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20,293
Msdown, Home Buyer in Topeka, KS
Msdown asked:
my husband and I just over with chapter 13. We would like to buy a home on a 15 year loan and we do have the 20% for a house around $85,000. we do have someone that would co sign. Banks don't want to loan the money any suggestion.
0 votes Share Flag A few minutes ago Financing in Topeka
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
Best financing rates if you can afford.
Unless you are in a situation where you'll still have loads of cash at your disposal after doing this, it's not usually a great idea to pay cash because houses are illiquid (i.e. cannot ... more
0 votes Share Flag A few minutes ago Financing in Framingham
Dlsmithkelley, Home Buyer in Covington, GA
Dlsmithkelley asked:
Will it be difficult to get approved for a home construction loan if you already own the land? We recently purchased a lot (1.34 acre) and will be building a home. We have given the builder the 10% down on the cost of the home and have chosen a contractor. We are now awaiting loan…
0 votes Share Flag A few hours ago Financing in 30016
Aaron.langes, Home Buyer in Savannah, GA
Aaron.langes answered:
I'm trying to find out everything I can about 203k loan. I'm hoping this will be the loan that
Our company specializes in the 203k loan. We also now offer VA renovation loans. These are two of our niche products and we would love to be able to help you out with your renovation lo ... more
0 votes Share Flag A few hours ago Financing in 31405
Tuttle5646, Home Buyer in Kansas City, MO
Tuttle5646 asked:
Buying a house after bankruptcy How long do you have to wait after bankruptcy before I can buy a home?
0 votes Share Flag A few hours ago Financing
Alexius Leon…, Home Buyer in New York, NY
Alexius Leonard asked:
looking to relocate to Houston; we are young aspiring first time home buyers. My fiancé and I are looking to relocate in Houston in March. Although we have some family there we have never lived in Houston. We are aspiring (young) first time home buyers. What should…
0 votes Share Flag A few hours ago Financing in Houston
Ankit_ab, Home Buyer in Brentwood, CA
Ankit_ab asked:
How much money can I cash out if I refinanced my primary home? Hello,
I have about $430K left on my current loan at 3.625%. I had refinanced beginning of 2015. My house value on extremely conservative end is about 780K (Lower than any of the online…
0 votes Share Flag Yesterday at 10:35pm Financing in 94568
Thinkingfast…, Home Buyer in Los Angeles, CA
Thinkingfastslow1 asked:
What is the best 30 year FHA refinance rate for FICO 660? What is the best 30 year FHA refinance rate for FICO 660? Loan $480,000, home value $680,000.
0 votes Share Flag Yesterday at 8:05pm Financing in Los Angeles
John Murr, Home Buyer in Wilmington, NC
John Murr asked:
What does the NRCC & RCC do for the seller at 3% of purchase price of the home? Does any of this $ needed to cover any repairs that might be needed? As discovered by a home inspection and needed? Who pays for the repairs?
0 votes Share Flag Yesterday at 7:15pm Financing in 95120
Pcbrettwyatt…, Home Buyer in Lakeland, FL
Pcbrettwyattinsurance answered:
Does anyone know a good Spanish Speaking Loan officer.?
WAO I DONT KNOW ANYTHING ABOUT LOAN OFFICE BUT IM FLUENT IN SPANISH :D and I work in a insurance place so if you have people that speaks Spanish and need insurance here is my number and ... more
0 votes Share Flag Yesterday at 12:43pm Financing in Lakeland
James.sandom…, Home Buyer in Chippewa Falls, WI
James.sandomierski asked:
Would it be imprudent for a buyer shopping for mortgages to apply seeking pre-approval (or pre-qual) letters from multiple brokers and lenders? We applied with the broker "assertively advocated" by our realtor. They sent a pre-qual letter to the realtor (never to us); the approved amount and rate put forth did not meet our expectations.…
0 votes Share Flag Yesterday at 9:48am Financing in Mesa
Mtaylor838, Home Buyer in New York, NY
Mtaylor838 asked:
Why is it difficult to refinance a co-op?
0 votes Share Flag Yesterday at 9:20am Financing in New York
Joe Borelli, Real Estate Pro in Riverview, FL
Joe Borelli answered:
Are there any mortgage brokers in Boise that do FHA 203k loans?
Here is the list of FHA approved lenders who have closed at least one 203K program in the past year in Idaho:

http://203klenders.org/idaho-id/
0 votes Share Flag Tue Jul 26, 2016 Financing in 83709
Joe Borelli, Real Estate Pro in Riverview, FL
Joe Borelli answered:
Who has FHA 203k loan products in the Chicago area?
Just because a lender is approved by the FHA does not mean they will offer the 203K or the Streamline K renovation loan programs. You need to work with lenders who have experience in fu ... more
0 votes Share Flag Tue Jul 26, 2016 Financing in Chicago
Joe Borelli, Real Estate Pro in Riverview, FL
Joe Borelli answered:
Does anyone know where I can find a list of 203k (full rehab over 35k) lenders in MI. Or can anyone recommend a good 203k lender in Michigan
Providing 203K loans and having experience funding 203K loans are not the same. Many of the nightmares are caused by Loan officers that provide 203K loans but do not specialize in 203k ... more
0 votes Share Flag Tue Jul 26, 2016 Financing in 48009
Joe Borelli, Real Estate Pro in Riverview, FL
Joe Borelli answered:
Does anyone have a list of 203k lenders in the Boston area?
Here is the latest list of FHA mortgage lenders with prior experience in handling 203k loans in Massachusetts:

http://www.203klenders.org/massachusetts-ma/
0 votes Share Flag Tue Jul 26, 2016 Financing in Boston
Radlerjeff, Home Buyer in Ludlow, MA
Radlerjeff answered:
I am foreign buyer (US citizen) and I want to buy condo around $200,000 and downpay 50%.
The easiest way to buy a mortgage is from a credit union, simply because they offer competitive rates, good facilities, in-branch and 24/7 banking services, member benefits, etc. You ca ... more
0 votes Share Flag Tue Jul 26, 2016 Financing in 90012
Jeanniedmitr…, Home Owner in Kansas City, MO
Jeanniedmitruk asked:
Less than 580 credit score I own my home with zero mortgage. Need to borrow money from my home. Any ideas??
0 votes Share Flag Tue Jul 26, 2016 Financing in Kansas City
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