Financing in Spring Hill : Advice

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Hernando County, Florida, is still experiencing appraisal issues when a buyer requires a mortgage. What other areas are dealing with this?
Even here in NH where the market is strong, prices are on the rise we have appraisal issues and most are appraisers coming in from out of area, some even from out of state (MA). The way ... more
0 votes Share Flag Mon Nov 10, 2014 Financing in Spring Hill
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I have a credit score of 629, 614, 593 i can't go fha, i would like to refinance a hard money loan that i have been paying on for 1 year,
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Tue May 13, 2014 Financing in Spring Hill
Robert Baker, Real Estate Pro in Edmond, OK
Robert Baker answered:
My wife and I have a house on 2.5 acres and want to buy the 2.5 acre vacant next to it. Were can we get financing?? They only want $19.000 for it.
Contact your local bank. They will be able to help get everything started.
0 votes Share Flag Thu Dec 5, 2013 Financing in Spring Hill
Chris Suarez, Real Estate Pro in Florida
Chris Suarez answered:
Is the Family Opportunity Loan Program available in Florida?
Hello,
Are there any late payments on the current mortgage?
Do you know what you credit score is?
Has someone given you a value of what they think the house is worth?

In regar ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Spring Hill
Chris Suarez, Real Estate Pro in Florida
Chris Suarez answered:
Is it possible to get a mortgage with 1 year tax statement of 1099 income. Have 10,000 to put down.
Hello,
You will really need to have 2 years tax returns showing self employment. There are some instances where it may be possible. Depends on credit scores, debt ratios, etc.

Giv ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Spring Hill
Steve & Tina…, Real Estate Pro in Spring Hill, FL
Steve & Tina Fingerman answered:
We are going to relocate to FL .
It's always a good idea to get a pre-approval before starting to seek out any properties. In fact, any experienced for professional agent will insist on this prior to taking out a clien ... more
0 votes Share Flag Mon Aug 20, 2012 Financing in Spring Hill
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
what kind of homeowners insurance do i need for this comunity?
You need basic homeowners insurance especially if financing any part of the home, you need Hurricane, Sink Hole, and Flood insurance if you want to be fully covered in this state. Pleas ... more
0 votes Share Flag Mon Feb 27, 2012 Financing in Spring Hill
Marc White, Real Estate Pro in Boone, NC
Marc White answered:
what if any legal action can I take against a mortage broker that decieved me about promise of finance, in the process, left me homeless?
Several answers provided are giving you great guidance. Seek out an attorney in Florida that can help you with this situation. It does not sound very promising, other than filing a comp ... more
0 votes Share Flag Tue Nov 1, 2011 Financing in Spring Hill
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
I would like to buy a mobile/manufactured home. I'm a first time home buyer. Are there mortgage options for someone wanting a mobile/manufactured?
I'm way late for this one but it just popped up on my radar so here goes anyway.

I have a great dealer in your area that would love to work with you.

Please feel free to log ... more
0 votes Share Flag Sun Feb 27, 2011 Financing in Spring Hill
Julie Pearce, Real Estate Pro in Spring Hill, FL
Julie Pearce answered:
Is there local lending better than the national outfits?
Great question, Ron! I always advise my buyers to shop for their financing before they start shopping for a home, and it sounds like you're doing that. You need to ask lots of le ... more
1 vote Share Flag Wed Feb 9, 2011 Financing in Spring Hill
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
HOW FAR CAN A MORGAGE COMPANY GO?
Her is the problem! you own enough things to make you lender think you have plenty of means to pay on the loan, if the home is too much for you then have to ask this question, what has ... more
1 vote Share Flag Sun Aug 1, 2010 Financing in Spring Hill
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