Financing in Escondido : Real Estate Advice

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Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
What can I do? I need to buy a house in North San Diego County. 725/730 credit. Thriving business owner since 1986. A stated income loan is out?
It is much more difficult (and often impossible) for self-employed people to obtain a conventional loan, which why many decide to utilize a hard money loan. They are more expensive, but ... more
0 votes Share Flag Thu Jul 9, 2015 Financing in Escondido
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
if my credit is poor is it impossible to get a conventional home loan? are there private investors who lend?
There are hard money lenders who will lend on primary residences in California, but many will not. Hard money lenders can have longer terms of 3-5 years in some cases. A hard money lend ... more
0 votes Share Flag Fri May 8, 2015 Financing in Escondido
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
Is it possible to find a loan that funds property and a modular home?
Thanks Shane. Appreciate it. Be looking forward to working with you sometime.
0 votes Share Flag Wed Mar 5, 2014 Financing in Escondido
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
what do you have to offer in Oceanside area senior parks-2 bdrm,2bath? What about someone with poor credit financing? Patricia Lowrey Ans. by email
It depends on whether you are looking in a rent/lease park/community or in a resident owned community and most importantly how old the home is. If it's older than June 15, 1976 you may ... more
0 votes Share Flag Sat Mar 1, 2014 Financing in East Grove
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
I read fha loans are assumable. Could this be a good selling point if rates go up 3 years from now? I am looking at a 4.75% 30 year fixed.
It's not a good selling point if rates go up, it's a GREAT selling point! If you had an identical neighbor selling at the same price as you and rates were now 6% the buyer wo ... more
0 votes Share Flag Mon Jul 19, 2010 Financing in Escondido
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
Where to get mortgage for a UK resident?
Hi Dave,

The advice Bill is giving you is solid advice. Borrow where you are known, the Escrow company will verify the source of funds, just like a mortgage generated in the US.

... more
0 votes Share Flag Thu Jul 30, 2009 Financing in Escondido
John B,  in Studio City, Los Ang...
John B answered:
If I get a loan modification thru an attorney will I have to pay the amout of the loan back?
It depends what atorney you will use.

Look at this blog it will help you to learn more about your situation.
I've got most of my answers there as well.

Good Luck.
0 votes Share Flag Sun Jul 12, 2009 Financing in Escondido
Scott Schroe…,  in Escondido, CA
Scott Schroeder answered:
Is there an escro company that you would recommend in North county San Diego. or in Temucla
Looks like the standard answer is Heritage or Chicago. I've used them both many times, and they're on top of their game.

One advantage of using a national firm like Chicago ... more
0 votes Share Flag Fri Mar 13, 2009 Financing in 92026
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