Home Buying in Cypress : Advice

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Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
I have a question. Im wanting to rent a home, but my credit is not so good. I have a eviction on my record but, the judge dismissed it. I just need
It all depends on the landlord. In a hot leasing market, landlord tends to be picky in selecting a tenant so keep that in mind. You may need to put double or triple security deposit. Yo ... more
0 votes Share Flag Thu Nov 19, 2015 Home Buying in 77433
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
How much louse can I afford?
You need to talk to a lender or two. They will look at your overall financial condition and determine how much you can afford.

I hope this makes sense!
0 votes Share Flag Fri Oct 16, 2015 Home Buying in Cypress
Tony Marks, Home Buyer in Sacramento, CA
Tony Marks answered:
Looking for a 4/2 home built no later than 2005. I will be coming back to the Cypress area and am moving back from Germany? Can anyone help me? Thx
You can get an agent referral from certain websites, like Home Loans for all.
0 votes Share Flag Fri Aug 7, 2015 Home Buying in Cypress
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
I have a score of 577..604...676...what do I need to get a fha loan in cypress\ houston tx.or a loan with a small down payment. I definately dont
ou can get an FHA loan with under a 600 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender lik ... more
1 vote Share Flag Fri Aug 7, 2015 Home Buying in Cypress
Jeremiah.mck…, Home Buyer in New Orleans, LA
Jeremiah.mckenna answered:
Legally, when should you get the HUD 1 Statement if you are set to close on 1/31/14?
RESPA states that the buyer have the HUD 1 in their hand at least 24 hours before the closing date. This is in place to protect the buyer and seller, but mostly the buyer. This docume ... more
0 votes Share Flag Wed Jul 1, 2015 Home Buying in 77433
Nickbao2015, Home Buyer in Knoxville, TN
Nickbao2015 answered:
How do I find out if there is a lien on a residential property in Harris county?
You can go to http://www.searchq.com and enter your address to download a free property report.

If the lien is found, it will indicate in green color on the report.

You can also ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in Cypress
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
How much should a sub-contractors general liability insurance be for a preservation company? ? An do you know of any good company?
It's a good idea to find some good contractor's insurance before getting something built, just to be safe. There can be issues with so many things, so having insurance is a really impor ... more
0 votes Share Flag Fri Nov 21, 2014 Home Buying in Cypress
Mario Tavares, Real Estate Pro in Cypress, TX
Mario Tavares answered:
! No documents received on day 3 after closing. My realtor says that is the way it is done in Southern California...should I have a copy of the HUD 1?
Hello Hitchinpost8 from Palm Springs, CA.

"First, my disclaimer: We provide the information on this website as a public service. Sometimes the laws change. We cannot promise that t ... more
1 vote Share Flag Fri Oct 3, 2014 Home Buying in 77433
Richard L Br…, Real Estate Pro in Cypress, TX
Richard L Bradshaw, Jr answered:
Should I be concerened about buying a Centex home, in Youpon Ranch, Cypress Tx?
There are many considerations to purchasing a home in any community. The builder is just one consideration. Centex Homes is primarily a production style homebuilder with products rang ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in 77433
,  in
answered:
looking to move in the area from NJ. out would you recommend Cypress over any other communities
I find that my clients are most comfortable in an area that fits their goals and lifestyle. The starting point in any home search is taking a look at your wants and needs and comparing ... more
0 votes Share Flag Wed Apr 30, 2014 Home Buying in Cypress
Brady Britta…, Real Estate Pro in College Statoin, TX
Brady Brittain answered:
I have a GFC & A fee Worksheet with 2 different amounts on it for closing. Which one is more accurate for me (the buyer) to bring to closing?
I would speak with both your title rep and your loan officer to be sure. Your REALTOR may also be able to shed some light on the subject. Your GFE is not allowed to vary more than a c ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in Cypress
Jennifer Fiv…, Real Estate Pro in Red Hook, NY
Jennifer Fivelsdal answered:
Would buying a new car affect our chances of getting a mortgage if we intend to buy a house within the next 3-6 months?
I think the wise thing to do would be to have this discussion with a lender who would have a better view of your entire financial picture. Based on his evaluation you could move forwor ... more
0 votes Share Flag Sat Nov 16, 2013 Home Buying in 77433
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Are there any solid mortgage brokers in Houston that handle 80/10/10 jumbo loans? Solid credit history.
Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan for you, that's what we specialize in..
1 vote Share Flag Sat Nov 16, 2013 Home Buying in 77433
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Ok I was wondering if there is a mortgage company that does not go based on credit history? My husband has good credit but history is what we lack..
We help people with difficult situations most lenders cannot help.Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan fo ... more
1 vote Share Flag Sat Nov 16, 2013 Home Buying in 77433
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
If my credit score is in the middle 600s and I put down 50% on a 180,000 home can I get qualified? Will I have a lower rate?
I know several lenders that require just a 580 credit score. If you would like an assessment of your situation and a referral to a reputable lender that has the right type of loan for y ... more
1 vote Share Flag Sat Nov 16, 2013 Home Buying in Cypress
Tracy Strick…, Real Estate Pro in Cypress, TX
Tracy Strickland answered:
how good is the public school?
I live in Cypress and my wife is a teacher here. Cy-Fair school district is the largest in the state and one of the largest in the country (100,000+ students). It covers such a large ar ... more
1 vote Share Flag Fri Nov 15, 2013 Home Buying in Cypress
keithcrear, Home Buyer in Cypress, TX
keithcrear answered:
What are the qualifications for a USDA Loan besides the area?
Thanks for the input. I truly appreciate it. Another question. What are the credit requirements for the USDA? I have a 750 and the wife is pushing a 630. Thanks
0 votes Share Flag Fri Nov 1, 2013 Home Buying in Cypress
Deborah Kazm…, Real Estate Pro in Spring, TX
Deborah Kazmir answered:
looking to move to the Cypress area. I want to move to a neighborhood for young upper middle class professionals with children. $300-$400
You will have many to choose from. The Towne Lake, Bridgeland, Cypress Creek Lake area. That is close the the Lone Star College. I probably should not just name them as there are ot ... more
0 votes Share Flag Sun Oct 6, 2013 Home Buying in Cypress
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