Financing in Savannah : Advice

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Trey Swain, Real Estate Pro in Savannah, GA
Trey Swain answered:
how much do you need to save for a down payment for a house?
Call me Cheniqua. I am right here in Savannah and I can get you into a home in the area with only $500 out of pocket! My preferred lenders have some awesome programs available!0
0 votes Share Flag Sat Feb 15, 2014 Financing in Savannah
Ed Yannett, Real Estate Pro in Savannah, GA
Ed Yannett answered:
I am looking for jumbo construction loan in Savannah GA of 736,000 with 20% down. I have FICO score of 715 and wife has 740 .
Kirsten Ray at Fidelity Bank is awesome! Her # is 912-313-4128 she has been in the business for many years and handles the majority of the loans for our Team. She has also handled perso ... more
0 votes Share Flag Sat Jan 11, 2014 Financing in Savannah
Jenny Ruther…, Real Estate Pro in Savannah, GA
Jenny Rutherford answered:
can I use an approved rd loan for one property, which I have decided to not purchase, and use it on another property?
If you mean RD as in USDA loan... the loan is specific to the property. In Savannah that will be for anything west of I95 and you must close on the property you're having the loan writt ... more
0 votes Share Flag Mon Nov 11, 2013 Financing in Savannah
Allyson Veng…, Real Estate Pro in Alpharetta, GA
Allyson Venglik answered:
Should I even consider doing a refi to get rid of FHA mortgage insurance?
Yes, talk to a lender and see if you can recoup the closing costs with 24 months.

Allyson
0 votes Share Flag Tue Sep 17, 2013 Financing in Savannah
Ed Yannett, Real Estate Pro in Savannah, GA
Ed Yannett answered:
Who can help me find an apartment with an eviction on record?
Hi Miss! Call me if you still need help! In my passed life I owned and managed 240 apartments and have a ton of experience with this. 912-844-9000
0 votes Share Flag Tue Sep 17, 2013 Financing in Savannah
Joe Iannacone, Real Estate Pro in Savannah, GA
Joe Iannacone answered:
Can you use a USDA rural loan twice?
Sorry spoke with TH from Brand Mortgage and she said it was possible? Please contact me so we can sort through this for you.
0 votes Share Flag Wed Aug 14, 2013 Financing in Savannah
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Using REOs as comps
Hi Ben,

The value of any property is determined by the buyer.....a home is only worth what an individual is willing to pay for it. As a buyer, you are benefitting greatly form the R ... more
0 votes Share Flag Tue Aug 7, 2012 Financing in Savannah
Ken Krzak, Real Estate Pro in Naperville, IL
Ken Krzak answered:
Financing to purchase a HUD sale
Yes this is true. Your lender has to be able to do these loans and you need to qualify with income and assets. The Federal Savings Bank and I are able to provide these loans.
0 votes Share Flag Wed Mar 28, 2012 Financing in Savannah
Erin Rowley…, Real Estate Pro in Savannah, GA
Erin Rowley Stoner answered:
Are there FHA lenders for small mortgage loans for Savannah,GA?
Hey Will.... something else you might want to consider: City of Savannah and the state of Georgia have programs that help first time buyers purchase homes. They will pay your down payme ... more
0 votes Share Flag Wed Oct 12, 2011 Financing in Savannah
Jonathan Rai…, Real Estate Pro in Macon, GA
Jonathan Rainer answered:
IF I am buying a home with an FHA loan I am required to put 3.5% down. Is that money used to pay my closing costs on the HUD? Or does that mean I put
More succinctly, your 3.5% down is cash you must bring to closing, AND then you add on closing costs.

As others have said, you can get up to 6% from a seller to cover the closing cos ... more
0 votes Share Flag Wed Dec 30, 2009 Financing in Savannah
Jinan Cole, Real Estate Pro in Savannah, GA
Jinan Cole answered:
What happens if my wife loses her job a month before we close? If she has another job before we close making the same or more money, are we still ok?
While I don't know all the particulars, you should be fine. Are you using your wife's income to qualify? Your buyer's agent should be told immediately(he/she works for y ... more
0 votes Share Flag Thu Oct 22, 2009 Financing in Savannah
Jinan Cole, Real Estate Pro in Savannah, GA
Jinan Cole answered:
Iam a single woman with good income and crdit. i have an FHA loan on my townhouse in savannah ga. Grea
It will depend on your income to debt ration and your credit score. Please contact me if you'd like more details.
0 votes Share Flag Mon Feb 16, 2009 Financing in Savannah
Joshua Jarvis, Real Estate Pro in Duluth, GA
Joshua Jarvis answered:
I paid a mortgage broker a 300.00 appraisal fee up front. He can't get me a satisfactory loan.
This is more common than most people think. Usually with an out of state lender, new construction or a small company. You should have no problem getting the appraisal fee back. If yo ... more
1 vote Share Flag Wed Jul 25, 2007 Financing in Savannah
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