Credit Score in Santa Clara County : Advice

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Bishopgoodlu…, Home Buyer in Charlotte, NC
Bishopgoodluck01 answered:
I have a FICO score of 672, 647, 639. I have a few charged off collection for $360 an under. Should I pay those too boost my credit?

Thanks for your response,

I Bishop Leo Morgan willing to lend out loans with the interest rate of 3% and within the amount of $3,000 to $8,000,000 as the loan offer, We o ... more
0 votes Share Flag Wed Oct 28, 2015 Credit Score in San Jose
Michael Diaz, Real Estate Pro in Las Vegas, NV
Michael Diaz answered:
Can I get a conventional loan with short credit history?
Hi Katie, I am from the lending side.
This is something we might be able to do as a Direct Lender and we service 50% of our loans so we can make various exceptions.
Just contact me to ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in San Jose
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
Is there anywhere to get a loan on a 133k house with 40k down and a 580 credit score? Without paying PMI? Ready to buy ASAP!
I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even wit ... more
1 vote Share Flag Wed Jul 31, 2013 Credit Score in San Jose
Michael Abra…, Real Estate Pro in Deerfield, IL
Michael Abramsky answered:
Does pulling your own credit report affect your credit score?
Let’s go back to basics about Inquiries.

An inquiry is a record of any company viewing your credit report for the purpose of reviewing your credit history. The Fair Credit Rep ... more
0 votes Share Flag Mon Jul 29, 2013 Credit Score in Almaden
Claudia Mull…, Real Estate Pro in ,
Claudia Muller Gravelle answered:
Is it possible to increase my credit score to 750 if I am at 638? I have 2 credit card and student loan that I am working to pay off. Advice?
According to the credit reporting agencies the models for credit scoring are fluid.
What was relevant five years ago is completely changed for today's market.
Student loans do not eff ... more
1 vote Share Flag Wed Jul 17, 2013 Credit Score in San Jose
Carlos Cruz, Real Estate Pro in Saratoga, CA
Carlos Cruz answered:
What is the latest update on short sale impact on credit score?
Erica, your best best would be to speak with Ken Strey ( of CreditLine IQ. I work with them closely in helping my clients get their scores up before they get a m ... more
1 vote Share Flag Sat Feb 27, 2010 Credit Score in Santa Clara County
Luckyy, Home Buyer in Sunnyvale, CA
Luckyy answered:
if the credit card is closed by its issuer due to no account activities, will it lower my credit score?
Thanks a lot for all the comments. I will keep an eye on my credit cards and also use them at least once every 6 months (just to keep them from being closed by the issuers).
0 votes Share Flag Sun Nov 30, 2008 Credit Score in Sunnyvale
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