Financing in Long Beach : Advice

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Fred Sweezer…, Real Estate Pro in Long Beach, CA
      Structural Repairs. Something as big as jacking up your house to replace the sill plate falls under the Full 203k. So would knocking the house down to rebuild it, as long as you leave the foundation.… Read more
Blogged Fri Mar 28, 2014 by Fred Sweezer Sr. Home Buying Financing Foreclosure
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Allen and To…, Real Estate Pro in 90803
Loaning our children money to purchase real estate is commonplace and often a wise choice in an overall financial plan. There are a number of tax codes with which both “lender” and “borrow” must… Read more
Blogged Tue Mar 18, 2014 by Allen and Tonia Flores Home Buying Financing Investment Properties
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Allen and To…, Real Estate Pro in 90803
Your home mortgage is likely the largest debt you will incur. As a result homeowners often look for ways to pay off their home loans sooner than 30 years. Data indicates, roughly 30 percent of homeowners… Read more
Blogged Wed Mar 5, 2014 by Allen and Tonia Flores Home Buying Financing Home Ownership
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Robert Finger, Real Estate Pro in 90802
Robert Finger answered:
664 credit score. Loans available
Hello
I see that you have received some great info from others regarding your question. Another thing is that if you hook up with a lender that is savvy in reviewing credit they may be ... more
0 votes Share Flag Mon Dec 30, 2013 Financing in Downtown Long Beach
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
664 credit score. Loans available
Is this your median score? If so, your credit scores are still acceptable! The lowest credit scores lenders like myself are able to do, is a score of 580. So us lenders would be able to ... more
0 votes Share Flag Sat Nov 16, 2013 Financing in Downtown Long Beach
Mr Stated In…, Real Estate Pro in Los Angeles, CA
Mr Stated Income Loans answered:
My husband and I are looking for a trusted, helpful and dependable mortgage broker/lender in Long Beach, CA . Any suggestions?
If you are interested in buying owner occupied or for investment loan in California we offer loans banks do not have. We have a stated income verified asset " SIVA ' with a note rate of ... more
0 votes Share Flag Fri Oct 11, 2013 Financing in Long Beach
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
Are there any new trends in financing options for home buyers?
I would say a general trend is that underwriting is getting easier:

-1 year after short sale VA loans are available
-20% down no wait at all after short sale/BK/foreclosure loans up ... more
0 votes Share Flag Thu Oct 10, 2013 Financing in Long Beach
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
Can a veteran be approved for a VA loan with very poor credit?
You just need 2 years after the BK and it is possible with as low as a 500 score. But my first suggestion is to give a VA specialist a call and have them run though your credit with yo ... more
0 votes Share Flag Thu Oct 10, 2013 Financing in Long Beach
Shel-lee Dav…, Real Estate Pro in 90274
If your foreclosure or short sale happened at least one year ago, you can buy again NOW!  And, you DON'T need 20% down.  FHA is offering YOU a loan TODAY!Read more here: http://www.housingwir… Read more
Blogged Mon Aug 19, 2013 by Shel-lee Davis - BRE #01817412 Home Buying Financing Foreclosure
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Ashley, Home Buyer in Monterey, CA
Ashley answered:
Hi, Can anyone give advice on property investment in Long Beach,CA? I'm a foreign national, what requirements do I need to meet for a loan?
Hi everyone,
I've got it. Thank you so much, I appreciate your help.
0 votes Share Flag Sat Jun 15, 2013 Financing in Long Beach
sidboyko, Home Buyer in Long Beach, CA
sidboyko answered:
What about those Zestimates?
Here on the East Coast, what Zestimate is doing is illegal>
Newport RI Broker
0 votes Share Flag Sun Jun 9, 2013 Financing in Long Beach
Joe & Li…, Real Estate Pro in Los Alamitos, CA
Always compare the COST of a home….not just the PRICE Too many buyers and sellers only focus on the price of a home!  The costis determined by the price and the mortgage interest rate which is… Read more
Blogged Thu Jun 6, 2013 by Joe & Linda Sopo Home Buying Financing Rent vs Buy
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Mr Stated In…, Real Estate Pro in Los Angeles, CA
Mr Stated Income Loans answered:
I am looking for hard money loans for rehab/flips in Long Beach, Lakewood areas
Fix and Flip / Purchase Rehab Loans is our specialty. We do not ask for your financials. As a make sense lender we may lend up to 100% of the purchase price plus 100% improvements finan ... more
0 votes Share Flag Wed May 29, 2013 Financing in Long Beach
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
What does APR stand for?
America's Pet Registry

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
0 votes Share Flag Mon May 20, 2013 Financing in Long Beach
Robert Finger, Real Estate Pro in 90802
Robert Finger answered:
Am I better off using a Direct Lender, Broker or Builders in house Lender if I'm in the market for a new home?
Things to consider are what route of financing conventional or fha. Amount of down payment that you can afford. Fha offers great rates and possibilities of lender credit to help towards ... more
0 votes Share Flag Thu May 16, 2013 Financing in Long Beach
Barbara Betts, Real Estate Pro in Long Beach, CA
Many potential buyers are waiting until they can be 100% sure the real estate market has fully recovered before making the move to purchase a home. Here are five reasons why waiting might not make sense… Read more
Blogged Tue Feb 5, 2013 by Barbara Betts Market Conditions Home Buying Financing
Joe & Li…, Real Estate Pro in Los Alamitos, CA
Are Your Safe from Yourself?? Home Buyers Sabotage their Own Loan! What you don't know can hurt you when it comes to getting a loan to buy your next home. For all the talk of how tough it is to be "mortgage… Read more
Blogged Wed Jan 16, 2013 by Joe & Linda Sopo Home Buying Financing
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Same Day 203k…, Real Estate Pro in Los Angeles County, CA
Did you know?203k Short SaleShort Sale buyers are starting to taking advantage of  a little-known renovation loan that only requires a 3.5 percent down payment. The FHA renovation mortgage [ 203k… Read more
Blogged Sun Nov 18, 2012 by Same Day 203k 309 9722 Financing Foreclosure Remodel & Renovate
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Jon Kolsky, Real Estate Pro in Long Beach, CA
Tips on Mortgage ShoppingIntimidating as the process seems, it doesn’t have to be so bad- by following a few simple parameters you’ll be ready to find the best lender & loan available… Read more
Blogged Wed Aug 29, 2012 by Jon Kolsky General Area Home Buying Financing
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Richard & Fr…, Real Estate Pro in Hanford, CA
Richard & Fran Lee answered:
Is there a way for me to use my husband's income to help me qualify for a mortgage loan without using his credit?
Sorry, If your going to borrow their money, They have to know your credit history! Meet with a lender and see what you can do to improve your scores. GOOD LUCK
0 votes Share Flag Tue Aug 28, 2012 Financing in Long Beach
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