Financing in Folsom : Advice

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Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
Is ANYONE offering a home construction loan for doctors at 80-100% LTV in California? Looking to finance $850K-1million.
My name is Matt Albert (NMLS# 658999) and I am a Doctor/Physician Loan Specialist with RBS Citizens/Charter One Home Loans. I have been specifically working with physicians for over 12 ... more
0 votes Share Flag Sun Mar 1, 2015 Financing in Folsom
anthony.vent…, Real Estate Pro in Danville, CA
anthony.venturi answered:
90% LTV Construction Financing?
I have a single close construction loan with as little as 3.5% down. The loan can be used to purchase the dirt, pay for upfront fees and build.

1 vote Share Flag Fri Nov 1, 2013 Financing in Folsom
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
What is the #1 quality you look for in a mortgage loan officer?
The #1 quality should be the ability to close loans at disclosed and agreed upon terms to their borrowers. However, agents cannot determine that because they use a limited set of loan o ... more
0 votes Share Flag Fri Jul 19, 2013 Financing in 95630
scottnumbero…, Home Buyer in Folsom, CA
scottnumberonedad answered:
Interested in possibly purchasing a home using the USDA Rural Development Loan Program somewhere within commuting distance to Rancho Cordova, CA.
I am a single surviving parent of two teenage children. I have a good state job that I have been at over five years. I make enough money to afford a home loan, but my credit score is ... more
0 votes Share Flag Tue Apr 9, 2013 Financing in Folsom
Rowland Fell…, Real Estate Pro in Folsom, CA
Rowland Fellows answered:
Does anyone know if it's possible to obtain a VA or FHA mortgage 2 years post bankruptcy?
Yes. You can in 2 years. Call USAA...
0 votes Share Flag Tue Apr 9, 2013 Financing in Folsom
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Are Banks Easing Up on Mortgage Standards?
that is a dead link Z = Page not found
0 votes Share Flag Sat Mar 23, 2013 Financing in Folsom
Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
FHA refinance - streamline vs regular
Gregorio is correct on all points addressed for an FHA Streamline. It wouldn't make sense to choose differently than a Streamline option. You can either go with or without an appra ... more
0 votes Share Flag Fri Jul 16, 2010 Financing in 95630
Bud Zeller, Real Estate Pro in Placerville, CA
Bud Zeller answered:
FHA 'owner-occupied' loan restriction
Good question. The 2 previous answers provide great information. Folsom is in my neighberhood, so please let me know of any other concerns. Thanks, Jason
0 votes Share Flag Thu May 6, 2010 Financing in 95630
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
Do you have a story regarding your experience with a flipped property relative to FHA's recent flipping waiver?
hey Scott, thanks for your response!

As mentioned in my response to Boris, check out First Mortgage Corp, they seem handle the difficult lending situations - 949.457.6200

good luc ... more
0 votes Share Flag Thu Mar 25, 2010 Financing in Folsom
Donna L Meye…, Real Estate Pro in 95746
Donna L Meyers answered:
will i qualify for the fha loan if i'm a first time home buyer in ca but had previously owned a house in nc?
There may be California tax credit available. Recently I was reading about something in California regarding new home purchases. So doing your homework will surely pay off in the long ... more
0 votes Share Flag Tue Sep 8, 2009 Financing in 95630
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
Is the company that services my loan also the company that holds the mortgage?
When you said that your loan company changed recently, it gave me a clue that you aren't probably with World/ bought by Wells Fargo. They were doing portfolio loans, meani ... more
0 votes Share Flag Wed Oct 8, 2008 Financing in Folsom
Erin Stumpf, Real Estate Pro in Sacramento, CA
Erin Stumpf answered:
Which mortgage lender in folsom/EDH gives the best rates, ...
I have referred Marlena Olson with Vitek Mortgage Group several times on this forum. Her service, honesty, integrity, and knowledge are unsurpassed. She can be reached at 916-486-6900 ... more
0 votes Share Flag Tue Aug 19, 2008 Financing in Folsom
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