Financing in Santa Clara County : Advice

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Jewel999jewel, Home Buyer in Bangor, ME
Jewel999jewel asked:
http://www.pingpongforum.hu/full-hd-magic-mike-xxl-full-online-video www.pingpongforum.hu
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Jewel999jewel, Home Buyer in Bangor, ME
Jewel999jewel asked:
I want to learn something.?Check see if there are lenders . www.google.com
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Do you know where I'd be able to find rent per square foot of homes in San Jose years 2005-2009?
Perhaps a rental agency has some data from that era.

Kind regards,

Arpad
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
What does LOI mean?
Letter of intent.... you wish to make an offer but not in the form of a binding contract

-a document outlining the general plans of an agreement between two or more parties before a ... more
1 vote Share Flag Fri Jul 3, 2015 Financing in San Jose
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
Does it matter that my condo unit is NOT part of the HOA litigation?
Check see if there are lenders which are more forgiven....

Good luck,
Sam Shueh
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Cash-out refinance, more than 4 properties (5 total).
You would have no problem doing a cash out refinance with a hard money lender http://www.northcoastfinancialinc.com/cash-out-refinance-loans/
1 vote Share Flag Tue Jun 30, 2015 Financing in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Is there any stated income program available in San Jose, CA (Bay Area)? I'm looking for one urgently (need to close within 30 days).
Hi,

I would be happy to put you in touch with a lender I know. Please email me the details of the loan you are looking for through my profile link.

Kind regards,

Arpad
0 votes Share Flag Tue Jun 16, 2015 Financing in San Jose
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
FHA streamline vs regular FHA refinance
A regular FHA refinance includes an appraisal and you can also get cash out or use the equity in the home to cover your closing costs up to 97.5%, which may result in a slightly lower i ... more
4 votes Share Flag Sat Jun 13, 2015 Financing in San Jose
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
what does FHA approved complex means? Where can I find the guideliness?
If you're looking to buy a condominium, the FHA doesn't just approve the condo, it has to approve the community too. For example, if 15 percent of the members are more than 30 days late ... more
1 vote Share Flag Thu May 21, 2015 Financing in Sunnyvale
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Can a 15% down payment still get a jumbo non-conforming loan (say around 850-900K loan) in today's market?
Yes, I helped a client do this recently-at a price point of $1.5M, so it is possible with stellar credit and income. Text or Just Call 408-252-8900 for details.

Michelle Carr Crowe
0 votes Share Flag Wed May 20, 2015 Financing in 95050
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
When I get prequalified/ preapproved on a Mobile Home loan for a certain amount, can I assume that I will get the same preapproved amount for home?
Hello Gdb94086, that is hard to say without knowing all the parts of the equation because the rate may be higher with mobile home financing. Your qualifications will be determined by yo ... more
1 vote Share Flag Tue Apr 21, 2015 Financing in 94086
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
Home loan for H1B and F1 OPT
We have a portfolio product that will allow F1 visas. Email me at tony.garcia@banchomeloans.com to discuss.
0 votes Share Flag Sat Mar 21, 2015 Financing in Santa Clara County
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Does applying for a loan jointly with spouse who has no credit history but equal income help or hurt getting approved?
Hello chashu, your spouse may qualify FHA with NO FICO score or traditional credit with alternative credit such as utilities, cell phone, car insurance, rent, etc. Ultimately your quali ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in 95051
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am working on refinance our home. Can you please let me know the current price range for our home?
Hello Nitin, it only takes a few dozen questions to qualify, go over your options and email you comparable listings to study and compare. Here are some links to study as well as web ref ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in Cambrian
Arlene Campb…, Real Estate Pro in 12572
Arlene Campbell answered:
Is there a difference in mobile home and house loans? What is easier to get?
Lenders are stringent when it comes to mobile home financing. The mobile home has to be on a trailer park or has foundation, meaning wheels are off.

Traditional house loans are muc ... more
0 votes Share Flag Sun Mar 1, 2015 Financing in 95101
Paul Davidson, Home Buyer in New York, NY
Paul Davidson answered:
CA First Time Home Buyer Credit
I believe this statement is correct. BTW, in case you need more info about first time home buyer credit, I found an editable PDF document in this link http://goo.gl/pdJ0LD. This site al ... more
0 votes Share Flag Thu Jan 22, 2015 Financing in Sunnyvale
RonS, Real Estate Pro in Concord, CA
RonS answered:
I have a recourse loan financed in Michigan. Can I refinance it at all?
in reading your reply to Tina, you aren't asking the question you really want the answer to. It has nothing to do with recourse. You have a home that is underwater. Of course you can re ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
RonS, Real Estate Pro in Concord, CA
RonS answered:
Hi, we have a rental that was our primary, but refi'd after we moved out. What is our risk if we walk away?
did you refinance it as an owner occupied property? You said you "Subsequently" bought and moved into another home, THEN turned subject property into a rental and refinanced. If you sai ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
I am a US citizen, residing overseas along with my wife and child. How can I get home financing in the US?
Hello Mohammad

you should be able to purchase a second home using a US tax return with foreign income . we also offer many foreign national program with alternative income with very ... more
0 votes Share Flag Wed Jan 7, 2015 Financing in San Jose
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
Can lender ask for tenants payment to buyer before close of escrow?
That is correct. They want assurance that deposit and rent is recorded on the sellers bank statement ...
0 votes Share Flag Thu Dec 25, 2014 Financing in 95117
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