Financing in Cambridge : Advice

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MaryBeth Mul…, Real Estate Pro in 02184
MaryBeth Muldowney answered:
What's worse: PMI now or 20% down in 18 mths but higher interest rates?
This is a question which comes up frequently. Most interest rates are credit driven and sometimes another alternative is to pay down your existing debt to make better ratios and improv ... more
0 votes Share Flag Mon Feb 9, 2015 Financing in Cambridge
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
Are there any hard money/private lender that will lend for a 3 year loan for the purchase of a condo in MA?
Typical terms for a private lender is 6 months. You can then sometimes extend for an additional 6 month term.
0 votes Share Flag Wed Sep 4, 2013 Financing in Cambridge
James Daniel, Real Estate Pro in Cambridge, MA
James Daniel answered:
What is the minimum down payment permitted in MA/Cambridge?
Hi Mary,

That's a great question. There is no minimum for a down payment in MA/Cambridge. It depends on the bank or mortgage company you use. I have helped clients buy homes with not ... more
0 votes Share Flag Mon Mar 25, 2013 Financing in Cambridge
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
where can i get a jumbo mortgage to buy a condo in an HOA that has only 2 total units?
You are asking about a Condex.
These may be nice units, but they have issues for lenders because there are so few units.
Many times they are bought by people without a loan.
Keep in ... more
0 votes Share Flag Fri Dec 28, 2012 Financing in Cambridge
Mortgagepro, Real Estate Pro in Cambridge, MA
Mortgagepro answered:
Financing Issues: Lender bait and switch:
You shouldn't be obligated to the purchase if your financing has changed. If you want to call me I've been in the business for over 10 years, and would love to help.

Chris Triantos 6 ... more
0 votes Share Flag Tue May 29, 2012 Financing in 02139
David Stein, Real Estate Pro in San Diego, CA
David Stein answered:
Do I have to pay taxes if I pull out equity on my rental property when I refinance it?
I can refinance you on that deal. The only thing you have to worry about is taxes owed to uncle sam. If no taxes are owed you are ok. please call or email me to discuss a refinance. ... more
0 votes Share Flag Wed May 11, 2011 Financing in 02139
Dayle Doherty, Real Estate Pro in Chelmsford, MA
Dayle Doherty answered:
Where can I get piggyback loans nowadays? I'm interested in putting down 10% and getting two loans - 80 and 10 for the mortgage.
Hi Danielle!

Congratulations to both of you on your anticipated raises! Where in Cambridge are you looking? I live in Central Square on the weekends and simply adore the area.

Un ... more
0 votes Share Flag Mon Sep 27, 2010 Financing in Cambridge
Ann Sabbagh, Real Estate Pro in Rhode Island
Ann Sabbagh answered:
I am looking for a mortgage broker/lender who can help me with a "spot" FHA approval process. I have the form filled out! I need answers
Hi Janeen,
I am the owner of Seacoast Mortgage: licensed lender in Massachusetts: please contact me to discuss: 508-243-1190. I am available today.
Ann
0 votes Share Flag Sat Dec 12, 2009 Financing in Cambridge
Brecht Palom…, Real Estate Pro in Massachusetts
Brecht Palombo answered:
broker fee when renting with the leasing office?
Depends on the market. In a soft rental market seller writes the check, in landlord's market you write the check. I've written brokerage fee checks myself when I used to rent (Brighton, ... more
0 votes Share Flag Tue Jan 29, 2008 Financing in Cambridge
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