Foreclosure in Charleston : Advice

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lm1683, Home Buyer in Charleston, SC
lm1683 asked:
LPMI or BPMI? Which is better for my situation? I am in the process of finalizing a contract for a foreclosed home. The house is going for at least $20,000 less than the appraised value. That being said, is it more prudent for me to take…
0 votes Share Flag Thu Aug 14, 2014 Foreclosure in Charleston
Anthony Schi…, Real Estate Pro in 29572
Anthony Schibilia answered:
Can raising downpayment alleviate underwriter contingencies such as repairs?
The downpayment does not reflect stipulations listed by the appraisal which is what it sounds like the issue is. You should approach the loan officer about escrowing for these repairs s ... more
0 votes Share Flag Fri Aug 1, 2014 Foreclosure in Charleston
Sonny Brown, Real Estate Pro in Charleston, SC
Sonny Brown answered:
Me and my husband are looking to buy a house in or near Rockville S.C. between 30,000 to 75,000 2 Br and 2 bath
Hi, phurley39,
I searched the MLS for homes on Rockville and came up blank, but I did fine a moble home in that price range. It also has 3 B/Rs, 2Ba.
It's not as far from Charlest ... more
0 votes Share Flag Fri Nov 1, 2013 Foreclosure in Johns Island
Jim Bobo, Jr., Real Estate Pro in West Ashley, Charles...
Jim Bobo, Jr. answered:
When does ownership of a property transfer in a foreclosure?
Brianvaughters - the foreclosure process is different from State to State, and in SC can result in the Court of Common Pleas issuing a Court Order to the Master in Equity to convey the ... more
0 votes Share Flag Thu Feb 28, 2013 Foreclosure in Charleston
David and Ve…, Real Estate Pro in Goose Creek, SC
David and Veronica Rudick answered:
If I were to purchase a "Bank-owned" property, how would I know of any liens against the property?
The closing attorney will research "Title" prior to closing. The Preliminary Title report is a document which is the Title search for any "clouds" or items against the Title. If there ... more
0 votes Share Flag Wed Jul 4, 2012 Foreclosure in 29420
Joshua Calve…, Real Estate Pro in Mount Pleasant, SC
Joshua Calvert answered:
Since money is the issue when in foreclosure, how is it possible to rent an apartment or house when the time comes?
It's still possibe to rent because the limitations for rentals are a lot less strict than those set by a lender at a bank. A lot of people in todays economy have had to foreclose on th ... more
0 votes Share Flag Fri May 18, 2012 Foreclosure in Charleston
Stephanie Da…, Real Estate Pro in Charleston, SC
Stephanie Davis answered:
Information on 112 Dalton Street, Charleston, SC, Foreclosure or short-sale?
It looks like the lender is Washington Mutual and that the borrower is still in control of the property. It has been on the market for nearly four years. The listing says it's a sh ... more
0 votes Share Flag Sat Aug 14, 2010 Foreclosure in Charleston
David Wertan, Real Estate Pro in Mount Pleasant, SC
David Wertan answered:
A question on waterfront homes
Joan Carol, I believe that now is the time, prices have fallen and they have fallen sharply on high end homes as the buyers for those homes cannot typically buy without selling their ot ... more
0 votes Share Flag Thu Aug 14, 2008 Foreclosure in Charleston
Marty C, Other/Just Looking in Austin, TX
Marty C answered:
Do you foresee the fall in the real estate market nationawide affecting Chas in the future?
Since you have asked this prices in Charleston have been hammered and the sales are very slow. No reason to buy.
0 votes Share Flag Mon Nov 5, 2007 Foreclosure in 29401
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