Foreclosure in Fairfield County : Advice

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Fila2715, Home Buyer in
Fila2715 asked:
How long does it take for Freddie Mac to counter post-inspection? We put a full price offer in on a Freddie Mac-owned house at the end of September. However once inspections revealed that it would take $30k just to make the house livable, we asked the…
0 votes Share Flag Fri Oct 24, 2014 Foreclosure in Danbury
Mary Ann Lau…, Real Estate Pro in Westport, CT
Mary Ann Laurita answered:
I put in an offer for a rehab foreclosure. It was a low-ball offer because the fha203k includes construction costs. Do banks take forever to respond?
Hi Summer--I hate to say this--but yes--they may. If your offer was closer to what they want they probably would respond sooner. I've been through it with clients several times. Hope th ... more
0 votes Share Flag Sun Jul 6, 2014 Foreclosure in Norwalk
Mary Ann Lau…, Real Estate Pro in Westport, CT
Mary Ann Laurita answered:
Is norwalk transportation any good?
Hi--Transportation if fine--there are several options--Metro North by train, driving either I-95 or the Merritt Parkway and there are buses. What do you need? Feel free to contact me.
... more
0 votes Share Flag Sun Jul 6, 2014 Foreclosure in Norwalk
The Fieldsto…, Real Estate Pro in Greenwich, CT
The Fieldstone Group answered:
What is the deal on this house on Morgan ave.? Realty trac knows nothing about it
Mrs. Krock,

Just checking in. Were you able to track down the information you needed on Morgan Avenue? While it looks like Laura has the right info, I'm still not sure of the addres ... more
0 votes Share Flag Sun Jan 12, 2014 Foreclosure in Greenwich
Alan May, Real Estate Pro in 60201
Alan May answered:
What does list means?
It comes from the way that properties used to be marketed.... potential buyers saw a "list" of properties, sometimes with a small picture of the front of the property, along with a limi ... more
0 votes Share Flag Fri Oct 25, 2013 Foreclosure in Bridgeport
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
What's the final number?
4 .
0 votes Share Flag Sun Oct 6, 2013 Foreclosure in Greenwich
Deb Halsey, Real Estate Pro in 06830
Deb Halsey answered:
how does one go about looking at and getting information on REO's/auctions in the Greenwich CT area?
I am a member of the Greenwich MLS and certified SFR - short sales/foreclosures. There are some opportunities, but not many. There have been some success stories recently, with homeowne ... more
0 votes Share Flag Sun Oct 6, 2013 Foreclosure in Greenwich
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
I am looking for a Rent-to-own home for me and my daughter. I have a small income and need to be out of my current location by september first...
Don't do a rent-to-own, just rent. Just rent. Tell me you didn't do a rent-to-own, Ally . . .
0 votes Share Flag Tue Aug 20, 2013 Foreclosure in Bridgeport
TOP END Prop…, Real Estate Pro in Orange, CT
TOP END Properties answered:
Is it possible to trade your home to a bank for one of their REO properties?
Banks are not into owning real estate. The properties they own they try to get rid of as quickly as possible even if it means taking a huge loss. There is no trade-your-property depart ... more
0 votes Share Flag Thu Apr 11, 2013 Foreclosure in Bridgeport
Mark T. Stern, Real Estate Pro in Fairfield County, CT
Mark T. Stern answered:
Is it a good idea to rent a house that's also a short sale?
If it goes into foreclosure, the foreclosing bank will likely evict. Banks don't want tenants and don't want to be landlords.
0 votes Share Flag Thu Apr 11, 2013 Foreclosure in Bridgeport
Ruth Watson, Real Estate Pro in Fairfield County, CT
Ruth Watson answered:
if the bank is collecting mortgage insurance, can the bank take possession of my condo?
Private mortgage insurance (PMI) protects the lender in the event of default. The lender owns the policy not the borrower. It is not like other types of insurance that you could buy in ... more
1 vote Share Flag Thu Jun 28, 2012 Foreclosure in 06880
Matie, Other/Just Looking in Boston, NY
Matie answered:
I have a mortgage on a house that was obtained through the USDA Rural Development
Depends on the loan

Typically California does not go after deficient judgement however there are some exceptions such as if its a second loan or refinance

It is highly unlikely t ... more
0 votes Share Flag Tue Jun 12, 2012 Foreclosure in 06880
Nancye Fritz, Real Estate Pro in Westport, CT
Nancye Fritz answered:
my house is for foreclosure the morgage is nt in my name my name is only on the deed what will happen to me if i sell any kitchen cabinets
It will all depend on your lender. I would agree that some banks are collecting fromt he insurance companies that than go after the owners. I had this happen with a Deutshe Bank loan.
... more
0 votes Share Flag Tue Jun 12, 2012 Foreclosure in 06880
Peter D. Plo…, Real Estate Pro in Connecticut
Peter D. Plourde answered:
If my house was foreclosed on and the bank now owns it. What further obligations do I have to the final sale of the house?
This is a question you need to speak to a attorney about. No realtor should give you advise because we are not trained in the leagle part of this, even if a realtor has done many homes. ... more
0 votes Share Flag Sun Mar 18, 2012 Foreclosure in Danbury
Bonnie Cisse…, Real Estate Pro in Lake Havasu City, AZ
Bonnie Cissell answered:
How do shortsales work?
In Arizona a short sale is when you sell your home for less than market value and for less than you owe on it. The bank will have you fill out forms and the property must be listed for ... more
0 votes Share Flag Sat Mar 17, 2012 Foreclosure in Danbury
Dp2, Other/Just Looking in Virginia
Dp2 answered:
what happens with upgrades we have done to the house?
Some people have removed those items, and some banks have pursued them for vandalism--and won. The others are right: you definitely should seek legal counsel before attempting to do t ... more
0 votes Share Flag Fri Oct 14, 2011 Foreclosure in Fairfield
Renee Burrows, Real Estate Pro in Las Vegas, NV
Renee Burrows answered:
Can a house be rented out when it is foreclosed and under the bank's ownership?
I am in the Las Vegas market and it DOES happen here. It is rare but it happens.
0 votes Share Flag Mon Aug 1, 2011 Foreclosure in 06902
Maria, Real Estate Pro in Stamford, CT
Maria answered:
pre-foreclosure house listed in stamford
A pre-foreclosure is a short sale. The approval period for a short sale can be 3-6 months sometime shorter/sometimes longer after the offer is submitted to the foreclosing bank(s).. If ... more
0 votes Share Flag Tue Apr 26, 2011 Foreclosure in Stamford
Caal Team, Other/Just Looking in San Mateo, CA
Caal Team answered:
Loan Modification Companies
I do agree with the idea that anyone can do a loan modification on their own. I tried to do that myself and I failed the 1st time around because 1) I did not qualify, and 2) I did not ... more
0 votes Share Flag Sat Apr 16, 2011 Foreclosure in Norwalk
Linda A. Cap…, Real Estate Pro in 06855
Linda A. Cappello, GRI, ABR answered:
what is the redemption period for foreclosued houses in ct? (stamford norwalk)
Hello Sonya,
I do not believe that there is a set redemption period for homes in foreclosure, however there is a set redemption period in some towns when the property is sold as a tax ... more
0 votes Share Flag Tue Feb 2, 2010 Foreclosure in Norwalk
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