Foreclosure in Chula Vista : Real Estate Advice

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Andrew OC, Home Buyer in 92704
Andrew OC answered:
How do you find out if a potential rental home is in a foreclosure?
Go to www.searchq.com and search your potential rental home by address then download a free property report. If you don't see any foreclosure indication, the rental home should be okay. ... more
2 votes Share Flag Thu Jan 8, 2015 Foreclosure in Chula Vista
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Can you provide details about this listing? http://www.trulia.com/foreclosure/3123380391--Santa-Carolina-Rd-Chula-Vista-CA-91913
Hi Clinton!

clearly the person who answered below can't "provide details" of anything since he is always too busy with his own self promotion...........so............I suggest you tr ... more
0 votes Share Flag Thu Jun 5, 2014 Foreclosure in Chula Vista
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
My parents were just told that they lost their home. They were given 5 days to vacate the home. Is this legal?
Good Morning Elizabeth,
I am so sorry to hear that. I would definitely contact an attorney to make sure everything is on the up and up. It may be too late, but I would also consider co ... more
0 votes Share Flag Sat May 24, 2014 Foreclosure in Chula Vista
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
I am interested in this home, how can I get more information on this property? I would like to see this home.
Hi There,

There's no link to the property you're interested in!, but it may or may not be for sale. On consumer real estate sites like Trulia, a property will look like a "listing" e ... more
0 votes Share Flag Mon Jan 20, 2014 Foreclosure in Otay Ranch Village
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
how do we see inside foreclosure homes?
I wrote a blog about "Finding Foreclosed Homes on Trulia" just last week. I'll put a link in the web reference. That should answer all of your questions.

J.R. Thrasher
www.SanDiego ... more
0 votes Share Flag Wed Sep 11, 2013 Foreclosure in Chula Vista
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
Why are the foreclosed properties priced so low?
I wrote a blog about "Finding Foreclosed Homes on Trulia" just last week. I'll put a link in the web reference. That should answer all of your questions.

J.R. Thrasher
www.SanDiego ... more
0 votes Share Flag Wed Sep 11, 2013 Foreclosure in Chula Vista
Raul Maldona…, Home Owner in Show Low, AZ
Raul Maldonado asked:
who should I contact for more information? --
This question was asked from this property: http://www.trulia.com/foreclosure/3099109949--Vista-Miranda-Chula-Vista-CA-91910
0 votes Share Flag Thu May 23, 2013 Foreclosure in Rancho / Del Rey
Patrick Hale,  in San Diego, CA
Patrick Hale answered:
My landlord filed bankruptcy before we moved in, and was closed 5 months later. We had no idea, and rcvd a notice of trustee sale months after that,
Yes, I would consult with an attorney. If he filed bankruptcy you may not be able to get much out of them, but it is worth trying.

