Financing in Spring : Advice

change location

cancel or

Activity

19
Deedee Wyms, Real Estate Pro in 77389
   Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward… Read more
Blogged Thu Apr 24, 2014 by Deedee Wyms Home Buying Financing Investment Properties
No comments
Deedee Wyms, Real Estate Pro in 77389
Listen to advertisements for mortgages and you will hear everything under the sun regarding terms. So, what exactly is a down payment for a house?Considering today's market prices for homes and how they… Read more
Blogged Mon Mar 31, 2014 by Deedee Wyms Home Buying Financing Credit Score
No comments
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I have a credit score of 564. Can I get a mortgage loan?
Good afternoon Elex44,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the fol ... more
0 votes Share Flag Thu Jul 11, 2013 Financing in 77373
Nazario Truj…, Real Estate Pro in Spring, TX
Nazario Trujillo answered:
I made only $12k in 2010 and then $31k in 2011 self-employed. I get a $10k gift on top of that each year. I have no monthly debts, can I get a loan?
Now a days Mortgage Companies are doing more scrutinizing as far as C0erdit Scores & Debt to Income Ratios as well as Employment History, therefore the best way to answer your question ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Spring
Edith Smith, Real Estate Pro in Spring, TX
Edith Smith answered:
Not much time to come up with proper/any downpayment, i have an excellent Credit Score. Need advise
Dear Christina, there's a solution to your dawn payment iproblem..
There's a dawn payment program that's available to the public.
If you are interested give me a call and I will direc ... more
0 votes Share Flag Sun Apr 28, 2013 Financing in Spring
Nazario Truj…, Real Estate Pro in Spring, TX
Nazario Trujillo answered:
what does your credit score have to be in order to do owner financing for a house. what are some pros and cons of owner financing?
Credit Score, most of the timt is up to the Seller's discretion; Pros: No cost for Loan Process since the owner is doing financing you do not have all the documentation requirements lik ... more
0 votes Share Flag Thu Mar 28, 2013 Financing in Spring
Zane Pruett, Real Estate Pro in Spring, TX
Zane Pruett answered:
can i use my investment money to buy a house with out getting pentalized?
If you are referring to an Individual Retirement Account, then the short answer is yes. If you are not currently in a self-directed IRA, then you can roll your money into one that allow ... more
0 votes Share Flag Mon May 14, 2012 Financing in Spring
Cat Slussler, Real Estate Pro in 77077
FHA Loan Guidelines in 2012There’s an abundance of misinformation online today, with regard to FHA loan guidelines. You’ll find conflicting information about down payments, credit scores,… Read more
Blogged Fri Apr 20, 2012 by Cat Slussler Home Buying Financing Credit Score
Michelle Can…, Real Estate Pro in The Woodlands, TX
The Five Factors of Credit Scoring There are five factors that comprise the credit score. They are listed below in order of importance, just as an underwriter would look at the score: •Payment History:… Read more
Blogged Mon Apr 9, 2012 by Michelle Cannon Home Buying Financing Credit Score
No comments
Michelle Can…, Real Estate Pro in The Woodlands, TX
Scam Watch: IRS warns of Tax-Refund SchemesHere is a roundup of alleged cons, frauds and schemes to watch out for this tax season.Tax RefundsAs the tax-filing deadline approaches, the Internal Revenue… Read more
Blogged Mon Mar 19, 2012 by Michelle Cannon Crime & Safety Financing
No comments
Michelle Can…, Real Estate Pro in The Woodlands, TX
Taxing Matters: Now’s the Time to Start Planning for Possible HikesAs tax return season starts, many of us are thinking of what we could have done last year to lower our taxes and what we can do… Read more
Blogged Mon Mar 12, 2012 by Michelle Cannon Financing
No comments
Michelle Can…, Real Estate Pro in The Woodlands, TX
Ask The Experts: House Can’t Be Separated from Other Assets In Trust Many homeowners are struggling with upside-down home loans. How to pass those troubled mortgages on to children in a trust can… Read more
Blogged Fri Jan 20, 2012 by Michelle Cannon Financing
No comments
Michelle Can…, Real Estate Pro in The Woodlands, TX
NINE THINGS TO DO AFTER LOSING YOUR WALLET OR PURSE.....Losing your wallet or purse is stressful. Your money, credit cards, driver's license--all gone. Don't fret too much about tracking down contact information… Read more
Blogged Mon Jan 9, 2012 by Michelle Cannon Crime & Safety Financing
No comments
Emily Nget, Real Estate Pro in Spring, TX
So you have made the decision to buy a home?  Congratulations!  Buying a home is always exciting and can be very emotional too.  To help you make this process go smoother, a pre-approval letter… Read more
Blogged Wed Jan 26, 2011 by Emily Nget Home Buying Financing
John Axt, Real Estate Pro in Spring, TX
I was curious to know how affordable housing has become in the Spring, TX area of Greater Houston due to the unprecedented low interest rates.  I started by looking at what the prevailing interest rates… Read more
Blogged Fri Nov 12, 2010 by John Axt Home Buying Home Selling Financing
No comments
John Axt, Real Estate Pro in Spring, TX
I read a great story about how a creative mortgage officer helped a senior citizen avoid foreclosure, stay in her home, pay off some medical bills and obtain cash for future expenses. How you ask? By… Read more
Blogged Thu Oct 28, 2010 by John Axt Financing
No comments
Rick Grau, Real Estate Pro in Houston, TX
Ok, so today I ran into an irritating problem. I had an easy refinance deal - great credit score, plenty of income, nice assets - basically your proverbial slam-dunk deal. A deal that was just derailed… Read more
Blogged Tue Mar 30, 2010 by Rick Grau Financing
No comments
Ken Herrera, Real Estate Pro in Las Vegas, NV
Ken Herrera answered:
How do I find the best deal on a mortgage?
A good Rule of Thumb is if you have great credit and good relationship with your bank, they are probably going to be able to give you the best deal. Banks are going to be a little stric ... more
0 votes Share Flag Fri Oct 12, 2007 Financing in Spring
Paula Anders…, Real Estate Pro in Spring, TX
Paula Anderson answered:
Who are good lenders in this area?
There are many good lenders in the area. What makes for a smooth transaction is the person on the other end of the line and usually not just the institution making the loan. It think ... more
0 votes Share Flag Mon Apr 23, 2007 Financing in Spring
Search Advice

Followers

449
Email me when…

Learn more

Meet the Trulia VIPs
Michele Flory, Agent in 77381
Michele Flory
Agent
77381
Jill Smith, Agent in 77429
Jill Smith
Agent
77429
Home > Texas > Montgomery County > Spring > Financing in Spring
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer