Financing in Elk Grove : Advice

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amylogan588, Home Buyer in Smarr, GA
amylogan588 answered:
what can i do if going through a divorce?
Going through a divorce can be an extremely frustrating, heart breaking, and stressful process. During these times everything can go by much more efficiently and peacefully when the rig ... more
0 votes Share Flag Earlier today Financing in 95757
Amortgageadv…, Real Estate Pro in Los Angeles, CA
Are you searching for low credit home loans in order to purchase your next home? Having a low credit score can make the home purchase and financing process feel impossible for many home buyers. Fortunately… Read more
Blogged Fri Aug 15, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
If you have been recently looking for a home loan in Elk Grove you may have experienced some challenges with the approval process. Having bad credit is a burden but it shouldn't keep you from owning a… Read more
Blogged Mon Jul 21, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
It can feel impossible to find a home loan with bad credit in the Elk Grove area. There are bad credit home loans available in the current real estate market. We have a variety of real estate loans for… Read more
Blogged Wed Jul 2, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Do you think we will be considered for a mortgage loan?
Hello Catherine, you may qualify with a Chapter 13 after one year of on time payments. You may qualify conventional ONE DAY after a short sale, foreclosure or deed in lieu with 20% down ... more
0 votes Share Flag Sun Jun 15, 2014 Financing in 95624
Amortgageadv…, Real Estate Pro in Los Angeles, CA
FHA home loans and mortgages are a great solution for home buyers in Elk Grove and other California areas. If you have damaged credit or unestablished credit FHA home loans are an excellent home mortgage… Read more
Blogged Fri May 30, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Randy Lee Da…, Other/Just Looking in Elk Grove, CA
FHA with a Down Payment Assistance The U.S. government highly emphasizes the essence of home ownership. This is because of the fact that the housing industry provides a tremendous contribution to the overall… Read more
Blogged Thu Apr 24, 2014 by Randy Lee Dailey Financing
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Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
Refinance with 2 foreclosures on record?
There is a site that will help you determine if you can qualify for a refinance after short sale, foreclosure, or filing bankruptcy. Check out http://www.whywaitbuytoday.com
0 votes Share Flag Fri Apr 18, 2014 Financing in 95757
Lindsay A. B…, Real Estate Pro in Elk Grove, CA
If you've had a short sale or foreclosure in your past, you're probably wondering when you can buy a home again.  Guidelines are changing all the time, but here are some general time frames different… Read more
Blogged Sun Feb 16, 2014 by Lindsay A. Buol Home Buying Financing Foreclosure
Chris &…, Real Estate Pro in Natomas Park, Sacram...
OCTOBER 21 OPEN HOUSE FROM 1PM-3PM9576 Cedar Rail Way Elk Grove, CA 95624For Sale: 3BR/2BA Single Family House in Elk Grove, CA, $389,500CLICK LINK FOR INFO AND ADDITIONAL PIC' http://Swww.Homes4SaleSacramento.comCall… Read more
Blogged Sat Oct 19, 2013 by Chris & Julie Hubner- General Area Home Buying Financing
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
NEW PAINT Throughout, New Carpet, New Dishwasher, New Landscaping. FRESH SPARKLING LIKE NEW! Traditional Sale! This One-Story Home on almost 1/4 acre is located in the Quiet, Established Clark Farms Community.… Read more
Blogged Sun Sep 29, 2013 by Chris & Julie Hubner- Market Conditions Home Buying Financing
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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can my ex close on a house before our divorce is final? Can I get half?
Hello Sarah, you would have to sign a quit claim or be legally separated. You will be responsible for half the payment and debt but there is not going to be any half of equity but only ... more
0 votes Share Flag Thu Sep 26, 2013 Financing in 95757
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Where can I get a equity loan or line on my rental property that I do not owe?
GSE guidelines for cash out refi limit your cash out to 70% on duplex property or up to 75% on a single family house. I expect the HELOC guidelines for most lenders to conform to that L ... more
1 vote Share Flag Fri Sep 20, 2013 Financing in 95624
Chris &…, Real Estate Pro in Natomas Park, Sacram...
Traditional Sale! This One-Story Home on almost 1/4 acre is located in the Quiet, Established Clark Farms Community. Features include RV access, Large Master Suite, Open floor-plan, High Ceilings,3 Car… Read more
Blogged Sun Aug 18, 2013 by Chris & Julie Hubner- Home Buying Home Selling Financing
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Roy Bush, Both Buyer and Seller in Phoenix, AZ
Roy Bush answered:
I recently filed for chapter 7 bankruptcy; it was discharged July 2011. How long should I wait before attempting to purchase a home?
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. After researching the web I found a loan program at http://www.cfsflex.com, they allo ... more
0 votes Share Flag Sun Jun 30, 2013 Financing in Elk Grove
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Calif. median home price: March 2013: $378,960 (Source: C.A.R.)Calif. highest median home price by region/county March 2013: Marin, $888,890 (Source: C.A.R.)Calif. lowest median home price by region/county… Read more
Blogged Sat Apr 27, 2013 by Douglas Zeller Market Conditions Financing Home Ownership
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
MIP and refinancing options. I purchased a fixer-upper with an FHA loan and would like to refi to conv as to stop MIP. Wondering what is involved?
Hi Bheadpictures,

That's a good idea but you're going to have a problem due to the county loan limits on conventional loans. In LA County Fannie Mae/Freddie Mac will only go to $625, ... more
0 votes Share Flag Fri Jan 4, 2013 Financing in 95757
James Tan, Real Estate Pro in Elk Grove, CA
The Federal Housing Finance Agency reported Dec 10, 2012 that year-to-date, Fannie Mae and Freddie Mac have refinanced more than 790,000 loans through the Home Affordable Refinance Program (HARP).Since… Read more
Blogged Sat Dec 22, 2012 by James Tan Home Buying Financing Property Q&A
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SacRElender -…, Real Estate Pro in Sacramento, CA
SacRElender - Bob Willett answered:
Hi, PURCHASE - 5% down, owner carry at 1% interest only for a 5 year term. PREPAY entire term - Negatives? we pay closing.
Well the biggest thing is you can’t pick your date to refinance without paying the pre-pay penalty. You will have to having to refinance the loan in 5 years, and you don’ ... more
0 votes Share Flag Fri Jun 1, 2012 Financing in Elk Grove
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
FHA loan Q: Can the 2.25% FHA cost be paid as part of closing costs instead of adding to loan??
Yes it can be paid by any party to the transaction, buyer, seller or lender. But whoever pays it must pay all of it, so if you roll it into the loan, all of it must be rolled into the ... more
0 votes Share Flag Tue May 22, 2012 Financing in 95757
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