Financing in Rochester : Advice

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ken hundt, Real Estate Pro in Clifton Park, NY
ken hundt answered:
are there any special financing programs for women of low income and bad credit?
HI Sherill--depending on where you are looking, you may be eligible for USDA financing--I see you are in the Batavia area. That has a zero down payment and low rates. You do need to tal ... more
0 votes Share Flag Thu Oct 23, 2014 Financing in 14621
Greg Stefl, Real Estate Pro in Rochester, NY
Greg Stefl answered:
Looking for 80/15/5 loans in New York State. Any suggestions?

Please contact the wonderful folks at NeighborWorks Rochester. They are there to help folks just like you in exactly the same types of situations.

And no, NeighborWor ... more
0 votes Share Flag Sun Feb 2, 2014 Financing in Rochester
Sandy Wimett, Real Estate Pro in Brighton, NY
Sandy Wimett answered:
First Time Buyer - Credits? Programs to know?
I teach first time buyer programs at PathStone and I also work closely with Nancy Miersch at M and T bank 585-455-2443. She handles many city grants and first time home buyer programs. ... more
0 votes Share Flag Sun Feb 2, 2014 Financing in 14611
Mark Updegra…, Real Estate Pro in Rochester, NY
Mark Updegraff answered:
Foreigner and Equity Loan
Typical banks don't want to lend on properties under 50K. Some will though. I think 75% LTV would be about the best you could hope for with no personal guarantee and that may be a str ... more
0 votes Share Flag Tue Sep 24, 2013 Financing in Rochester
Christopher…, Real Estate Pro in Portland, ME
Christopher Pagli answered:
i have excellent credit-over 800 score but little cash. would like to own a home or townhome. what are my options?
Hi, Speak to a loan officer and inquire about an FHA loan, they allow you to put a minimum of 3.5% down and roll you closing costs (up to 6% of purchase price) into your loan. Another ... more
0 votes Share Flag Mon Nov 12, 2012 Financing in Rochester
Cathy Barton, Real Estate Pro in Fairport, NY
Cathy Barton answered:
my husband is in the process of filing bankruptcy for himself only. I have good credit. How long do we have to wait to apply for a mortgage with me?
If you are not technically married you will have no problem getting a morgage by yourself unless you are on any of his credit accounts. You should consult a good mortgage broker.
0 votes Share Flag Mon Nov 12, 2012 Financing in 14623
Michael  Wal…, Real Estate Pro in Rochester, NY
Michael Walker answered:
I am an Australian looking for Foreign National financing in Rochester. Anyone able to assist or refer me to an appropriate lender?
Were you able to contact the Mortgage Banker that I gave you information on?
0 votes Share Flag Wed Jul 7, 2010 Financing in Rochester
Raymond E. C…, Real Estate Pro in Webster, NY
Raymond E. Camp answered:
Can you close on a home prior to the "First Home Club" ten month grant period ending?
Good morning, Looking at the web site I would suggest contacting the bank you have the account set up with. good luck and happy house hunting. Thank you, Ray
0 votes Share Flag Wed May 6, 2009 Financing in Rochester
Marty S,  in Irvine, CA
Marty S answered:
I'm a potential first-time buyer in the Rochester area.

I am a mortgage broker. If I can be of service, please let me know!

Martin Smith

Precision Funding
877-238-6324 Ext 704
877-238-6324 FAX
MSmith@Prec ... more
0 votes Share Flag Mon Mar 9, 2009 Financing in 14611
Karen Wingen…,  in Rochester, NY
Karen Wingender answered:
What is best advice on repairing your credit.?
Here are some tips to help you raise credit score:

1. Pay everything on time! Even if it’s only the minimum payment.
2. Pull a copy of your credit reports from all three r ... more
0 votes Share Flag Fri Oct 24, 2008 Financing in Rochester
Ruthless, Other/Just Looking in 60558
Ruthless answered:
How much will an attorney cost me??
Prices will vary by State, County and city. My attorney is in La Grange, Illinois in Cook County. Someone in downtown Chicago recently gave flat rate transaction attorney rates and th ... more
1 vote Share Flag Sun Nov 18, 2007 Financing in Rochester
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