Financing in Spring : Advice

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Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I have a credit score of 564. Can I get a mortgage loan?
Good afternoon Elex44,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the fol ... more
0 votes Share Flag Thu Jul 11, 2013 Financing in 77373
Nazario Truj…, Real Estate Pro in Spring, TX
Nazario Trujillo answered:
I made only $12k in 2010 and then $31k in 2011 self-employed. I get a $10k gift on top of that each year. I have no monthly debts, can I get a loan?
Now a days Mortgage Companies are doing more scrutinizing as far as C0erdit Scores & Debt to Income Ratios as well as Employment History, therefore the best way to answer your question ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Spring
Edith Smith, Real Estate Pro in Spring, TX
Edith Smith answered:
Not much time to come up with proper/any downpayment, i have an excellent Credit Score. Need advise
Dear Christina, there's a solution to your dawn payment iproblem..
There's a dawn payment program that's available to the public.
If you are interested give me a call and I will direc ... more
0 votes Share Flag Sun Apr 28, 2013 Financing in Spring
Nazario Truj…, Real Estate Pro in Spring, TX
Nazario Trujillo answered:
what does your credit score have to be in order to do owner financing for a house. what are some pros and cons of owner financing?
Credit Score, most of the timt is up to the Seller's discretion; Pros: No cost for Loan Process since the owner is doing financing you do not have all the documentation requirements lik ... more
0 votes Share Flag Thu Mar 28, 2013 Financing in Spring
Zane Pruett, Real Estate Pro in Spring, TX
Zane Pruett answered:
can i use my investment money to buy a house with out getting pentalized?
If you are referring to an Individual Retirement Account, then the short answer is yes. If you are not currently in a self-directed IRA, then you can roll your money into one that allow ... more
0 votes Share Flag Mon May 14, 2012 Financing in Spring
Ken Herrera, Real Estate Pro in Las Vegas, NV
Ken Herrera answered:
How do I find the best deal on a mortgage?
A good Rule of Thumb is if you have great credit and good relationship with your bank, they are probably going to be able to give you the best deal. Banks are going to be a little stric ... more
0 votes Share Flag Fri Oct 12, 2007 Financing in Spring
Paula Anders…, Real Estate Pro in Spring, TX
Paula Anderson answered:
Who are good lenders in this area?
There are many good lenders in the area. What makes for a smooth transaction is the person on the other end of the line and usually not just the institution making the loan. It think ... more
0 votes Share Flag Mon Apr 23, 2007 Financing in Spring
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