Financing in Washington : Advice

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Sara.eva, Home Buyer in Menifee, CA
Sara.eva answered:
looking for a solid FHA 203k lender with good experience.
The Federal Housing Administration (FHA) is a federal agency which is more than 80 years old. It was formed as part of the National Housing Act of 1934 with the stated mission of making ... more
0 votes Share Flag Tue May 12, 2015 Financing in 20010
David West, Real Estate Pro in Bowie, MD
David West answered:
I won't to purchase my 1st home, but as a 1st time home buyer what assistance can I get with not a lot of money for a down payment? My credit is fair
Hello Kindal of New Carrollton, MD,

My name is David West and I am a licensed real estate broker in Maryland so I am familiar with Maryland programs. This websit.e has a good list of ... more
0 votes Share Flag Thu May 7, 2015 Financing in Washington
John P Downs, Real Estate Pro in Washington, DC
John P Downs answered:
Loan officers / Financing unwarrantable condo in washington dc: 19.8% deliquency 50% o/o investor ration.
Hello Trina - that is a very interesting question to which you will get many different responses. The reality is one should look a little deeper at the delinquencies to see if there is ... more
0 votes Share Flag Sat Nov 29, 2014 Financing in 20003
trina ali, Renter in Brooklyn, NY
trina ali asked:
Portfolio lender for mortgage on a non warrantable condo in Washington D.C. Hi I'm interested in a portfolio lender willing to provide a mortgage for a nonwarrantable condo in Washington D.C. My preference is a low down payment such as 5% or less as I was prepared…
0 votes Share Flag Mon Nov 24, 2014 Financing in Washington
mark.ray, Real Estate Pro in Roseville, CA
mark.ray answered:
Are there any lenders who can do a cash-out refi of a non-warrantable condo investment property?
Rabobank and I are closing these in 30 days or less I am happy to help
0 votes Share Flag Mon Jun 23, 2014 Financing in 20009
Bhaardt, Home Buyer in Washington, DC
Bhaardt answered:
Are there any lenders still offering 80/15/5 (or 80/10/10 if 80/15/5 is not doable anymore) loans? If so what are ballpark int rates?
Yes we have 80/10/10 Avaliable, no 80/15/5 but can do 95% confirming up to $417,000.
90% NO PMI up to $625,500. We also do 85% NO PMI .
0 votes Share Flag Fri May 23, 2014 Financing in Washington
Morethanlend…, Home Seller in USA, Mobile, AL
Morethanlending answered:
I rent out my first home in WI to tenants. Want to buy a second home in DC where I live now. Have good credit & income. How can I qualify?
ICC Mortgage And financial Services, Is a sincere and certified private
Loan company approved by the Government, we give out international and
local loans to all countries in the wo ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Washington
john.melvin, Real Estate Pro in Bowie, MD
john.melvin answered:
Anyone know an investor where I could place an investment 7/1 Arm for $625k loan on $2.5 million property? Looking for bank financing, not private.
Yes we can do this loan , would need more info call me John Melvin 410-961-5186 Banc Home Loans
0 votes Share Flag Mon Jan 13, 2014 Financing in 20010
Lanre Folayan, Real Estate Pro in District of Columbia
Lanre Folayan answered:
I have a property located in columbia heights but the property is need of some repairs but I lack the money to make the repairs (approximately 15k)
Hello rfminc2,


How are you doing? Hope all is well. I know you asked this question over a year ago. However just wanted to let you know that many home buyers and sellers make their ... more
0 votes Share Flag Sun Dec 29, 2013 Financing in 20010
Kevin Richar…, Real Estate Pro in Washington, DC
Kevin Richards answered:
I am looking for a 1-4 unit income property mortgage broker for properties in the DC Metro area. I am not interested in a generalist a Pro!
3.5% with, FHA for multi unit, you're also going to have to occupy one of those units. Too much cash flying around and chasing these deals, I know, I do several myself for, cash invest ... more
0 votes Share Flag Mon Oct 14, 2013 Financing in Washington
shawnphillip…, Real Estate Pro in Queens Village, NY
shawnphillips20 answered:
Where would be a good place to connect with people looking for hard money loans in the area?
shawnphillips independent consultant brooklyn newyork this is a good place
0 votes Share Flag Thu Oct 10, 2013 Financing in Washington
Bola Williams, Real Estate Pro in Rockville, MD
Bola Williams answered:
How to improve credit score?
Hi Joyce,

IF your credit score is a 780 you should have no problem obtaining financing for your mortgage, if the 780 is your Vantage score then I would suggest contacting Brent Mende ... more
0 votes Share Flag Fri Sep 27, 2013 Financing in 20017
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
Can you help me find a lender that will approve my loan application for a condo that I'd like to buy for investment but it has 30% HOA?
Hi Rita, it would have to be non FHA with a delinquency rate over 15%. I do have a list of condos that will be approved from a lender I know. Contact me and I will give it to you.
0 votes Share Flag Thu Jul 18, 2013 Financing in 20019
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
can you refer me to a lender, that does not require funds to be season or will allow you to close on same day with your end buyer?
Hi MaeHamilton50. I know a lender that does the underwriting at first contact and the funds may need some proof. contact me miekeba@heymannrealty.com
0 votes Share Flag Mon May 27, 2013 Financing in Washington
Julie A. Hor…, Real Estate Pro in 92602
Julie A. Horvath answered:
What qualifies as a source of income for an FHA loan?
Marion,
Maureen is correct, FHA will permit the use of seasonal income, provided the borrower has worked the same job for the past two years and expects to be re-hired the next season. ... more
0 votes Share Flag Thu Apr 4, 2013 Financing in Washington
Katrina Hill, Real Estate Pro in Washington, DC
Katrina Hill answered:
How does one make an offer?
Hi there,

First and foremost, you should definiteIy consult a realtor licensed AND practicing wherever you are looking to buy. All markets are different and you want to get good-sou ... more
0 votes Share Flag Tue Apr 2, 2013 Financing in Washington
autoprt, Other/Just Looking in Atlanta, GA
autoprt answered:
In regards to physician loans has anyone heard of smallbusinessloansdepot.com ?
found out that money is actually available through small business loans depot
http://www.smallbusinessloansdepot.com/
0 votes Share Flag Sun Feb 10, 2013 Financing in Washington
Inna Ivchenko, Real Estate Pro in Encino, CA
Inna Ivchenko answered:
Fannie Mae HomePath Closing Cost Assistance
Well, you never know how many offers they have and why they choose that specific one, even your offer was higher than asking price, very clean, asked very little back.
I wrote few offe ... more
0 votes Share Flag Wed Jul 25, 2012 Financing in Washington
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