Financing in Mission Viejo : Real Estate Advice

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Art Welch, Real Estate Pro in Mission Viejo, CA
Art Welch answered:
I know, I know, another 10% vs 20% down scenario
How did you do your calculations the 10% down should be a higher rate? The 20% has no MI did you look at all the closing costs 10 vs 20? Also you might look at 20% down but a fixed at ... more
1 vote Share Flag Wed Jul 22, 2015 Financing in 92692
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Does a foreign property, financed in foreign property and reflected on Schedule E, counts towards number of financed properties limitation?
Not if the lender knows what they are doing. I have had to prove to underwriters that they also do not count FHA, Va or private money loans. Each lender may have their own guideline on ... more
0 votes Share Flag Fri Jan 2, 2015 Financing in 92692
Laura Maldon…, Real Estate Pro in Irvine, CA
Laura Maldonado, BBA, MBA, MLO answered:
Refinance Piggyback? HELOC?

I do have a solution for you. You would need to refinance your first mortgage, with my company, and then we will do a "piggyback" to get you out of the PMI.

Answers to you ... more
0 votes Share Flag Thu Jul 24, 2014 Financing in Mission Viejo
Reginald Pet…, Real Estate Pro in Irvine, CA
Reginald Peterson answered:
Question regarding upfront PMI paid
You might want to contact your lender to verify the type of loan you have becauseon and FHA loan you shouldn't have had to pay for PMI upfront and pay for it in your loan. Good Luck
0 votes Share Flag Wed Aug 28, 2013 Financing in 92691
Shannon Adams, Real Estate Pro in Laguna Hills, CA
Shannon Adams answered:
I applied for a loan modification and was approved by my lender. It's not a tradtitional loan mod, it's the
It will show your payments are on time, but your loan balance is going to go up. Typically loan mods are interest only, and some are negative amoritization, which means your payment wi ... more
0 votes Share Flag Thu Mar 8, 2012 Financing in 92692
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