Financing in Palo Alto : Real Estate Advice

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Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Need to get a loan on a home in an irrevocable trust for care for my mom in assisted living. Home is free and clear. Can any lender out there help?
I would be more than happy to help.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-514 ... more
0 votes Share Flag Fri Apr 22, 2016 Financing in Palo Alto
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
Husband with Chapter 11 bankruptcy in his credit history
We can process loans after 2 years past the discharge date of a bankruptcy.
I am surprised that no one has let you know that! cg
0 votes Share Flag Thu Sep 20, 2012 Financing in Palo Alto
Keith & Kins…, Real Estate Pro in Verona, WI
Keith & Kinsey Schulz answered:
Mortgage with no credit score.
I always say no credit score is far better than a bad credit score. It means you have no debt, which is a good thing. There are lenders out there that will work with no credit as long a ... more
0 votes Share Flag Tue Aug 14, 2012 Financing in Palo Alto
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Is now a good time to refinance my mortgage?
Paul,
If you need to pay a 1/2 point, I'd put off refinancing. It's good now and should only get better. Assuming your personal finances will remain stable over the nex ... more
0 votes Share Flag Sat Aug 13, 2011 Financing in Palo Alto
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
Pay Off HELOC?
If it's not broken, don't fix it. If you need to make corrective measures you will know this when you receive the underwriter's conditional approval. Or, if you don' ... more
0 votes Share Flag Tue Jul 19, 2011 Financing in Palo Alto
Michael Abram, Other/Just Looking in Los Angeles, CA
Michael Abram answered:
Lots of cash, no income, young investor. How can I get a mortgage?
Hello Julianne,

The asset depletion loan is a great option. I'm working a file right now that is based on giving an individual additional income based on the account being used ... more
0 votes Share Flag Thu Jun 30, 2011 Financing in Palo Alto
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
Would being an owner of a corporation (small business) affect my ability to get a mortgage?
Tim,

You shouldn't have any problems. There are also several portfolio lenders with niche products for folks in your situation should you run into issues with FannieMae / Fredd ... more
0 votes Share Flag Wed Mar 2, 2011 Financing in Palo Alto
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
We want to refi our physician mortgage (lower our whopping interest rate) but are dissatisfied with BofA. Any alternatives?
Hi LL, I would agree with many of the other answers. You really need to talk with someone independent who will review your overall position and not just look at the refinance. To put in ... more
0 votes Share Flag Tue Sep 7, 2010 Financing in Palo Alto
Graystone Re…,  in Newport Beach, CA
Graystone Realty Group answered:
Who has the mortgage rates right now? Looking for conforming loan for fixed term.
Follow www.graystonerealtygroup.com we do a daily blog that discuses economic data that drives the market, mortgage rates and opinion of what we would do if I were financing a home.
0 votes Share Flag Mon Jul 5, 2010 Financing in Palo Alto
The Hagley G…, Real Estate Pro in Pleasanton, CA
The Hagley Group answered:
up to 10 loans
Is this commercial or residental real estate? There are limits on the number of loans you can have at any one timeon residential. And commercial loans are pretty much impossible to get ... more
0 votes Share Flag Mon Aug 31, 2009 Financing in Palo Alto
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
unacceptable property
Hollie
The short answer is yes, you can obtain a loan from whomever you wish.
Talk with your Realtor. Based on your statements it sounds like a great value and you should ask other l ... more
0 votes Share Flag Tue Jul 21, 2009 Financing in Palo Alto
Ruth, Other/Just Looking in
Ruth answered:
two loans
Marcy, I like your answer. "... but you probably shouldn't buy both."
0 votes Share Flag Sat Jun 20, 2009 Financing in Palo Alto
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