Financing in Salinas : Advice

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H1B, Home Buyer in 93907
H1B answered:
FHA financing for legal non-resident alien.
Hi everyone.
it has been a long time since I posted this question back on Nov 2013. For informative purposes and because I know there are people like me looking for an answer to simila ... more
0 votes Share Flag Sat Mar 29, 2014 Financing in Salinas
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
Is Fremont Bank's no closing cost, 4.875% 30 yr fixed loan sounds alright ?
Rates have gone up so you won't be getting the low rates like before, unless they go back down again, but for now that isn't too far off.

Contact me if you want me to check on lowe ... more
0 votes Share Flag Wed Jul 17, 2013 Financing in 93906
Frank Manduj…, Real Estate Pro in Fresno, CA
Frank Mandujano answered:
Is this a good time for FHA mortgage refinancing?
Dear home owner,

FHA is probably the best way of refinancing your home if you should qualify. Of course a conventional loan is also excellent. As for the zero cost refinancing--I a ... more
0 votes Share Flag Mon Dec 6, 2010 Financing in Salinas
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
I purchased my first house 8 months ago using FHA at 5.25%. Can I refinance now to lower my mortgage loan interest ?
Perhaps, but you must talk to your current lender and also investigate your refi options. Be sure that the costs to refinance do not eat up any savings you are hoping to achieve.

Go ... more
0 votes Share Flag Fri Mar 26, 2010 Financing in Salinas
Michele L Wa…, Real Estate Pro in Roseville, CA
Michele L Walker answered:
where can i get personal loan for poor credit?
Most private money lenders are going to look at your credit also to see if you qualify for their loan also they have very high interest rates. I don't know what you consider poor c ... more
0 votes Share Flag Sat Dec 26, 2009 Financing in Salinas
Kerry Harvell, Real Estate Pro in Monterey, CA
Kerry Harvell answered:
Does anybody know of a good morgage company(in Salinas,ca) that would be able to tell if I qualify for a home loan.. Since i'm a first time
Jessica, have you had a chance to select a Realtor yet? Often times they have a good relationship with a lender that allows buyers such as yourself to get a great team to help them buy ... more
1 vote Share Flag Wed Oct 14, 2009 Financing in Salinas
Keane Ng, Real Estate Pro in Seattle, WA
Keane Ng answered:
will mortgage holder cancel a loan if they find out that the house was really a rental not aprimary residence when it was refinanced?
I'm sorry if my initial response started a wave of fraud threats.

One thing I know has happened with owner-occupancy fraud is the encouragement from Loan Originators for homeown ... more
0 votes Share Flag Thu Sep 24, 2009 Financing in Salinas
David Chambe…, Other/Just Looking in Saint Petersburg, FL
David Chamberlain answered:
Is it possible to have a home loan with poor credit score of 513?
If your score is at 513, you are not prepared to manage the finances involved with owning a home. Take some time, work on your credit and pay down you bills.
0 votes Share Flag Mon Apr 6, 2009 Financing in 93901
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
Is it possible to get a second home loan without giving a down payment?
Okay, so you need some additional cash and want to use the equity in your home, is that right?
A couple of points:
1. I am not a financial advisor. I do not know your situa ... more
0 votes Share Flag Mon Feb 18, 2008 Financing in Salinas
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