Financing in Saratoga County : Advice

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George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
The servicing of our mortgage was transferred to another company. We received an escrow refund check in the mail, and are wondering why?
Very simple. We lender have to estimate what your taxes will be at closing. So in most cases the current taxes are higher than they will be when your tax assessor's office get around to ... more
0 votes Share Flag Fri Oct 10, 2014 Financing in 12866
Ted Rood, Real Estate Pro in 63146
Ted Rood answered:
We were thinking to buy a house and We were pre approved last month. But because of some other plans, we had to drop the plans of buying a house.
As long as your credit, assets, income, and purchase price remain consistent with where they were, you'll be fine. A prior preapproval has no bearing (good or bad) on a new one. Make ... more
0 votes Share Flag Sun Mar 23, 2014 Financing in Clifton Park
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
New build with a credit score at 600. House will be built at cost
Hi there-

I'd recommend you work with an agent: http://www.trulia.com/voices/directory/Glens_Falls-agent--16151

Hope this helps!

Ali, Community Manager
0 votes Share Flag Thu Feb 28, 2013 Financing in Glens Falls
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
How long are fha loans for new construction taking to close currently?
Time frames depend on the lender you are working with. If they tell you that is how long it will take them, you should believe them. It may take someone else more or less time. Usually ... more
0 votes Share Flag Fri Aug 3, 2012 Financing in Glens Falls
Gumei, Both Buyer and Seller in Chinatown, Los Angeles...
Gumei answered:
i want to buy a very good aircraft for the company a lease is the best for tax saving
I have one 2006 Challenger 604, and one 2010 Challenger 605.

If you are interested in it, Please contact me at gumei_8@hotmail.com; Cell 86-13553094572

gumei
Director of Secretar ... more
0 votes Share Flag Thu Jul 12, 2012 Financing in 12020
Aot2002, Home Owner in Gansevoort, NY
Aot2002 answered:
need a three bedroom home for myself and two children in so.glens falls district asap
http://www.trulia.com/property/3079550624-12-Circle-Dr-Gansevoort-NY-12831
It's a 5 bedroom home in gansevoort and SGF district.

You should qualify
0 votes Share Flag Mon Jul 2, 2012 Financing in Gansevoort
Dawn Mason, Real Estate Pro in Albany, NY
Dawn Mason answered:
i am looking in south glens falls school district to rent to own or lease a three bedroom home i have credit issues but am a single mom of two
Hi Margie,
As a single mom, I understand your situation. I have struggled to keep a roof over my little girl's head, too. It can be so tough. But you are doing the right thing, ... more
0 votes Share Flag Fri Jul 15, 2011 Financing in South Glens Falls
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Do we need a certificate of divorce for one of us to refinance our joint Mortgage in one of our names only?
You can refinance to take your spouse off the mortgage, if the applicant has sufficient income to carry the mortgage. NYS is not a community property state so that the lender doesn' ... more
0 votes Share Flag Wed Jul 13, 2011 Financing in Saratoga County
Terrence Cha…, Home Owner in Allentown, PA
Terrence Charest answered:
i want to lease or buy an aircraft i have been renting cost $150,000. bank does't do aircraft, lease is best tax deal for company
This is a real estate site. The financing talked about here is for real property (ie - land and homes).
0 votes Share Flag Sun Mar 13, 2011 Financing in 12020
Hannah, Real Estate Pro in Corte Madera, CA
Hannah answered:
Relocating to Queensbury NY region. Credit is under 600, not for lates. Do I have a chance for a mortgage?
Hi James,

Looks like you might be able to qualify for a mortgage even with a low credit score under 600, but why would you want to?

A low credit score will cause you to pay a high ... more
0 votes Share Flag Mon Apr 5, 2010 Financing in Glens Falls
Debbies, Home Buyer in Queensbury, NY
Debbies answered:
Why does FHA's 203k program require such a huge down payment??
Thanks so much for all your answers.
Robin I heard if you have all your pulls done within a two week period it just shows as one pull.Isn't that right?

Gerard,
I agree.It is a ... more
0 votes Share Flag Tue Mar 23, 2010 Financing in Glens Falls
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
Need a mortgage with under 600 credit w/ late payments is that possible?
Late payments on what? Mortgage lates? If so, you shouldn't have more than 2 X 30 days in last 12 months. If they are credit card lates, your score will be indicative of those late ... more
0 votes Share Flag Fri Feb 26, 2010 Financing in Glens Falls
Rachel A Kopp, Real Estate Pro in Galway, NY
Rachel A Kopp answered:
I am looking for a mortgage I had late payments due to illnes and I found a great home for under 100,000. Is there a way I can get a mortgage?
Hi Shannon,

Please email me at rkopp@kw.com and I'll give you the name of a great loan officer who will be able to help you. I'll look forward to hearing from you!

Best ... more
0 votes Share Flag Fri Feb 26, 2010 Financing in Glens Falls
Lewis Beynon, Real Estate Pro in Clifton Park, NY
Lewis Beynon answered:
We have a 3 year old home. we decided to finish our basement. It is an additional 700 sq feet. As we built we decided on a drop window(Bilco window)
I agree with Erica. Below Ground SF is a very problematic area from the stand point that many agents and sellers will list "Finished Basement" and you get there and it is a j ... more
0 votes Share Flag Wed Jan 27, 2010 Financing in Ballston Lake
Bart Bergbom, Real Estate Pro in Saratoga Springs, NY
Bart Bergbom answered:
Equity loan with 540 credit score, high income 20 years on the same job & lots of equity..can it be done???
Have you allready attempted with your current bank or others?
What are you figures regarding equity of $193,000 based on?
If you would like I can put you in touch with a lender that m ... more
0 votes Share Flag Fri Jun 19, 2009 Financing in 12831
Get-smart, Other/Just Looking in Durham, NC
Get-smart answered:
Can you recommend a company that will help me with a short refinance of my condo in New York? Laraine
We are not the type of investment company that pays $10 for option consideration. Most real estate agents want sellers to think they have the magic bullet to kill their foreclosure pro ... more
0 votes Share Flag Sat Jun 6, 2009 Financing in 12020
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