Home Buying in Crest Hill : Advice

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Suzanne MacD…, Real Estate Pro in Mount Arlington, NJ
Suzanne MacDowell answered:
I am closing on my house August 29, 2014 I don't have a mortgage on my house and I pay my property tax in four installments, do I pay at closing?
There will be an adjustment on the settlement statement so that both you and the buyer will pay the property taxes, on a per diem basis, for the time you actually owned the house.
0 votes Share Flag Fri Jul 18, 2014 Home Buying in 60403
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
When is a short sale under contract? When the seler accepts or when the bank accepts?
have you asked for advice from your real estate broker?

Your real estate broker should have explained the process prior to your writing up an offer.
0 votes Share Flag Sun Jun 15, 2014 Home Buying in Crest Hill
Matt Persick…, Real Estate Pro in Shorewood, IL
Matt Persicketti answered:
Have you used this Inspection Company and would you reccommend them...
I have had multiple clients use Accurate Home inspection of Illinois and I would highly recommend them! Thorough, polite and exceptionally informative.
0 votes Share Flag Mon Feb 17, 2014 Home Buying in 60435
Ashley Pimen…, Real Estate Pro in Illinois
Ashley Pimentel answered:
How long should my husband and I wait after bankruptcy to get a small home loan around 100,000 with 10% down and our credit scores are in mid 600's?
Hello Kim,

Unfortunately for a Chapter 7 Bankruptcy, you would have to wait until it has been 2 years from the discharge date. Feel free to contact me with any other questions.

Th ... more
0 votes Share Flag Wed Jan 15, 2014 Home Buying in 60435
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
How long should my husband and I wait to get a small home loan around 100,000 with 10% down and our credit scores are in mid 600's?
Kim

Why wait? Interest rates are only going to increase slightly and so will prices. Now is the time. You should be able to get a loan under those circumstances.
0 votes Share Flag Wed Jan 15, 2014 Home Buying in 60435
Lou, Real Estate Pro in Romeoville, IL
Lou answered:
I would like to know when can I purchase a home after short sale? It will be 3 yrs June 2014. Can I qualify for conventional or FHA? USDA?
The answer is now.

Hi,

Thank you for your interest in the 2BR home at Louis Rd in Joliet, available for $699/month to rent
or $600/month to buy on an installment contract.

Y ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in 60435
Peter Kedzior, Real Estate Pro in Arlington Heights, IL
Peter Kedzior answered:
We have a bk that is 2yrs discharged a short sale that is 18 months ago, we would like to purchase a home. How much would we need to put down?
A client of mine was able to obtain a mortgage just 26 months after bankruptcy discharge and less than 3 years after he lost his previous home to foreclosure. So, you have a chance of g ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in 60435
Peter Kedzior, Real Estate Pro in Arlington Heights, IL
Peter Kedzior answered:
What is the customary fee for an agency to rent your home for you?
A fee equal to 1-month rent is what many brokers are willing to accept in Illinois but, as my colleagues correctly pointed out, there is absolutely no customary fee and all brokerage co ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in Crest Hill
Kathy Dames ~…, Real Estate Pro in 60404
Kathy Mccauley-Dames · Re/max Ultimate Professionals · (815) 741-5082 1834 Root ST - Crest Hill, IL TypeSingle FamilyBedrooms4Bathrooms1Year Built1972Total Rooms6Lot SizeLess Than .25 AcreAsse… Read more
Blogged Tue Feb 26, 2013 by Kathy Dames ~ Broker/Owner Home Buying Investment Properties
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Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
My husband and I would like to purchase a home but have bk discharged 2 years and short sale for a 17 months. We would like to know is it possible to
2 years after that BK. As far as the short sale goes, it depends on how it reports on credit. If it is reporting as a foreclosure then you are going to have to wait 3 years past the dat ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in 60435
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
Can someone please tell me about non-conforming loans? My husband and I would like to purchase a home.
Hi Marie:

I am a local broker and may be able to help you. We work with lenders that will go as low as a 580 score. Please call or email me to get started.

