Everyone below for the most part is correct. Although I do contract for deed homes I would not advise it with such a short timeline. You may qualify for the FHA back to work program (the one with extenuating circumstance/hardship), but even if you don't it sounds like you can buy in the spring.
CREDIT is the biggest challenge I see the most working with my own clients. If you do not work hard to re-establish credit after bankruptcy the timeline does not matter. Take the time now to start working with a Realtor and loan officer on your credit, so that way you can buy a home in the shortest period of time.
We can usually help you without the need of a credit repair company, but if it is bad enough we have all the tools at our disposal to get you up to at least 580.
As you begin your property search for White Bear Lake townhomes for sale, I would like to share with you some of the pros and cons of townhome living. Tens of millions of Americans enjoy living in townhomes
White Bear Lake townhomes for sale: The Pros and ConsThere are many reasons to search for White Bear Lake townhomes for sale. Over recent decades this type of home has offered a convenient lifestyle to