Financing in Sacramento County : Advice

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Doug Reynolds, Real Estate Pro in Sacramento, CA
Guest Blogger: Today's post is written by Sacramento Mortgage Expert, Matt Gouge.  All of his contact info and more can be found at this website: http:// www.mattthemortgageguy.com. Thank you Matt for providing… Read more
Blogged Thu Dec 18, 2014 by Doug Reynolds Market Conditions Home Buying Financing
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Kevin, Real Estate Pro in Irvine, CA
Reverse mortgage specialist Kevin Leonard has just finished a new video discussing Sacramento reverse mortgage lenders and what qualifies an individual for this type of loan. The new video and page has… Read more
Blogged Sun Dec 14, 2014 by Kevin Home Buying Home Selling Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
Talking Points …Mortgage applications increased 7.3 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Survey. Market Composite Index, a measure… Read more
Blogged Fri Dec 12, 2014 by Bud Zeller Market Conditions Financing Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
More home owners are keeping up with their mortgage payments. The nationwide mortgage loan delinquency rate — the number of borrowers 60 or more days past due on their mortgage — is projected to drop… Read more
Blogged Wed Dec 10, 2014 by Bud Zeller Market Conditions Financing Foreclosure
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Bud Zeller, Real Estate Pro in Placerville, CA
The government is throwing in more incentives to keep borrowers who modify their loans through the Home Affordable Modification Program current on their mortgages. HAMP borrowers who pay on time can earn… Read more
Blogged Sun Dec 7, 2014 by Bud Zeller Financing How To... Home Ownership
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Self-employed borrowers have a harder time getting a mortgage than their salaried peers, according to a new study. This is despite the fact that many such borrowers often earn higher incomes. The self-employed… Read more
Blogged Sat Dec 6, 2014 by Douglas Zeller Market Conditions Home Buying Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
First-time homebuyers report challenges with understanding the mortgage process and the options that are available to them, according to the latest J.D. Power 2014 U.S. Primary Mortgage Origination Satisfaction… Read more
Blogged Tue Dec 2, 2014 by Douglas Zeller Market Conditions Home Buying Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
The Obama administration will not end government control of mortgage-finance companies Fannie Mae and Freddie Mac without legislation, according to a spokesman at the Treasury Department. The spokesman… Read more
Blogged Tue Dec 2, 2014 by Douglas Zeller Market Conditions Financing Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
Mortgage lending is running at its lowest level in more than a decade, and 2014 is on pace to be the weakest for new mortgages since 2000, according to newly released figures by the Federal Reserve Bank… Read more
Blogged Mon Dec 1, 2014 by Bud Zeller Market Conditions Financing Home Ownership
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John Connor, Home Buyer in Kansas City, MO
John Connor answered:
what can i do if going through a divorce?
I would find a lawyer that could help you. One that you can get a little personal with. That way they will care more than just an average divorce lawyer. http://blackhillsdivorce.com
0 votes Share Flag Mon Dec 1, 2014 Financing in 95757
Bud Zeller, Real Estate Pro in Placerville, CA
Even a drop in mortgage rates couldn’t keep loan demand up in the latest week, according to the Mortgage Bankers Association’s seasonally adjusted index of loan activity. Mortgage applications dropped… Read more
Blogged Sun Nov 30, 2014 by Bud Zeller Market Conditions Financing Home Ownership
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Smita Patel -…, Real Estate Pro in Aliso Viejo, CA
Smita Patel - Lender answered:
Can anybody reccomend a provider for FHA Construction Loans in California.?
FHA does have a construction loan product that has a conversion (construction to permanent) feature with one closing. Loan has same requirements as FHA purchase loans including 3.5% min ... more
0 votes Share Flag Thu Nov 13, 2014 Financing in 95628
Bud Zeller, Real Estate Pro in Placerville, CA
Roommates have become one of the hottest trends in housing, but it’s proving to be not so hot for the real estate recovery. The number of households comprised of adults living with someone other than… Read more
Blogged Sat Nov 8, 2014 by Bud Zeller Market Conditions Financing Home Ownership
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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
available mortgage loans
Hi Seren326,

If you were not late on your mortgage payments leading up to your short sale, you maybe eligible right now for an FHA mortgage.

If you were late on the mortgage it wi ... more
0 votes Share Flag Wed Nov 5, 2014 Financing in 95818
Bud Zeller, Real Estate Pro in Placerville, CA
The answer lies with:clearer (not fewer) regulations on mortgage buy-back arrangements with the FHFA/GSEs; and higher down payment requirements. The FHFA is rightly concerned with helping lower-income… Read more
Blogged Sat Nov 1, 2014 by Bud Zeller Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Home sales will be weaker in 2014 than in 2013, but hold on for "moderate pickup" in 2015, according to Fannie Mae's Economic & Strategic Research Group. Still, that moderate pickup in home sales likely… Read more
Blogged Fri Oct 24, 2014 by Douglas Zeller Market Conditions Financing Home Ownership
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dorenezeller…, Home Owner in West Palm Beach, FL
dorenezeller17 answered:
Can I get some references to FHA lenders in the Sacramento area?
Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed ... more
0 votes Share Flag Thu Oct 23, 2014 Financing in Sacramento
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Talking Points …A drop in rates last week boosted mortgage applications for both refinances and home purchases, and interest rates continue to slide, according to the Mortgage Bankers Association (MBA).… Read more
Blogged Sat Oct 18, 2014 by Douglas Zeller Market Conditions Financing Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
As interest rates tumble, home owners are rushing to take advantage of the lowest rates of the year. Overall, mortgage applications rose 5.6 percent on a seasonally adjusted basis during the week ending… Read more
Blogged Fri Oct 17, 2014 by Bud Zeller Market Conditions Financing Property Q&A
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Tight mortgage lending standards continue to drastically curtail new-home sales and are causing a growing number of deals to be lost, according to a survey by the National Association of Home Builders."While… Read more
Blogged Mon Oct 13, 2014 by Douglas Zeller Market Conditions Financing
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