How long ago was the foreclosure and what type of loan was it?
Fannie Mae requires 7 years so that's not an option.
VA only requires a 2 year wait.
FHA ... more
whereby the Homeowner would sign the property back to the mortgagee and have no furth ... more
You'll have to check with your local jurisdictio ... more
This question is about this property: http://www.trulia.com/homes/Michigan/Dearborn_Heights/sold/2532622-5661-BEDFORD-ST-DEARBORN-HEIGHTS-MI-48125