Financing in Los Angeles County : Advice

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Mitch Lichte…, Real Estate Pro in Los Angeles, CA
Mitch Lichterman answered:
How loose are FHA debt to credit ratio requirements? I have a high credit score and want to obtain a loan that is close to my monthly rent payment...
I have funded loans with DTI at 50%. With a higher FICO and other compensating factors you may be able to get an approval. The best thing to do is to APPLY and see if you are approved ... more
0 votes Share Flag A few hours ago Financing in Los Angeles
Mitch Lichte…, Real Estate Pro in Los Angeles, CA
Mitch Lichterman answered:
An H1B Visa holder living in LA for the last 2.5 years. My mortgage lender mentioned I need a EAD for FHA loan. advice?
EAD is pretty simple to get although it might take time. You should get pre-qualified and get that paperwork going so you are ready to move forward on a loan.
0 votes Share Flag A few hours ago Financing in Los Angeles
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
I need a $25,000 loan but I have no credit history.....
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, ... more
0 votes Share Flag Yesterday at 3:41pm Financing in Los Angeles County
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
Financing on jumbo loan c. $900k- w/ PMI- c
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Yesterday at 6:34am Financing in 91367
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
Do you need an urgent loan to pay off your bills, buy a house, refinance or build a new business,personal loan, email us : cklenders@outlook.com
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Yesterday at 6:34am Financing in Los Angeles County
Skylerasue, Home Buyer in Fort Worth, TX
Skylerasue answered:
FHA vs. Homepath - What are the major differences
HomePath is a great program but is limited to Fannie Mae owned homes. and is limited to lenders offering HomePath. HomePath offers the 3% down payment option, but typically others fees ... more
1 vote Share Flag Fri May 22, 2015 Financing in Pomona
Kellyfinanci…, Home Buyer in Atlanta, GA
Kellyfinanciaservices answered:
I am foreign buyer and want to buy condo around $330,000 and downpay 30% then need loan. who can help me?
I just came back from my bank confirming a total sum of 40,000 as the loan I requested and right now I would like all persons seeking loans right here to contact the same company where ... more
0 votes Share Flag Thu May 21, 2015 Financing in 90012
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Agents/Lenders - Need a good construction to perm primary residence product for a family member building a home in LA. Recommendations please!
Hello Frank, yes there are some options to choose from. It only takes a few dozen questions to qualify and go over your options. Here are some links to study as well as web reference li ... more
0 votes Share Flag Thu May 21, 2015 Financing in Los Angeles County
Rosejains, Home Buyer in Brooklyn, NY
Rosejains answered:
I want to know if the Wells Fargo 3 step program is too good to be true ?
FHA 203K provide a number of benefits. Among the nation's top fha lenders, Wells Fargo has been the most actively originating FHA 203K Mortgages.

View all similar discussions http:// ... more
1 vote Share Flag Thu May 21, 2015 Financing in 91791
Joyce Levini…, Home Buyer in New York, NY
Joyce Levinius answered:
ISO EXPERIENCED VA Jumbo Loan Expert. Must be based in SoCal. Will be buying in OC.?
Hello everyone,My name ares Joyce Levinius a citizen of USA,I want to testify of the good Loan Lender who showed light to me after been scammed by 2 different Internet international len ... more
0 votes Share Flag Wed May 20, 2015 Financing in 90272
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
hello how can non US citizen (international student ) get any kind of loan ? bagessp
We offer a portfolio product that will allow F1 visas. It does require 20% down. Email me at tony.garcia@banchomeloans.com to discuss.
0 votes Share Flag Sat May 9, 2015 Financing in Los Angeles
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Looking for some information about hard money loans.
This website (http://www.northcoastfinancialinc.com) has some good articles and resources about hard money loans including a Frequently Asked Questions page http://www.northcoastfinanci ... more
0 votes Share Flag Fri May 8, 2015 Financing in West Hills
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Hard money (100% LTV): Where can I find a Cali HM Lender that can fund a 5 property REO portfolio, for 900k, @ 50% of FMV, in good neighborhoods,
There are some lenders who will finance 100% but be prepared for extremely high interest rates and points. Higher risk loan equals higher lending costs for the borrower.
0 votes Share Flag Fri May 8, 2015 Financing in Los Angeles County
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
I am looking for hard money loans for rehab/flips in Long Beach, Lakewood areas
If you are still looking for new additional sources of hard money, North Coast Financial funds hard money loans all over Southern California. http://www.northcoastfinancialinc.com

Ov ... more
0 votes Share Flag Fri May 8, 2015 Financing in Long Beach
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Looking for lender(NO HARD MONEY) to fund a Los Angeles warehouse I plan to renovate & owner/occupy as SFR. Unique with no comps in area.
Sounds very difficult to obtain a conventional loan in this situation. Hard money may be your best option at this point.
0 votes Share Flag Fri May 8, 2015 Financing in Los Angeles County
Rich, Real Estate Pro in 89117
Rich answered:
I have a mortgage through Chase and interested in refinancing. Please advise or call 3104414266
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu May 7, 2015 Financing in 90024
Rich, Real Estate Pro in 89117
Rich answered:
Will having a small side business and being 1099 hurt my chances at getting approved for a FHA loan?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu May 7, 2015 Financing in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
I have experience buying at the auction and properly researching and evaluating the property. Anyone know of financing for trustees sale Alameda Co?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu May 7, 2015 Financing in 90025
Sally May, Home Buyer in Tampa, FL
Sally May answered:
Should I refi from FHA to CONV loan?
FHA REFINANCING BENIFITS FLORIDA HOMEOWNERS- FHA refinancing offers existing Florida homeowners the opportunity to complete a FHA mortgage refinance with loan advantages you wont find i ... more
0 votes Share Flag Wed Apr 29, 2015 Financing in 91745
Sally May, Home Buyer in Tampa, FL
Sally May answered:
Is it worth refinancing an April'13 initiated 30 yrs fixed FHA loan @ 3.75% interest rate plus $610/- PMI/mo to a 4.3% conventional loan without
FHA REFINANCING BENIFITS FLORIDA HOMEOWNERS- FHA refinancing offers existing Florida homeowners the opportunity to complete a FHA mortgage refinance with loan advantages you wont find i ... more
0 votes Share Flag Wed Apr 29, 2015 Financing in 90064
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