Financing in Sarasota : Real Estate Advice

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Britlneyladd, Home Buyer in New York, NY
Britlneyladd asked:
I need a foreign national or ITIN loan, I'm not legal. I make $75 yr. and pay taxes. I've been the head chef on St Armand's for years. What can I do? I have no outstanding bills. I have impressive rental and work history, but no one is willing to work with me. Thank you for your help.
0 votes Share Flag Sat Apr 30, 2016 Financing in 34234
Joan Winters, Real Estate Pro in sarasota, FL
Joan Winters answered:
Need advice on first time home loan for self employed
You might want to look for a property with seller financing. Typically they will want a larger down payment and the interest rate will be more. Ask your realtor to use seller financing ... more
0 votes Share Flag Thu Feb 25, 2016 Financing in Sarasota
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
carport conversion done 35 years ago - refinancing and want copy of building permit
Sarasota County's building department keeps permit records back more than 10 years, just not all data is available online. The city of Sarasota does have some records back more than 1 ... more
0 votes Share Flag Wed May 27, 2015 Financing in Sarasota
Melvin List, Real Estate Pro in Tampa, FL
Melvin List answered:
If I start with an FHA home and 3.5% down, what do I need to know about refinancing to get rid of the mortgage insurance.
Depending on your situation you have other options such as the My Community program if you can meet the income restrictions. The My Community program has no upfront MIP and lower month ... more
0 votes Share Flag Mon Mar 30, 2015 Financing in 34243
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
German Resident (no SS) owns 3 properties (all titles free) in Sarasota. Rental income US: $ 27 k p.a. Need $ 150 K to buy one more house. Any ideas?
There are local lenders in the Sarasota area that handle financing for foreign investors. I know of both a bank and a mortgage broker that may be able to assist you.

Regards,

Dia ... more
0 votes Share Flag Thu Mar 5, 2015 Financing in Sarasota
,  in
answered:
Looking for 120k $ hard money or bridge loan. I own 3 properties in Sarasota with free and clear title.
You definitely need to go with a hard money lender for a bridge loan in this situation. They are not concerned with credit history as your equity in the property will serve as security ... more
0 votes Share Flag Wed Jan 28, 2015 Financing in Sarasota
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Looking for private lending. Have 10-15% down, 300k house, only income is wife.
Try Ed Buck at Annie Mac 239-470-9809
0 votes Share Flag Fri Nov 7, 2014 Financing in Sarasota
Bart Gabe, Real Estate Pro in Austin, TX
Bart Gabe answered:
Looking for mortgage in Sarasota/Bradenton from private source, have 30% down, need 30 year rate with balloon in 36 months. Purchase price $350,000
I have a couple of programs that might assist you depending on your situation, we can go stated, use bank statements to qualify or full documentation. Let's discuss your loan scenario i ... more
0 votes Share Flag Sun Oct 19, 2014 Financing in Sarasota
Mortgage Girl, Other/Just Looking in Henderson, NV
Mortgage Girl answered:
Looking for a private mortgage ("HARD MONEY") lender in Sarasota. 20%-30% down
I need a hard money lenders for Tuscon, AZ on a primary residents purchase. ratio under 10%, reserves, W2. Very strong except had foreclosure and the sale date of the property was 6/20 ... more
0 votes Share Flag Wed Sep 24, 2014 Financing in Sarasota
appraisalsic…, Home Seller in Charlotte, NC
appraisalsiccmortgage answered:
Hello, I am looking for a Private Mortgage Lender who can refi my property in Sarasota, FL I can afford to pay 7% 2 years with an option for a 3rd
Flexible, short term loans that give you lots of control.

