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1,797
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
Would getting a loan lower your credit score?
Hey Linda

Are you under contract? If at possible, please try to come up with another option, especially if the lender has already pulled your credit and approved you for a mortgage. ... more
0 votes Share Flag Yesterday at 11:23am Credit Score in Georgia
Joan Winters, Real Estate Pro in sarasota, FL
Joan Winters answered:
How to straight up my credit?
Start with Creditkarma.com.

It's free, it allows you to review your credit and tells you how to fix errors.

In most cases you have to go to the source. For example if you had a ... more
0 votes Share Flag Yesterday at 4:20am Credit Score in Sarasota
Carolyn, Home Buyer in Dunlap, TN
Carolyn asked:
I'm paying hospital bills some of which went into collections, a car with excellent pay history. Why am I required to get more debt to get rent? to own I pay on 3-4 medical bills per month and necessary purchases. I would think Showing financial responsibility would be recognized.
0 votes Share Flag Thu Jul 28, 2016 Credit Score
J_bulworth, Home Buyer in New York, NY
J_bulworth asked:
Am short selling my property? What effect does short selling my property have on my ability to buy house in future. FICO score and credit score.
0 votes Share Flag Thu Jul 28, 2016 Credit Score in 60628
Greg.meier78, Home Buyer in Springboro, OH
Greg.meier78 asked:
VA cash out Refinance on manufactured home. 2 Acre lot in Ohio. Disabled Veteran looking for cash out refinance loan with poor credit (510). Can it be done?
0 votes Share Flag Thu Jul 28, 2016 Credit Score in 45822
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
Credit. For house or land
You just answered your own question.

You've only tried one place. I would try at least a couple more before "giving up". Some lenders work better with challenging credit than other ... more
0 votes Share Flag Thu Jul 28, 2016 Credit Score in Lillian
Frank Diaz, Real Estate Pro in Honolulu, HI
Frank Diaz answered:
How to get preapproved for a mortgage (50pct down payment) with a low credit score..?
Hi Lisem, you're on the right track. The most important thing to do is dispute anything that you disagree with on your credit report. After ordering your credit report, that's the next ... more
0 votes Share Flag Tue Jul 26, 2016 Credit Score in 96818
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
What do most rental owners do with military members who have a lower credit score?
Hello nrmcghee0001, you may need to put extra deposit. It is easier to qualify to buy than rent in many cases. I am also a Veteran and love assisting Veterans.

You should study RENT ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Credit Report for clearing charge off
Hello Rtorano, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
how do I apply for a home?
Hello JFerraro50, you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
Credit score and down payment assistance
-I would suggest that you pick up the phone and call a lender or two. There are different loan programs that may suit you.

Let me know if you need me to connect you with local lender ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in Fort Worth
Isellrealest…, Home Buyer in New York, NY
Isellrealestate561 answered:
Looking for a place to move into by Sept 28 2016 can anyone help?
I typed an answer, but it's not showing, so I will put again. I have worked with several individuals with less than perfect credit scores, and I realize it can be a challenge. I would ... more
0 votes Share Flag Sun Jul 24, 2016 Credit Score in West Palm Beach
Nayak.dharya…, Home Buyer in Chicago, IL
Nayak.dharyadhar3 asked:
I want a loan for bad credit
0 votes Share Flag Sat Jul 23, 2016 Credit Score in Chicago
Thumper106, Home Buyer in Granbury, TX
Thumper106 asked:
Why dose the bank see a different credit score than we see when trying to get a mortgage loan? We sold our home in TX and moved to VT, now we can't get a lone because my husbands credit score dropped like a rock. when we thought it had come back up enough for us to apply again…
0 votes Share Flag Fri Jul 22, 2016 Credit Score in Vermont
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
I have a credit score of 564, can I get a mortgage loan ? I read responses to this question, asked by someone else, in 2013. Are chances the same ?
I would suggest that you pick up the phone and call a lender or two and go from there. Some lenders can approve a loan at 580 or lower some at 600 but every circumstance is different.
... more
0 votes Share Flag Tue Jul 19, 2016 Credit Score in 77373
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
I need to refi with a cash out to balance by budget after divorce. My credit took a hit but I have a good job 70k and it will go up to 90 k 6mo
You haven't asked a question, but if you want a referral to a lender, contact me through my profile or website.

Best of luck accomplishing your re-fi!
0 votes Share Flag Sat Jul 16, 2016 Credit Score in 85257
Scott Ehly, Renter in Riverside, NJ
Scott Ehly asked:
What is your credit score based on? I paid $4,500 a month in rent and bills but my credit score is not based upon this. It is based upon what I did a long time ago why is that fair why is that the way the law is it's…
0 votes Share Flag Fri Jul 15, 2016 Credit Score in 08075
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
My credit rating just took a hit. Divorce. I need to refinance.
Hi Jsgerhart,

You're pretty much going to be limitted to an FHA mortgage with your score for a cash out refinance.

I can do VA & FHA loans down to a 580 score your score is eligib ... more
0 votes Share Flag Thu Jul 14, 2016 Credit Score
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