Foreclosure in Saint Paul : Real Estate Advice

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Josh Lund,  in Minneapolis, MN
Josh Lund answered:
I feel I was subject to wrongful lending practices, usurous rates and fees, and an improper foreclosure.
hello Jwidy,
Good morning.
Sounds like you had a rough run there. We should talk about your situation. Are you still in the market to buy a new? If so, I would love to see if we can ... more
0 votes Share Flag Wed Dec 16, 2015 Foreclosure in 55104
Jeanne Karve…, Home Buyer in Fiesta M/h Estates,...
Jeanne Karvelas answered:
I am 2 months behind on my mortgage payment. At what point can the bank forclose on my home?
I am going to be 3 months 2 weeks behind on my morg....I am signing a P&S this week.....will most banks hold off...its going to be a cash sale...
0 votes Share Flag Mon May 19, 2014 Foreclosure in 55104
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Sheriffs sale price was higher than balance due on mortgage - what happens now?
Call the Sherriff’s office and ask them for an accounting, if the deal has already closed. Unless the Sheriff has actually been paid the proceeds from the auction then the bank has n ... more
0 votes Share Flag Wed Mar 5, 2014 Foreclosure in 55130
Cody Anderson, Real Estate Pro in Minneapolis, MN
Cody Anderson answered:
Can I redeem my dad house now in the redemption period, after he have pass away? How legally?
Attorney question!! I hope for your sake the home doesn't get tied up on probate.

Sorry for your lose. Never easy to digest.

Merry Christmas
0 votes Share Flag Thu Dec 5, 2013 Foreclosure in 55106
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
hi we just moved in a duplex a month ago and didn't sign a lease; the place is being forclosed.
If you havent signed anything talk to the owner and tell him you want to move if that is what you want to do or tell them to give you a discount on your rent till the bank forecloses on ... more
0 votes Share Flag Thu May 10, 2012 Foreclosure in 55106
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
Do I have to pay my Association Fees?
Once the bank takes possession they take over the fees the association will charge them.. http://www.mnhomescontractfordeed.com/washington-county
0 votes Share Flag Thu May 10, 2012 Foreclosure in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
If 1st & 2nd mortgages are with the same bank will we be responsible for the 2nd when we foreclose? Should we continue paying on 2nd or stop?
You will be responsible for the second mortgage. Some times they wont come after you if they are with the same company. http://www.mnhomescontractfordeed.com/washington-county
0 votes Share Flag Thu May 10, 2012 Foreclosure in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
My name is on the deed but not in the mortgage.
Sounds like your realtor knows what they are talking about I would go with their advice. http://www.mnhomescontractfordeed.com usually though if the home is not in your name you should ... more
0 votes Share Flag Tue Apr 24, 2012 Foreclosure in 55114
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
our house is going to be foreclosed on. We can no longer afford payments. Do we need an attorney?
I would get Realtor who can help you sell your home on a short sale you shouldnt need a lawyer. If you plan on filing a bk then you want a lawyer or if you have a 2nd mortgage you may w ... more
0 votes Share Flag Tue Apr 24, 2012 Foreclosure in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
I am currently two months behind on my mortgage (7 days from being 3 mths) the mortgage co. is refusing 1 mthly payment, is this legal? I live in VA.
Contact a real Estate attorney would be the best thing to do. Other wise contact the attorney General.
http://www.mnhomescontractfordeed.com/washington-county
0 votes Share Flag Sun Dec 25, 2011 Foreclosure in 55104
Christopher…, Real Estate Pro in Bloomington, MN
Christopher Block answered:
In MN, Who Owes for HOA Dues Accumulated Before Foreclosure?
Should have been wiped out from foreclosure so something is up. This is a old post so probably already taken care of
0 votes Share Flag Fri Jan 14, 2011 Foreclosure in Saint Paul
Cameron Piper, Real Estate Pro in Vadnais Heights, MN
Cameron Piper answered:
what can i take from a foreclosed house in mn?
Peopleworker,

I would consider the central air unit a fixture to the home and therefore the property of the lien holder. I would strongly caution you to speak to an attorney if this ... more
0 votes Share Flag Sun Jul 18, 2010 Foreclosure in Saint Paul
Adam Duckwall, Real Estate Pro in Minneapolis, MN
Adam Duckwall answered:
If we can't make the payments on the house, which is the best thing to do? Short sale or foreclosure since there are no garauntees to the sale
A foreclosure is the worst thing that can happen to your credit. Most likely a short sale will work out better for you, but you definately need to know all your options before you can ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in Saint Paul
Susan Hoffla…, Real Estate Pro in Shoreview, MN
Susan Hofflander answered:
We may have to go through forclosure on our house. We are in St. Paul, MN. Will we have to pay the remaining amount if they can't sell it for?
Sheila, I can recommend an EXCELLENT agent who handles short sales all day long. They can help you assess your situation and give you some direction on who to consult to get the right ... more
0 votes Share Flag Fri Jul 2, 2010 Foreclosure in Saint Paul
Bob Movin-On,  in Hartford, CT
Bob Movin-On answered:
If we do a short sale on the house would it be garaunteed to sell before the foreclosure happens?
Many times if the short sale process is producing interest or you are in serious negotiations with the bank with regard to a short sale they will delay the sale date, but usually will n ... more
0 votes Share Flag Thu Jul 1, 2010 Foreclosure in Saint Paul
James Gordon…, Real Estate Pro in Hamilton, OH
James Gordon ABR SFR SRS answered:
Can a bank assigned broker force us to sign him as our agent prior to viewing the REO? We have contacted the
Marie you made an offer to the lender on a property that was not listed on the MLS yet if I read correctly. The lender may have had this agent working with them on the property since th ... more
0 votes Share Flag Wed Mar 17, 2010 Foreclosure in Saint Paul
Elizabeth Fu…, Real Estate Pro in Wayzata, MN
Elizabeth Fuller answered:
How long does it usually take for Fidelity to return a Satisfaction of Mortgage letter to a title company?
These companies are probably swamped; pay attention to the form of communications they will accept. Pressure in any other medium may result in a "fall of position" in the stack of file ... more
1 vote Share Flag Mon Apr 20, 2009 Foreclosure in 55116
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