DEAR VALUED CUSTOMER,


ICC MORTGAGE is here to help with occasional car flow, Have you ever searched for fund, loans, fi ... more
0 votes Share Flag Sat Jul 26, 2014 Financing in Sarasota
 jbcromwell7, Real Estate Pro in Port Charlotte, FL
jbcromwell7 answered:
I have $140,000 cash for a house in Sarasota/Manatee County and would like to get a loan for $50,000 and can not get approved, any suggestions?
You don't mention what your income is. You may not qualify without sufficient income.
0 votes Share Flag Tue Mar 4, 2014 Financing in Sarasota
Scott Fisher, Real Estate Pro in 34236, FL
Scott Fisher answered:
who does the homepath renovation program well in Sarasota , FL??
Carolyn Hardy Movement Mortgage Awesome! 941.907.9595
0 votes Share Flag Tue Feb 25, 2014 Financing in Sarasota
Steve (888)…, Other/Just Looking in 33496
Steve (888) 662-4404 answered:
Looking for a small mortgage ($95K to $125K) for a professional couple currently in Chapter 13. Age 62 and 65, very stable, long time Sar residents
Mike, I'm likely the best Mortgage contact this side of the Mississippi for your situation. In my mind, I think I'm the very best Mortgage Broker on the planet! LOL Seriously though, ... more
0 votes Share Flag Fri Feb 14, 2014 Financing in Sarasota
SunCoast Mtg…,  in Florida
SunCoast Mtg Wholesale Direct answered:
recently discharged bankruptcy chapter 7,how long before I can get a mortgage of $50,000,with 5% down ?
Citadel Servicing Wholesale Smart Non Prime Lending

? Up to 80% LTV Available for Owner Occupied
? Up to 70% for Non Owner Occupied and Second Home
? 24 Month Bank Statement For Pr ... more
0 votes Share Flag Fri Feb 14, 2014 Financing in Sarasota
SunCoast Mtg…,  in Florida
SunCoast Mtg Wholesale Direct answered:
Looking for a private mortgage ("hard money") lender in Sarasota. 50% LTV, excellent credit.
Citadel Servicing Wholesale Smart Non Prime Lending

? Up to 80% LTV Available for Owner Occupied
? Up to 70% for Non Owner Occupied and Second Home
? 24 Month Bank Statement For Pr ... more
0 votes Share Flag Fri Feb 14, 2014 Financing in Sarasota
SunCoast Mtg…,  in Florida
SunCoast Mtg Wholesale Direct answered:
I am looking for hard money mortgage for property in Manatee County,FL. Excellent monthly income but short saled primary residence. Erly
Citadel Servicing Wholesale Smart Non Prime Lending

? Up to 80% LTV Available for Owner Occupied
? Up to 70% for Non Owner Occupied and Second Home
? 24 Month Bank Statement For Pr ... more
0 votes Share Flag Fri Feb 14, 2014 Financing in Sarasota
Rebeccatrulia, Renter in United Amigos, Mesa,...
Rebeccatrulia answered:
Committment Letter deadlines, flexible or not?
Hi Property Owner

I can't understand what you say. I have a reverse mortgage . Its name is reverse mortgage lenders direct. They are very helpful. You can get any question by search
... more
0 votes Share Flag Tue Oct 8, 2013 Financing in 34232
Albert Woost…, Real Estate Pro in Sarasota, FL
Albert Wooster answered:
I am a Canadian investor that has multiple properties paid for in cash and I am interested in refinancing.
Hi Sanjay,

I would suggest a mortgage broker who deals with 30+ banks.
The big banks like Bank of America and Wells-Fargo are going to have similar rigid policy and not be very crea ... more
0 votes Share Flag Thu Dec 20, 2012 Financing in Sarasota
Lynn Brock, Real Estate Pro in Sarasota, FL
Lynn Brock answered:
Hi, I'm looking for a conventional loan to finance a house in Sarasota in the 110-180k$ range. The house will be owned by a LLC owned by
Franck, how you take title will not be an issue.

An individual will have to apply for the loan and go through the loan process. At closing the individual takes title and then pla ... more
0 votes Share Flag Wed Nov 21, 2012 Financing in Sarasota
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
Looking for a rate on a homepath for a condo purchase , approved homepath deal , no points
Anyone quoting rates without an APR and without so much as even a hint of qualifications should have their license pulled; that is if they even have one. HomePath mortgages have HUGE pr ... more
0 votes Share Flag Wed Jul 25, 2012 Financing in Sarasota
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