Financing in Clearwater : Advice

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Jordan Meyers…, Real Estate Pro in Columbus, OH
Jordan Meyers 847-602-1883 answered:
I own 2 condos on Clearwater Beach, FL free and clear, no mortgage. Each valued at about $125k. I am looking to finance – take cask out. Great

I am a lender licensed in 48 states and have an office in Tampa, Fl. I would be more than happy to review your options and see what we can do for you. Please click my ... more
0 votes Share Flag Mon Sep 15, 2014 Financing in 33767
Melissa Goss, Real Estate Pro in Center Moriches, NY
Melissa Goss answered:
Statistically, how often are pre-approved buyers denied loans?
Stop sweating, you are fine. Underwriting takes forever sometimes. Mine personally took a week. However even with a mortgage commitment in hand, that still does not mean you are free an ... more
0 votes Share Flag Fri Sep 27, 2013 Financing in Clearwater
Maureen Helm, Real Estate Pro in 32792
Maureen Helm answered:
how long after a foreclosure can you apply for a loan?
Correction.. it's 3 and 3... you can get 1 year conventional w/ satisfactory credit but this means an approve eligible and perfect loan file, w/ extenuating circumstances.
0 votes Share Flag Fri Mar 29, 2013 Financing in Clearwater
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
Is it possible to get a loan approved through DU after an initial denial ?
The findings don't always tell the whole picture, it is a computer algorithm afterall, it's not perfect. Your credit score could constitute "credit history". If the combination of you ... more
1 vote Share Flag Wed May 2, 2012 Financing in Clearwater
Stpetemomma, Home Buyer in 33701
Stpetemomma answered:
How long does it typically take a lender to approve a VA insured short sale?
getting the approvals from VA took from mid september to mid January. 4 months just for this part. Then the regular sale could start.
0 votes Share Flag Thu Mar 22, 2012 Financing in 33755
Loretta J. B…, Real Estate Pro in Palm Harbor, FL
Loretta J. Buckner, Broker/CDPE answered:
I'm looking to find a lease-purchase, land contract, owner financing. I'm a teacher & have a house in foreclosure & divorce am left
Don is right, Lindy--a hard money loan is NOT the way to go--until recently I had a friend's home listed as a short sale, because she was forced to move out of state for work and c ... more
0 votes Share Flag Sat Jun 4, 2011 Financing in Clearwater
Mona, Home Buyer in Clearwater, FL
Mona answered:
How slow is the bank going through mortgage documents?
What is the Desktop Underwriter? Can I ask my broker to talk to these guys and get my results soon. I think this is the fast way to close my mortgage. The house I put on offer is hot. I ... more
0 votes Share Flag Sat Mar 26, 2011 Financing in Clearwater
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
I have a buyer for my condo and it set to close next week. Now the HOA is saying they have first right of
Wow! I wonder if the HOA is really interested in getting slapped with a discrimination lawsuit. Some of these yoho's don't understand FHA very well and think that FHA means low or bad ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in Clearwater
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
I have excellent credit and have been paying on a mortgage with 6.375%. Isn't this quite high? Should I refi?

It sounds like you got a number of good, detailed responses below. If you are still unsure, feel free to check out my blog "The Rules of Refinancing." I believe it provides ... more
0 votes Share Flag Wed Feb 11, 2009 Financing in 33761
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