Financing in Middletown : Real Estate Advice

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Scott Butcher, Other/Just Looking in Austin, TX
Scott Butcher answered:
Can I refiance my mortgage if I have a HELOC with a 0 balance .. if yes can I keep the HELOC open
I ran into the situation recently myself and we underwrote according to FNMA regs. Yes, you can keep the HELOC open and re-subordinate to the new first lien.

For underwriting purpos ... more
0 votes Share Flag Wed Jun 22, 2011 Financing in 07748
M2715, Home Owner in 07748
M2715 answered:
just had cah out ( 25,000) ref total $177,500 closing costs w/ escrow were 5,800 I locked at 4.875 w/ good cr (669) got 5.25 good? home val 304,000
I know I 'm sick over it.. not that much better right?.. if interest rates keep dropping I was thinking of trying to refinance again pay closing costs
0 votes Share Flag Sun May 15, 2011 Financing in 07748
David  Stein, Real Estate Pro in San Diego, CA
David Stein answered:
just refianced mort $177,500 669 fico med score home value 304,000 would I qualify for a HELOC can I apply right away? Or wait?
It is worth a try now, cant hurt. I can help you. Email me at davbstein@yahoo.com
0 votes Share Flag Wed May 11, 2011 Financing in 07748
Lori Lewis, Real Estate Pro in Bethlehem, PA
Lori Lewis answered:
Is it possible to tell a person's interest rate on the mortgage via county records,i see amounts but no rate?
Mortgages do not have the interest rate on them. The NOTE does. The Mortgage is recorded, NOT the Note. You can't find the rate in public records.
0 votes Share Flag Mon Apr 6, 2009 Financing in Middletown
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