Financing in Cincinnati : Real Estate Advice

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Tom Webb, Real Estate Pro in 45247, OH
Tom Webb answered:
Finding a bank to do a HARP loan on investment property
Hi Haley,

I can assist you with you financing needs.We have a wide range of loan products including HARP.

Sincerely,

Tom Webb
Mortgage Loan Officer
WesBanco Bank
NMLS ID # ... more
0 votes Share Flag Sat Aug 23, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in 45247, OH
Tom Webb answered:
Mortgage preapproval and commitment letter from co in Cali, can I take it to any bank locally?
Give me a call and we can work on getting you pre-qualified. We have loans that dont require any mortgage insurance and need just 3% down. If you prefer we can schedule an appointment a ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in 45247, OH
Tom Webb answered:
my house got foreclosed on 3 years ago. Im trying to buy a house now can I get a conventional loan?
There are other options than FHA availble. We have a program that only requires 3% down without mortgage insurance. Contact me and we can discuss the details.

Tom Webb
WesBanco Bank ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in 45247, OH
Tom Webb answered:
Are there financing options out there still to avoid PMI altogether given that we have an 820 credit score and will be putting 5% down??
Yes there are options available. We have two loan products that dont require mortgage insurance and go as low as 3% down. Feel free to contact me for the details. We have branches all o ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in 45247, OH
Tom Webb answered:
who knows a loan officer with a good underwriter that will get you approved in cincinnati, oh who specializes in fha loans?
Give me a call and we can discuss your options. We have a wide choice of loan products and I am very creative. If your not ready now we can go over the steps to get there. We have some ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Ted Rood, Real Estate Pro in Maryland Heights, MO
Ted Rood answered:
Lender costs for an FHA streamline refi?
I just closed one of these, Erika, and I paid all the closing costs and escrows for my clients. Their new loan size equalled their payoff, and they brought no money to closing. While ... more
0 votes Share Flag Thu Mar 27, 2014 Financing in Cincinnati
Mark Richard…,  in Cincinnati, OH
Mark Richardson answered:
how easy is it to do a 203k loan?
203K loans are very easy to do. The hard part is getting the buyer to supply all the information needed. Stay away from mortgage brokers and deal with a HUD approved direct lender.
0 votes Share Flag Fri Sep 20, 2013 Financing in Cincinnati
Erika, Home Buyer in Cincinnati, OH
Erika answered:
FHA 203B with repair escrow for non-HUD REO?
Thanks, guys. This thread is pretty old. We purchased our house quite some time ago, but I do appreciate the feedback!
0 votes Share Flag Sat Jun 1, 2013 Financing in Cincinnati
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I filed bankruptcy, and I need to purchase a home. I have no idea about how to find lenders.
Hi Cheryl
When you file a bankruptcy, there is going to be a waiting period before you can apply for and obtain a new loan. This is generally 2-4 years depending on the program and yo ... more
0 votes Share Flag Wed May 1, 2013 Financing in 45240
Kristin Poir…, Real Estate Pro in Somerville, MA
Kristin Poirier answered:
Are there any local lenders able to do a conventional loan with a 669, 674 and 5% down? I have been told 680 is the minimum.
Possibly , are you looking in the Trenton area? You can possibly use the USDA 0 down loan. Call me if you want assistance. I live 10 min. from Trenton and have been an agent for 10 yrs. ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Cincinnati
Hermine Niesz, Real Estate Pro in Blue Ash, OH
Hermine Niesz answered:
do it take 30-40 days to receive a commitment letter. i was preapproved for 225,000
It do take that long in some cases....
0 votes Share Flag Mon Nov 26, 2012 Financing in Cincinnati
Hermine Niesz, Real Estate Pro in Blue Ash, OH
Hermine Niesz answered:
who could lend us money for a home since we lost ours from a job loss even though he has a new job since Feb.?
You could try your parents-----that's what Mitt would say. First step I would suggest that would not cost you anything is to run a free credit report and find out exactly where you a ... more
0 votes Share Flag Tue Oct 9, 2012 Financing in Cincinnati
Hermine Niesz, Real Estate Pro in Blue Ash, OH
Hermine Niesz answered:
Any hard money lenders finance purchase and rehab? I buy-hold-rent in Cincy. Looking for 1-3 years financing, and then to bank refy to payoff balloon.
I can email you a list of lenders that specialize in investments...will you have any down payment? Typically those loans are riskier and lenders want 15-25% down payment. I work with ... more
0 votes Share Flag Tue Oct 9, 2012 Financing in Cincinnati
Scott Baker, Real Estate Pro in Cincinnati, OH
Scott Baker answered:
my wifes credit score is like 685. My middle is like a 555 high 600. She has no income, I am a vet on 100% disability through the VA.
You should contact Brent Zuch with Western Ohio Mortgage, he's a Navy vet and does a lot of VA loans.

Best thing to do is to get your credit reviewed and a solid pre approval where y ... more
0 votes Share Flag Thu Aug 9, 2012 Financing in Cincinnati
Nadja Crawfo…, Real Estate Pro in Cincinnati, OH
Nadja Crawford answered:
given the same 100k loan/sale price, credit score and so on, what is cheaper in terms of fees/pmi/umi, 203k streamlin or homepath in OHIO
Having a finance background and currently a licensed Ohio agent, I can tell you both these programs are entirely different. You should choose the program based on what your plans/needs ... more
0 votes Share Flag Sun Jul 29, 2012 Financing in Cincinnati
Bob Lane, Real Estate Pro in Cincinnati, OH
Bob Lane answered:
I live Ohio. I have about a 620 FICO score. I make 45k a year. I can put 10k down on a house we want for 130k. Can anyone legit out there help me.?
Countryboy:

There are several lenders in our area that offer excellent service and advice, with the type of loans that fit your family needs. Some loan product interest rates are bet ... more
0 votes Share Flag Wed Jul 11, 2012 Financing in Cincinnati
Lori Kempton,  in West Chester, OH
Lori Kempton answered:
Is homesteps the same as homepath loans?
Thanks for your answers. I was out on the website for homesteps and it just wasn't giving me answers I was looking for. Your clarification is helpful. Thanks again!
0 votes Share Flag Mon Dec 26, 2011 Financing in Cincinnati
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