Financing in Alabama : Real Estate Advice

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Corastatham, Home Buyer in Lake Forest, CA
Corastatham answered:
I am attempting to close a mortgage. 2010 and 2011 Tax transcript was requested from me. I had just recently filled 2010 because I did not believe
Lovely article - one of the best things I've recently read, and by far the most useful. I think it could also be useful for everyone to know how and where to fill a form online. Try PDF ... more
0 votes Share Flag Mon Apr 25, 2016 Financing in USA
Yasmin, Home Buyer in Nashua, NH
Yasmin answered:
CAN I GET A HOME LOAN WITH BAD CREDIT 500 CREDIT SCORE, EMAIL KEL040468@AOL.COM
I want to move into a mobile home but I have a credit score under 600 and no down payment. I'm also in a debt program that I will be done with in March 2017. Am I able to qualify some h ... more
0 votes Share Flag Sat Apr 23, 2016 Financing in 35150
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
do any lenders still give VA loans for manufactured homes?
I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans in 47 states. Are lowest score we accept for government loans are 550 when most lende ... more
0 votes Share Flag Sat Feb 20, 2016 Financing in Alabama
SJ Anderson, Other/Just Looking in Keith, KY
SJ Anderson answered:
VA or conventional loan?
My agent tells me not the use the VA Loan in Competitive Situations. I am not comfortable with this and want to use my VA Loan which I feel is better than the conventional loan. Is the ... more
0 votes Share Flag Mon Feb 15, 2016 Financing in Alabama
Brian.young, Home Buyer in Rockford, IL
Brian.young answered:
I am looking for a FHA loan to purchase a home. My credit score are in the low at mid 600's can it be possible to get a loan ?
Dont Jump through hoops!!!

Licensned in 43 states not just CA, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. The best part is u ... more
0 votes Share Flag Mon Dec 28, 2015 Financing in 35150
Brian.young, Home Buyer in Rockford, IL
Brian.young answered:
I am wanting to buy a home in AL somewhere in the areas of Tuscaloosa, Northport, or towards Birmingham. My credit score is at the present time 551,
Licensned in 43 states not just CA, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. The best part is unlike lendingnetwork we keep y ... more
0 votes Share Flag Mon Dec 28, 2015 Financing in 35150
Brian.young, Home Buyer in Rockford, IL
Brian.young answered:
is it possible to get a loan with less than perfect credit with house deed in hand?
It is and should be an easier process for you since you are a owner.

Licensned in 43 states not just CA, I work for a direct lender in the mortgage industry who offers conventional, ... more
0 votes Share Flag Mon Dec 28, 2015 Financing in 35150
pmlh927, Home Buyer in Atlanta, GA
pmlh927 answered:
want to take a loan for 5000.00 but my credit is not the best but I have deed in hand could a loan be possible for me
Do you need a loan to expand your business ? If Yes reply:pastorpetersloan@hotmail.com for more information.
0 votes Share Flag Sun Nov 22, 2015 Financing in 35150
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
USDA loan using one spouse's score and both our income to qualify?
No....Anyone listed on the loan app - their credit must be used. The lowest of each applicants middle score. If they are not listed on the app, their income cannot be used for qualify ... more
0 votes Share Flag Sat Nov 7, 2015 Financing in 36092
melissa A RA…, Renter in New York, NY
melissa A RADFORD answered:
I need refferal for a lender who works with my community loan or my community choice program by fannie mae.
I am for ark I need community homechoice u can call me at 4792638703
0 votes Share Flag Fri Oct 16, 2015 Financing in 35243
Beth Michaels, Home Buyer in Tampa, FL
Beth Michaels answered:
how do VA loans work when buying a home for the first time?? and How does that effect your monthly payment?
VA mortgage benefits that only come with a VA mortgage:

Easier qualification standards
Less strict credit and income standards
No down payment required
Bad Credit Score VA loans D ... more
0 votes Share Flag Sun Aug 2, 2015 Financing in Mobile
Kenji Inui,  in Irvine, CA
Kenji Inui answered:
Found a mobile home, on foundation with addition added in PA on 1.3 acres, very hard finding a VA lender for it. Any suggestions? Michelle
please contact me and I will have someone on my team look into the property for you!
0 votes Share Flag Thu Jul 23, 2015 Financing in Alabama
Guillaume Vi…, Real Estate Pro in Huntsville, AL
Guillaume Vincent answered:
Mortgage Companies that work with credit scores 560 and up?
I have lots of resources that will be able to help you guys.

Give me a call at 256-701-4636 and I will help you with you scores and help you find a home.

Thank you.
0 votes Share Flag Thu May 14, 2015 Financing in Huntsville
Jennifer Com…, Real Estate Pro in Huntsville, AL
Jennifer Combs Minyard answered:
Do you need some credit card accounts or loans that your paying on to get a home loan? Even if your credit score is ok?
That is not always the case. Your first step would be to contact a reputable local lender and find out where his credit is right now. If there are any issues, like a lack of a credit sc ... more
0 votes Share Flag Sat Mar 14, 2015 Financing in Toney
Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
Where would I find 100% financing for Land purchase in Alabama (rural area). 40-50k loan Land is to be used to build residence.
We do not do land loans ourselves, but everything I have seen about them at other banks suggest that they want a large down payment for a land loan, like 30% down payment. I have never ... more
0 votes Share Flag Sat Mar 7, 2015 Financing in Wetumpka
Pat, Other/Just Looking in Arizona
Pat answered:
I am in upstate ny looking for a home improvement loan with a credit score of 500.
imtrying to get a home improvement loan it is very hard for 560credit score.please help me.email @ metrasilverpatsy@yahoo.com.
0 votes Share Flag Sat Jan 24, 2015 Financing in 35150
Yanni Raz, Real Estate Pro in los angeles, CA
Yanni Raz answered:
my credit score is 544...need a loan for a house what can i do?
Loans are not just for people with good credit. the question is, what are you willing to pay to get a loan?
There are hard money lenders out there that can help you in your situation, ... more
0 votes Share Flag Sat Jan 24, 2015 Financing in 35150
Aaron Sims,  in Birmingham, AL
Aaron Sims answered:
is there someone out there that helps people with bad credit puchase a home?
I have contact info for a couple of credit repair people that are here in Alabama. I'd recommend talking to each and seeing what they recommend, what they can do. Usually (depending o ... more
0 votes Share Flag Sat Jan 24, 2015 Financing in 35150
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