I look forward to wor ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in 60435
Jennifer Sny…, Real Estate Pro in Wheaton, IL
Jennifer Snyder answered:
My husband and I filed for bk 2 yrs ago short sale also which will be 2 years in 2013 if we put down 20% can we purchase a home?
You sound like you could be very close. It would be best to speak with a qualified loan officer to understand exactly where you are in the process. I would be happy to share some name ... more
0 votes Share Flag Fri Jan 18, 2013 Home Buying in 60435
Jennifer Sny…, Real Estate Pro in Wheaton, IL
Jennifer Snyder answered:
Where besides Joliet are quality Catholic schools with an affordable housing market, i.e. updated homes under $300k?
Downers Grove will also have options for you as well. Benet Academy is near and there are a couple of grade schools as well.
0 votes Share Flag Fri Jan 18, 2013 Home Buying in 60435
Marco Amidei, Real Estate Pro in Libertyville, IL
Renwick Club, Crest Hill, IllinoisAbout Renwick ClubRenwick Club is a townhouse and single family home community built in the early 2000's. Renwick Club is located in Crest Hill, Illinois north of Division… Read more
Blogged Wed Dec 5, 2012 by Marco Amidei Market Conditions Home Buying Home Selling
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Kathy Dames ~…, Real Estate Pro in 60404
Kathy Mccauley-Dames · Re/max Ultimate Professionals · (815) 741-50822529 REFLECTIONS DR #0 - CREST HILL, ILTypeAttachedBedrooms2Bathrooms2.1Year Built2006Total Rooms6BasementYesAssessments$1… Read more
Blogged Fri Oct 26, 2012 by Kathy Dames ~ Broker/Owner Home Buying
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Kathy Dames ~…, Real Estate Pro in 60404
Kathy Mccauley-Dames · Re/max Ultimate Professionals · (815) 741-5082 2514 Springside DR - CREST HILL, IL TypeSingle FamilyBedrooms3Bathrooms2.1Year Built2001Total Rooms7BasementYesLot SizeLess… Read more
Blogged Tue Oct 9, 2012 by Kathy Dames ~ Broker/Owner Home Buying
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David Hennes…, Real Estate Pro in Crest Hill, IL
David Hennessey answered:
It will be 2 years since I filed chapter 7 and 1 year since my short sale. When will I be able to buy a home with homepath, fha, or conventional?
I have a few sellers who will sell NOW with the proper down payment by doing a land contract. Call me at 815-347-4203, Dave Hennessey, Krueger Realty. E-mail me ; djhresults@comcast.net
0 votes Share Flag Fri Oct 5, 2012 Home Buying in 60435
Kathy Dames ~…, Real Estate Pro in 60404
Kathy Mccauley-Dames · Re/max Ultimate Professionals · (815) 741-50821922 Innercircle DR - CREST HILL, ILTypeSingle FamilyBedrooms3Bathrooms2Year BuiltUTotal Rooms5BasementYesLot SizeLess Than… Read more
Blogged Thu Sep 20, 2012 by Kathy Dames ~ Broker/Owner Home Buying
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Marco Amidei, Real Estate Pro in Libertyville, IL
Cambridge Crest, Crest Hill, IllinoisAbout Cambridge CrestCambridge Crest is a townhouse community built in the early 2000's. Cambridge Crest is located in Crest Hill, Illinois on Gaylord east of Route… Read more
Blogged Fri Aug 17, 2012 by Marco Amidei Market Conditions Home Buying Home Selling
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Kathy Dames ~…, Real Estate Pro in 60404
Kathy Mccauley-Dames · Re/max Ultimate Professionals · (815) 741-50821700 WILLOW CIRCLE DR - CREST HILL, ILTypeAttachedBedrooms2Bathrooms2Year Built1999Total Rooms5BasementYesAssessments$145SubdivisionWILLOW… Read more
Blogged Tue Aug 14, 2012 by Kathy Dames ~ Broker/Owner General Area Home Buying
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