Financing in Thousand Oaks : Real Estate Advice

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Jeff Smith, Real Estate Pro in Thousand Oaks, CA
Jeff Smith answered:
My son put an offer on a $330K home. Combined income w/girlfriend is $35k. Has $180K for down. No debts and excellent credit. Mortgage possible?
Hi There- On the surface this looks good and shouldn't be a problem. Why do you think a loan might not be possible ? The key reasons we are denying people on loans are , Poor Credit (6 ... more
0 votes Share Flag Mon Apr 30, 2012 Financing in Thousand Oaks
George Raymo…, Real Estate Pro in Fort Worth, TX
George Raymondo answered:
I am on title only, not on the loan in Calif.. If my husband dies do I have to qualify for a new loan? Can I just continue to make the payments?
I had a case like this 1 year ago. One of my former clients passed away and his wife (who was not on the loan) wanted to retain the property. Luckily my clients decided to Quit Claim hi ... more
0 votes Share Flag Sun Feb 12, 2012 Financing in Thousand Oaks
Bonnie Sterl…, Real Estate Pro in Simi Valley, CA
Bonnie Sterling answered:
how to determine if to pay points or not on a mortage loan? we plan to stay 3-5 years but we wonder if we
The only thing I would add is that if you dont have your 3-6 month safety net savings, I would probably put the "ponts" into a savings for your safety net. I am often surprised how litt ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in 91360
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