Asking a qustion like this to a bunch of people in the business will usually result in a bunch of ME,ME, ME answers or referrals to friends!
My suggestion would be to talk to your friends, family and co-workers to see whom they have had success with in the past.
Whatever you do, apply with a few different Brokers, compare their customer service and costs and go from there.... more
First of all, as was mentioned in an earlier answer - are you referring to a second mortgage on an existing home, or a new mortgage on a second home? Closing costs differ somewhat for the two.
There really is no formula such as percentage of sale. I will be happy to break down the closing costs for you once I know what type of mortgage we are talking about.... more
First - I would try to get recommendations from family, friends and co-workers - who have they used, who did they feel most comfortable with, etc.
I would also suggest applying with several Brokers - compare the offers and see who you feel the most comfortable with - who answered all of your questions, who was the most open, that kind of thing.
Regardless of the majority of the BS that you see in ads EVERY day, most Brokers will offer the same types of loans and have access to the same range of rates - what really separates the pack is the service the individual provides.... more