Financing in Cumming : Real Estate Advice

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John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
My BK 7 was discharged in April of 2013. My credit score is now at 703. I am trying to find a lender. I also have a large down payment. Stevied
Hi Ssdandrea,

You'll be eligible for an FHA or VA mortgage next month when your BK has been discharged for 2 years depending on whether or not you included a mortgage in your BK.

... more
1 vote Share Flag Mon Mar 2, 2015 Financing in Cumming
Baldwin coll…, Both Buyer and Seller in New York, NY
Baldwin collins answered:
How can I get my appraisal money back for refinancing denied on the base of non green card holder status?
Contact us with more detailed information on your transaction. We will make sure you get your appraisal money back and your loan officer will be penalised for going against our code of ... more
1 vote Share Flag Tue Sep 9, 2014 Financing in Cumming
Todd Sheppard,  in Atlanta, GA
Todd Sheppard answered:
Will me being on ssdi with income of 1200.00 can i get a fha loan?
You may be able to qualify for FHA financing assuming minimum credit scores are met and that you total debt to income ratio is at or below 55%. Assuming total income of $1200 per month ... more
0 votes Share Flag Tue Aug 5, 2014 Financing in 30028
William Pola…, Real Estate Pro in Boca Raton, FL
William Polack answered:
Need a construction loan broker. Georgia
There is no such thing as a loan broker anymore. You can thank Chris Dodd and Barney Frank for that one.
0 votes Share Flag Mon Aug 12, 2013 Financing in Cumming
Chris Irvin,  in Atlanta, GA
Chris Irvin answered:
Can I get a jumbo loan with 10% down and a 759 credit score?
Very few banks offer Jumbo financing in that price range with only 10% down to clients who have easily verifiable income. My bank is one of only 3 that I know of. Depending on how you ... more
0 votes Share Flag Fri May 3, 2013 Financing in 30041
William Pola…, Real Estate Pro in Boca Raton, FL
William Polack answered:
Can a broker add points right before closing?
I agree with Hank on this one. The loan officer should have called you and told you of this increase. Unfortunately, sometimes the loan officer doesn't even know what's going on with th ... more
0 votes Share Flag Sun Mar 17, 2013 Financing in Cumming
Robert Carlo…, Real Estate Pro in Johns Creek, GA
Robert Carlough asked:
Hi, with all of the recent changes in loan requirements, I don't recall hearing anything about a seasoning period on seller held titles when a buyer is asking to use a VA Loan. I read somewhere that the 90 day seasoning rule has been waived by FHA as of Feb 1, 2010. But I cannot seem to find any info regarding VA loans. Is there…
0 votes Share Flag Mon Apr 26, 2010 Financing in 30028
Dee, Other/Just Looking in 30028
Dee asked:
Can I refi a calvet loan and how do I go about it? I just started getting ssdi and want to know if I can lower my mobile home monthly house payments. If so how does one proceed.
0 votes Share Flag Sat Oct 24, 2009 Financing in 30028
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
When completing the lending process of a mortgage, how long does it usually take for the underwriter to?
good afternoon...let me help you out.....my name is bob mcclure- i am with mortgage now in farmington, michigan..but i am licensed in your state and 18 other ones....first of all, here ... more
0 votes Share Flag Sat Aug 9, 2008 Financing in Cumming
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