayton
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If you are getting ready to buy a home now is the time to check your Dayton home loan options. At AMortgageAdvisor.com you can start checking your home loan options in a matter of a few short minutes.… Read more
Blogged Mon Jun 30, 2014 by Voices Member Home Buying Financing Credit Score
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Being self-employed is a great accomplishment but it doesn't always feel that way given some of the extra challenges small business owners experience with day to day finances. One example is the home loan… Read more
Blogged Thu Jun 19, 2014 by Voices Member Home Buying Financing Credit Score
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Micah Riley-…, Real Estate Pro in 44224
Micah Riley-Local Expert answered:
What is the crime rate like in this subdivision?
By law a Realtor is not allowed to "steer" you in and out of certain areas. I would suggest asking local police dept and doing research online. You can also ask a Realtor about home v ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Princeton Heights
Micah Riley-…, Real Estate Pro in 44224
Micah Riley-Local Expert answered:
Ready to bye from relative
No such thing. If you want zero money down you will have to either go USDA loan or be a veteran and get a VA loan. Lowest FHA loan is 3.5% down.
0 votes Share Flag Thu Jun 5, 2014 Home Buying in 45426
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If you have been recently looking for a home loan in Dayton you may have experienced some challenges with the approval process. Having bad credit is a burden but it shouldn't keep you from owning a home.… Read more
Blogged Tue Jun 3, 2014 by Voices Member Home Buying Financing Credit Score
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FHA home loans and mortgages are a great solution for home buyers in Dayton and other Ohio areas. If you have damaged credit or unestablished credit FHA home loans are an excellent home mortgage choice.… Read more
Blogged Fri May 30, 2014 by Voices Member Home Buying Financing Credit Score
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Andrew Byrd, Real Estate Pro in Coeur D Alene, ID
Andrew Byrd answered:
I have a credit score of between 580-600 and I have been in bankruptcy for almost two years can I get a home loan
Marsha-

As said below by Kim, there is more information that needs to be had. The majority of mortgage lenders don't allow for people to recieve a loan with a credit score under 600. ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in 45415
Steverosesta…, Real Estate Pro in Dayton, OH
Steverosestalter answered:
Are there rent to own homes in Dayton Ohio?
6060 Romaine Dr 45415 has what you are looking for for under $85K take a look.
0 votes Share Flag Fri Feb 28, 2014 Home Buying in Dayton
Craig Mesure, Real Estate Pro in Centerville, OH
Craig Mesure answered:
Building second home while trying to sell first
You have a lot of options , which is good. You need to discuss your financial options with a lender that specializes in new construction. There are loan products that will combine a pre ... more
0 votes Share Flag Sat Jan 25, 2014 Home Buying in Dayton
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