Foreclosure in Vermont : Real Estate Advice

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Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
The property I live in has been foreclosed upon. The bank is selling it "as is" it also states. "Reo occupied" I information terminology
REO simply means "real estate owned." Since you currently reside in the home, it is therefore "occupied." "As Is" means in its present condition, usually without disclosures and warra ... more
0 votes Share Flag Tue Apr 19, 2016 Foreclosure in 05363
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
my name is not on the note but the deed, do I owe the lender any monies if I sell the house
You won't owe money, but you won't be able to sell the house because the bank has a lien against it. You cannot convey clear title as long as the lien is present. However, if you sell ... more
2 votes Share Flag Sat Dec 12, 2015 Foreclosure in Woodstock
Wileekyote, Home Buyer in Woodstock, VT
Wileekyote answered:
My name is on the mortgage but not the note am I liable for the debt?
Old thread but there is some erroneous information in some of these comments.

The note specifies the amount of the loan, the interest rate, the monthly principal and interest payment ... more
0 votes Share Flag Fri Sep 20, 2013 Foreclosure in Woodstock
Julia Lynch, Home Seller in White River Junction,...
Julia Lynch answered:
am interested in ranch style home. Son is moving to area. Thank you.Carolyn
We are selling a ranch in a great neighborhood in Hartford, Vermont in the Dothan Brook School area. We purchased this house in 2004 and have made lots of upgrades including a new Buder ... more
0 votes Share Flag Mon Jun 10, 2013 Foreclosure in White River Junction
Ray Mikus, Real Estate Pro in Montpelier, VT
Ray Mikus answered:
i want to rent a house or something like that but i dont know if there are any good ones
Check with local Realtors and property managers. Also craigslist seems to be a good place to look for rentals. Hope that helps. Good luck.
0 votes Share Flag Fri Jan 25, 2013 Foreclosure in Brattleboro
annemcall61, Home Buyer in Rutland, VT
annemcall61 answered:
looking for a home within a 50-60 mile radius of Rutland. $75,000 to 110,000. two bedroom-two baths.
I am looking for the early summer of 2013. I am from Vermont and want to move home.
0 votes Share Flag Sat Aug 25, 2012 Foreclosure in White River Junction
Susan Vander…, Real Estate Pro in Lake Elsinore, CA
Susan Vanderburgh answered:
I walked away from my home in 2008 and I now need to find information on what happened to the house. Where do I begin?
It's easy to find on public records. Most agents (like myself) who are familiar with the process would have access to this type of information. What would you like to do now?
0 votes Share Flag Sat Jul 7, 2012 Foreclosure in Orange County
Daniel Klein, Real Estate Pro in Beverly Hills, CA
Daniel Klein answered:
can you forclose on a 2nd mortgage only?
Unlike answers to your question, the true answer is the 2nd will and has the legal right to foreclose. Just because their loan is subordinate to the 1st, does not exclude them the right ... more
0 votes Share Flag Sat Jan 7, 2012 Foreclosure in Orange County
Daniel Klein, Real Estate Pro in Beverly Hills, CA
Daniel Klein answered:
What are the steps to take if cannot afford mortgage payments?
Your family needs to consider doing a short sale, or putting the house on the market. The property will languish in foreclosure for a while. Since there is little income, doing a modifi ... more
0 votes Share Flag Sat Jan 7, 2012 Foreclosure in Orange County
Daniel Klein, Real Estate Pro in Beverly Hills, CA
Daniel Klein answered:
want to know if you have any REO's homes in Orange county from 40%-50% off???
Nobody goes on Trulia to offer to buy REO properties $5M up.
I think this was a genuine attempt by a novice to try to get into the REO game.
Also REO's dont sell for this discoun ... more
0 votes Share Flag Sat Jan 7, 2012 Foreclosure in Orange County
Daniel Klein, Real Estate Pro in Beverly Hills, CA
Daniel Klein answered:
The bank owns my house that went into foreclosure/auction in July. Do I owe the HOA the balance?
You are not responsible for HOA fees after title transfers (your foreclosure. But you are still responsible for the HOA fees while you were still living in the property.
Most likely a ... more
0 votes Share Flag Sat Jan 7, 2012 Foreclosure in Orange County
Daniel Klein, Real Estate Pro in Beverly Hills, CA
Daniel Klein answered:
my husband and his parents bought a house 3 yrs. ago, all in title and deed. my husband and i wants to file chap.7, will the house be affected?
If you do a CH.7 federal law will allow you to keep the equity in your property up to the state limits. Call a washington attorney to get the specifics.
0 votes Share Flag Sat Jan 7, 2012 Foreclosure in Orange County
Katiemac9, Home Owner in Vermont
Katiemac9 answered:
About to foreclose, but CAN sell & don't owe more than worth-Once decision to sell, must I continue struggle to catch up back-due
I live in VT so these are ideas based on what happens here in terms of the legal stuff. If you haven't yet received a sheriff's notice a TRUE foreclosure brought to your door, ... more
0 votes Share Flag Mon Dec 19, 2011 Foreclosure in Montpelier
gmareo1, Both Buyer and Seller in Newport, VT
gmareo1 answered:
I own a second home in mendon VT which has been on the market for a while and now I'm in trouble paying the mortgage. What are my options?
Hello,

Would like to know if this property still available. If so, would like to get details of property.

Thank You
Mareo
0 votes Share Flag Tue Jul 5, 2011 Foreclosure in Vermont
Benbgallaher, Home Buyer in Montpelier, VT
Benbgallaher answered:
when does a person have to vacate their property after it is put up for auction?
It's distressing. I, too, have been underfoot of this mortgage modification monstrosity. it's perfectly appalling. I live in Brunswick, Maine, and the scarcity is similar. Wor ... more
0 votes Share Flag Tue Jun 7, 2011 Foreclosure in 05602
Lora Wilson…, Real Estate Pro in Colchester, VT
Lora Wilson Team answered:
Single condo owner, 2 yrs strug to catch up mort-can't. Sympathic lender-but today-"cert mail".. DONT owe more than worth-
I am a Realtor right here in Burlington VT - I can help. Lot's of experience, But don't wait!! It sounds like we need to move fast. Contact me at 802-238-0064. Lora Wils ... more
0 votes Share Flag Fri Feb 11, 2011 Foreclosure in 05602
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
Where do I get free listings of government tax foreclosures in Chittenden county Vermont?
County court house OR contact a local Realtor who can forward MLS listings

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas ... more
0 votes Share Flag Fri Jan 28, 2011 Foreclosure in Burlington
Vermont,  in Chittenden County, VT
Vermont answered:
do you also track the foreclosure market?
I'm an appraiser and on the newer 1004MC report we are to give detailed information on the foreclosure market and or "trends" in our area. I used to have a good source bu ... more
0 votes Share Flag Fri Jan 28, 2011 Foreclosure in Chittenden County
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