Patrick A. Hale, CDPE, RSD
Real Estate Broker & ... more
0 votes Share Flag Sat Sep 8, 2012 Foreclosure in 91911
Derek W, Real Estate Pro in Mount Vernon, NY
Derek W answered:
What is the difference between a non-recourse loan and a recourse loan?
James and Phil did a great job in highlighting the distinction between both types of loans. I will also add that lenders who issued 2nd loans, normally referred to as HELOC's may ... more
0 votes Share Flag Tue Jan 11, 2011 Foreclosure in Chula Vista
Daniel Alvar…, Real Estate Pro in Weehawken, NJ
Daniel Alvarez answered:
What exactly is a strategic default? What are the pros & cons? How should one handle the money that is not put towards a current mortgage?
Should also mention that strategic defaults apply to just about any type of loan or line or credit. Some folks threaten bankruptcy on their creditors to get them to offer a charge off s ... more
1 vote Share Flag Thu Dec 9, 2010 Foreclosure in 91914
Vincent Vill…, Real Estate Pro in Chula Vista, CA
Vincent Villafranca,REALTOR answered:
There is a lot of talk of a softening real estate market. How would you describe the real estate market in Chula Vista?
The market here in Chula Vista is great. If you are an "investor" maybe not so great. Pricing has been stable now for a couple of years and many owner occupied buyers are sti ... more
0 votes Share Flag Thu Oct 14, 2010 Foreclosure in Chula Vista
Vincent Vill…, Real Estate Pro in Chula Vista, CA
Vincent Villafranca,REALTOR answered:
We recently made an offer on a townhome that is priced at 137,500 and made an offer of 145,000 with 10% down... My main concern is if we made a right
Hi Monica,
Were able to get the home? Sold as is with no termite clearance. Even though you submitted the offer with zero termite clearance your agent should have ordered a termite in ... more
0 votes Share Flag Mon Oct 11, 2010 Foreclosure in Chula Vista
Vincent Vill…, Real Estate Pro in Chula Vista, CA
Vincent Villafranca,REALTOR answered:
we are looking to buy a second home in Chula Vista CA. We are not ready to move yet therefore we want to rent it for the next 2-3 years . my budget
Hi Tess,
I see that you are saying that you want to be at a price at no more then 250k. Why is that? Have you already been approved by a direct lender? With interest rates being incr ... more
0 votes Share Flag Sun Oct 10, 2010 Foreclosure in Chula Vista
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Hi, If I file for bankruptcy, will it make a difference if I lose my home through foreclosure as opposed to short sale when I want to buy a home ?
We agents are not to provide legal or tax advice. You should talked with an attorney regarding the potential ramifications of a deficiency judgment, and tax adviser regarding tax conse ... more
0 votes Share Flag Sat Aug 14, 2010 Foreclosure in 91915
Patrick Hale,  in San Diego, CA
Patrick Hale answered:
I have two homes and I'm thinking of doing a shortsale on one due to financial hardship. Can they put a lien?
Depending on how your loans where set up, yes. However, they most likely won't be able to.

Be prepared that they may ask you to sell your other home to pay them off, if you can ... more
0 votes Share Flag Thu Aug 12, 2010 Foreclosure in 91915
Anineyegcoij, Other/Just Looking in 91913
Anineyegcoij answered:
Hello. My question is how foreclosure and bankruptcy affect my credit card that has no miss payment and no
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<size>3] lowest interest rate credit cards </size& ... more
0 votes Share Flag Thu Nov 12, 2009 Foreclosure in 91913
Kim Noonan, Real Estate Pro in New Lenox, IL
Kim Noonan answered:
What are the risks of buying a foreclosure???????
Everything everyone else mentioned - and a few others.
Unknown environmental or social issues since there's no history of the house to be obtained.
Was it a meth lab? Floods ev ... more
0 votes Share Flag Wed Oct 21, 2009 Foreclosure in Chula Vista
Dawn Lewis, Real Estate Pro in San Diego, CA
Dawn Lewis answered:
I rent a bank owned home and have 90 days to vacate. The owner is the bank (lender) and I would like to do a lease option on this house because we
Buster, I would say this is highly unlikely. Start looking for other quarters. Best of luck.

Dawn Lewis

http://twitter.com/DawnSellsSD
0 votes Share Flag Wed Oct 21, 2009 Foreclosure in Chula Vista
Dawn Lewis, Real Estate Pro in San Diego, CA
Dawn Lewis answered:
Landlord isn't paying mortgage. What is my timeline before having to move?
Lorraine,

The reduced rent was a nice gesture from your landlord. The process can take a long time or happen quickely. I have seen some foreclosures take well over a year due to the ... more
0 votes Share Flag Wed Oct 21, 2009 Foreclosure in Chula Vista
Mike Lewis, Real Estate Pro in San Diego, CA
Mike Lewis answered:
Payment Takeovers's
Househunter, Everyone needs to be patient in this market. I would suggest that you write offers on multiple properties that fit your needs. Then you have many pots cooking and maybe one ... more
0 votes Share Flag Mon Aug 10, 2009 Foreclosure in Chula Vista
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