Financing in Los Angeles County : Real Estate Advice

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Jeffrey Hens…, Real Estate Pro in
Jeffrey Hensel answered:
Do you know who is offering stated income loans in Los Angeles, California?
Stated income loans are only available for investment property now due to Dodd Frank federal regulations.

http://www.northcoastfinancialinc.com/hard-money-lenders-california/los-ange ... more
3 votes Share Flag Thu Aug 25, 2016 Financing in Los Angeles County
Jeffrey Hens…, Real Estate Pro in
Jeffrey Hensel answered:
Any reputable hard money lenders in the Los Angeles/ San Fernando Valley area?
North Coast Financial www.northcoastfinancialinc.com has been providing hard money loans in Southern California for over 35 years. Fast and flexible loan programs including fix and flip ... more
2 votes Share Flag Thu Aug 25, 2016 Financing in Los Angeles
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
which banks loan for co ops in Los Angeles?
If you're relocating from NYC to LA understand that co-op buildings are rare outside the NYC region and do not sell quickly. Most buyers shun co-op units because they don't have any va ... more
1 vote Share Flag Tue Aug 23, 2016 Financing in 91605
ryniciaw, Home Buyer in Los Angeles, CA
ryniciaw asked:
In need of a mortgage broker in California who understands IBR Hello, I need assistance with refinancing my loan. I am on an income based repayment plan. My husband and I have a good income, and good credit, but we have a lot of student loan debt. The…
0 votes Share Flag Wed Aug 3, 2016 Financing in Pasadena
Markzjordanz, Home Buyer in New York, NY
Markzjordanz answered:
I am foreign buyer and want to buy condo around $330,000 and downpay 30% then need loan. who can help me?
No credit check, 1 percent interest 30 year fixed, 4.5 proof of funds in which u can use vet status or 401k, the property has to be appraised at 350 k and up. 30 day close, 8037576801
0 votes Share Flag Tue Aug 2, 2016 Financing in 90012
Markzjordanz, Home Buyer in New York, NY
Markzjordanz answered:
Financing on jumbo loan c. $900k- w/ PMI- c
No credit check, 1 percent interest 30 year fixed, 4.5 proof of funds in which u can use vet status or 401k, the property has to be appraised at 350 k and up. 30 day close, 8037576801
0 votes Share Flag Tue Aug 2, 2016 Financing in 91367
Markzjordanz, Home Buyer in New York, NY
Markzjordanz answered:
What is the best 30 year FHA refinance rate for FICO 660?
No credit check, 1 percent interest 30 year fixed, 4.5 proof of funds in which u can use vet status or 401k, the property has to be appraised at 350 k and up. 30 day close, 8037576801
0 votes Share Flag Tue Aug 2, 2016 Financing in Los Angeles
Onlineloans, Home Buyer in New York, NY
Onlineloans answered:
I need a $25,000 loan but I have no credit history.....
GUARANTEE ONLINE LOAN OFFER!!!WE ARE ONLINE LOANS LENDER.that is permitted to give out Guarantee loan online. If You Worried About Qualifying For A Personal,Business or Car Loan?Perhaps ... more
0 votes Share Flag Mon Aug 1, 2016 Financing in Los Angeles County
Radlerjeff, Home Buyer in Ludlow, MA
Radlerjeff answered:
I am foreign buyer (US citizen) and I want to buy condo around $200,000 and downpay 50%.
The easiest way to buy a mortgage is from a credit union, simply because they offer competitive rates, good facilities, in-branch and 24/7 banking services, member benefits, etc. You ca ... more
0 votes Share Flag Tue Jul 26, 2016 Financing in 90012
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
Have a house in Moreno Valley CA fully paid off wants to use it to get line of credit with stated income.
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in Los Angeles
Bill Cook, Real Estate Pro in Manhattan Beach, CA
Bill Cook answered:
I have a mortgage through Chase and interested in refinancing. Please advise or call 3104414266
Lots of people seek other financing options besides Chase.

Use a mortgage banker/broker with portfolio products with no tax returns, assets used for income, 1-day after short sale o ... more
2 votes Share Flag Mon Jul 18, 2016 Financing in 90024
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Are there any brokers that use Freddie Mac guidelines for refinancing a home? I am looking for one. I am out of California. Thanks!
I can use either Freddie or Fannie,

Rich Littlefield
Sophisticated Financial
714-968-2500

License 287206 Equal housing lender
0 votes Share Flag Wed Jul 6, 2016 Financing in 91104
Steven Wiegn…, Real Estate Pro in Riverview, FL
Steven Wiegner answered:
Is anyone familiar with Fannie Mae's Homestyle loan program?
Steve Wiegner a 203k/ Fannie Mae Homestyle Consultant with over 12 years experience and thousands of projects provided. let me know how I can assist 813 625 2421 sw1919@aol.com th ... more
0 votes Share Flag Mon Jun 27, 2016 Financing in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Can i use money from a Home Equity Line of Credit for a down payment 2nd home and mortgage the rest?
Yes. I have tried to anwser this question and for some reason it keeps getting deleted. I think everyone's responses to you are getting deleted.

Alex Greer
Loan Officer
408-352-514 ... more
0 votes Share Flag Fri Jun 24, 2016 Financing in 90014
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Hello everyone, I'm a Navy Vet looking to construct a home (406k) in Whittier/Covina region. Any construction loan products Vet friendly?
Hi Nomar,

We offer a construction-to-perm VA loan, which would allow you to finance the purchase of the lot/land, the cost of constructing a home, and even the closing costs as well. ... more
0 votes Share Flag Wed Jun 22, 2016 Financing in Whittier
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
95% LTV Jumbo loan needed with 5% down. -excellent credit, high income!
You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. Your fico scores can be raised within 3-4 days in mo ... more
0 votes Share Flag Thu Jun 16, 2016 Financing in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
REFINANCE-My loan officer gave me a disclosure LE and late sent me a Closing Disclosure.The closing cost has increased tremendously.Added Origination
That is a ridiculous fee. I would be more than happy to take over the refinance. We do not charge any origination fee.

I do not check replies, so if you have a comment or question em ... more
0 votes Share Flag Tue Jun 14, 2016 Financing in Los Angeles
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
It seems that sellers prefer not to deal with VA loans. Why?
I'd advise not to listen to the unethical comment about going in conventional then switching it later. The purchase agreement that buyer and seller agree to mention the terms of financ ... more
0 votes Share Flag Sun Jun 12, 2016 Financing in 91342
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