Financing in Huntington Beach : Advice

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Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
FHA loan 3.5% downpayment. Are there also closing cost that must come out of pocket?
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Thu May 28, 2015 Financing in Huntington Beach
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
does hud allow poc items (appraisal, etc) to be credited toward down payment?
If there is another credit from either the seller or from the lender, this can easily be accomplished. The easiest way would be to have the lender credit the amount of these items.
0 votes Share Flag Thu May 29, 2014 Financing in Huntington Beach
Cal Funds, Real Estate Pro in Huntington Beach, CA
Cal Funds answered:
Want to refinance manufactured home on leased land in Huntington Beach Current rate 9 percent
I would like to refer you to INC Real Estate Corporation in Fullerton, CA. They are most likely going to be able to do that for you. Follow this link and the number will be right there. ... more
0 votes Share Flag Wed Feb 26, 2014 Financing in Huntington Beach
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Can you comment on choosing credit union for mortgage lender rather than a large bank?
I do all my "banking" with a credit union.
We just recently did a refi on our mortgage with our credit union

The level of service we received was outstanding!!!!

My credit union ... more
0 votes Share Flag Mon Sep 23, 2013 Financing in Huntington Beach
Marques Wood, Real Estate Pro in 95747
Marques Wood answered:
I want to buy a house for $180000 and I have 16k saved up is it enough for down payment and closing costs
Sure but when you do the math, is it lateral from renting? I'd like to see more money in the bank. Not for me but for you. $180k, not bad but one time I bought a new BMW had alot o ... more
0 votes Share Flag Thu Jul 25, 2013 Financing in Huntington Beach
Eddie W de L…, Real Estate Pro in Riverside County, CA
Eddie W de Leon answered:
I want to get a reverse mortgage. The board of directors do not want to get FHA approval. Is there anything I can do?
I am a Lender real close to you, we are located in Santa Ana, California right off McArthur and the 55. I will be more than happy to walk you through the ins and outs. We are a Direct ... more
0 votes Share Flag Tue May 14, 2013 Financing in Huntington Beach
hr, Home Buyer in Denver, CO
hr answered:
I'd like a $2 million, 125% loan to value, Liar Loan. I have an 800 Fico. Can somebody get this for me?
HaHaHaHa!!!!!! I'm sure SOMEONE out there will try. Do you have a DOWN PAYMENT OF AT LEAST 20%, ENOUGH TO COVER CLOSING COSTS PLUS CASH RESERVES!!!! OH, AND BY THE WAY, WHAT IS YOUR BLO ... more
0 votes Share Flag Wed Sep 12, 2012 Financing in 92648
john124, Home Buyer in 14212
john124 answered:
FHA requires signed bylaws for my condo complex to be approved. Board of Directors won't sign them. What can I do?
Hi Del

It is a good idea for those 62 and over, who have their home paid off or with enought equity in it. Who has no children, or their children are well off on their own (not count ... more
0 votes Share Flag Tue Nov 9, 2010 Financing in 92649
Cal Williams…, Real Estate Pro in Mechanicsburg, PA
Cal Williams , Realtor answered:
I want to back out
Im answering from Pennsylvania, the laws are different here im sure, but based on what you asked: If the contract says its contingent upon the repair costs being under 5,000, and they a ... more
0 votes Share Flag Fri Aug 6, 2010 Financing in Huntington Beach
Jeff Maass, Real Estate Pro in Mission Viejo, CA
Jeff Maass answered:
Can I signoff my escrow documents in absent?
You will need all your Loan documents as well as Escrow Instructions (if you have not already signed them). You will need to sign your loan documents in front of a Notary Public, as the ... more
0 votes Share Flag Thu Aug 5, 2010 Financing in Huntington Beach
Vivian Young, Real Estate Pro in Huntington Beach, CA
Vivian Young answered:
Earnest money / loan
Dear Buyer:
You will find all of the answers to your questions in the contract that you signed. Buyers have specific responsibilities and Sellers also have specific responsibilities to ... more
1 vote Share Flag Tue Jun 8, 2010 Financing in Huntington Beach
Emily S. Kne…, Real Estate Pro in Rossmoor, CA
Emily S. Knell answered:
I know things have changed alot , but are there still no doc or really easy to qualify loans available at
There ARE stated income programs available at 30% down. Your credit score does have to be pretty high though, 800, obviously good enough, I think the min. is 720+. This program was ava ... more
0 votes Share Flag Thu Jul 2, 2009 Financing in 92648
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