Earnest Money Refund: Financing All Locations : Advice

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Showing results for Earnest Money Refund [Clear search]
Cma805, Home Buyer in Lexington Oaks, Lexi...
Cma805 asked:
Will a low checking account balance hurt my chances of a loan if I have 20k in a 401 and no closing costs or down payment? I have been off work on STD for 3 months. During this time I depleted my cash reserves and have been living on 70% of my normal check. I have been at my current employer for 2 years. I...
0 votes Share Flag Fri Feb 13, 2015 Financing in 40502
St Francis C…, Home Buyer in El Paso, TX
St Francis Child asked:
If our mortgage falls through because of the appraisal, what happens to the down payment at the title company...it's about 20,000? We qualify for a 30 year loan, but the house appraisal came back with a 25 year lifetime according to the appraiser. We're first-time home buyers and are worried about losing the ...
0 votes Share Flag Wed Nov 12, 2014 Financing in El Paso
DDay, Home Buyer in Chattanooga, TN
DDay asked:
Need advice before I apply for a loan... I'm hoping to apply very soon for a loan to purchase my first home, and was ... could offer a bit of advice. I've got my income tax refund coming back in a couple of weeks, which ...
0 votes Share Flag Thu Jan 24, 2013 Financing in Chattanooga
Michael Hugo, Renter in 33181
Michael Hugo asked:
How can we get our escrow money back faster? I have a contract contingent on financing and was denyed the loan with the appra ... $50,000 short. The seller is aware that they have no legal right to the escrow deposit money and they have ...
0 votes Share Flag Wed Sep 12, 2012 Financing in Miami
Jackiejaguar, Home Buyer in Dunnellon, FL
Jackiejaguar asked:
I need to back out of a contract to purchase a different house. How can I get back my deposit? Cannot get financing on my own (credit score too low). The contract states 60 da ... days ago and they are refusing to refund the deposit. Am I REQUIRED to take the financing the sellers ...
0 votes Share Flag Fri Jun 15, 2012 Financing in Dunnellon
Krazyfish, Home Buyer in 95129
Krazyfish asked:
My agent wants to remove loan contigency without loan has been approved.The tita ... taken my deposit. How come I get my money back? ... My agent wants to remove loan contigency without loan has been approved.The tita ... taken my deposit. How come I get my money back ...
0 votes Share Flag Thu Sep 13, 2012 Financing in 95129
Rebecca, Home Buyer in Denton County, TX
Rebecca asked:
We are currently under contract and expected to close Feb 24th on a property built in 1949. We were informed today by our lender that in order for our FHA loan to be finalized, some outside paint needs to be corrected. Who typically pays for this sort of remedy? The buyer or the seller?
0 votes Share Flag Fri Feb 10, 2012 Financing in Denton County
Joe, Home Seller in 85143
Joe asked:
Financing question We are on the process of purchasing a short sale property. The lender (wells far ... paid for inspection, deposited earnest money to open escrow. Closing date is Dec 7, a few days ago ...
0 votes Share Flag Wed Dec 28, 2011 Financing in Gilbert
Cfm, Home Buyer in Houston, TX
Cfm asked:
Is the seller (Bank of America) entitled to buyer earnest $? The seller AND buyer did not fulfill condition ... The buyer did not obtain a HUD before the close date which was required for fina ... treatment report which was also needed for closing. Both parties have requested release of earnest money. ...
0 votes Share Flag Sat Nov 19, 2011 Financing in Sugar Land
Hane4jmu, Home Buyer in Frederick, MD
Hane4jmu asked:
We contracted with a builder to build a home using FHA financing. We waived our financing contigency because we had the loan, however the appraisa ... what our options are. Our FHA loan has obviously been denied and we don't have the money to make ...
0 votes Share Flag Tue Aug 2, 2011 Financing in Frederick
Justin, Home Buyer in San Diego County, CA
Justin asked:
Question on Contingencies and Financing I am a new home buyer - condo (foreclosed). REO seller, lender is also same bank ... ) and later FHA financing cant be done due to some issue. Can I exercise refund of earnest money if loan ...
0 votes Share Flag Tue May 31, 2011 Financing in San Diego County
Ron, Home Buyer in Ventura County, CA
Ron asked:
If i never signed off on my 17 day loan contingency and on the 28th day was decl ... earnest money back? California standard contract ... I never lifted my loan contingency at 17 days, i then got laid off right before ... my escrow money back if they never asked ,e to lift it@? ...
0 votes Share Flag Wed Feb 2, 2011 Financing in Ventura County
Buyer, Home Buyer in Huntington Beach, CA
Buyer asked:
Earnest money / loan Is in the state of California if all contingents has been removed ( inspection, ... €¦..usually within 17 days) the earnest money will not refund toThe buyer if buyer is not get a loan? My ...
0 votes Share Flag Tue Jun 8, 2010 Financing in Huntington Beach
Maritza, Home Buyer in 34747
Maritza asked:
Is the full down payment due at contract? Is thIs the full down payment due at contract? or can it be given later on at closing or before?
0 votes Share Flag Mon Mar 29, 2010 Financing in Kissimmee
Jennifer C, Home Buyer in San Francisco, CA
Jennifer C asked:
If the seller is paying 3% toward closing, and I am giving a 1,000 earnest check. If the 3% covers it with s ... "refund" so to speak of the money that's left over?
0 votes Share Flag Mon Mar 1, 2010 Financing in Phoenix
smjohn27, Other/Just Looking in
smjohn27 asked:
I paid a mortgage broker a 300.00 appraisal fee up front. He can't get me a satisfactory loan. I was supposed to close on a property on July 31. There has been no appraisal d ... I get get out of the contract without losing my earnest money? I live in Georgia. ...
0 votes Share Flag Thu Jul 26, 2007 Financing in Savannah, GA
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