Are you under contract? If at possible, please try to come up with another option, especially if the lender has already pulled your credit and approved you for a mortgage. ... more
It's free, it allows you to review your credit and tells you how to fix errors.
In most cases you have to go to the source. For example if you had a ... more
You've only tried one place. I would try at least a couple more before "giving up". Some lenders work better with challenging credit than other ... more
You should study RENT ... more
Let me know if you need me to connect you with local lender ... more
Best of luck accomplishing your re-fi!
You're pretty much going to be limitted to an FHA mortgage with your score for a cash out refinance.
I can do VA & FHA loans down to a 580 score your score is eligib ... more