Credit Score in Aransas Pass : Advice

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Lynn Caison…, Real Estate Pro in Rockport, TX
Securing financing to purchase a new home is one of the most important, exciting, and nerve-wracking financial steps most people will ever take. During the housing boom, mortgage requirements were relaxed… Read more
Blogged Mon Aug 26, 2013 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
The housing market is heating up, yet many house hunters are not prepared to take on the biggest purchases of their lives.When it comes to mortgages, homebuyers answered basic questions about terms, how… Read more
Blogged Mon May 13, 2013 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
The Qualified Mortgage (QM) rule, also called the "Ability To Repay" rule, is the first-ever attempt at defining and establishing qualifying standards for borrowers applying for mortgage loans.   Under… Read more
Blogged Thu May 2, 2013 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
Youu know how tough it is to qualify for a mortgage. Proof you've got a long-term job with ample income. A credit score to the moon. Your life's savings as a down payment. More cash stashed away. A debt-to-income… Read more
Blogged Mon Jan 14, 2013 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
Though there are various debt relief options through which you may be able to reduce your credit card debts and pay those down too, it is more important for you to use some strategies, that are ultimately… Read more
Blogged Fri Sep 28, 2012 by Lynn Caison Johnson Credit Score
Lynn Caison…, Real Estate Pro in Rockport, TX
Read on to know how to pay off credit card bills with different debt help options.1. Consolidation loan – This type of loan can be taken from either banks or financial institutions. You may take… Read more
Blogged Wed Aug 29, 2012 by Lynn Caison Johnson Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
Failing to understand process can cost borrowers A reader asked her loan officer for an explanation of the process by which her existing loan was paid off when she refinanced. The note shown below is… Read more
Blogged Thu Oct 27, 2011 by Lynn Caison Johnson Financing Credit Score
Lynn Caison…, Real Estate Pro in Rockport, TX
Fannie Mae and Freddie Mac are publicly traded companies that guarantee the majority of new mortgages in the U.S. They are key players in the government’s foreclosure-prevention initiative—most… Read more
Blogged Wed Aug 31, 2011 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
One of the unusual features of the U.S. mortgage market is that borrowers are obliged to select a lender before they know the price. They have a price quote from the lender they select, and the quote may… Read more
Blogged Wed Aug 10, 2011 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Start by getting free copies… Read more
Blogged Mon Aug 8, 2011 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
Borrowers in distress often contact many lenders hoping to find one who will approve them. For this reason, multiple inquiries can have a negative impact on a consumer's credit score. But multiple inquiries… Read more
Blogged Tue Aug 2, 2011 by Lynn Caison Johnson Home Buying Financing Credit Score
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Lynn Caison…, Real Estate Pro in Rockport, TX
Government programs still have plenty of money to lend for potential homeowners. Here are a couple to consider: USDA Rural Development •  Fiscal year ends Sept. 30 and South Carolina still has… Read more
Blogged Mon Jun 20, 2011 by Lynn Caison Johnson Home Buying Financing Credit Score
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MJ Olsen &am…, Real Estate Pro in Rockport, TX
Did you know that buying furniture can LOWER your credit score.... When you buy furniture from a furniture retailer ….   and you finance it through their finance company…    it can… Read more
Blogged Wed Jun 15, 2011 by MJ Olsen & Mack Sikorski Home Buying Home Selling Credit Score
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MJ Olsen &am…, Real Estate Pro in Rockport, TX
Saying Yes to a Department Store Credit CardWhen you're spending $50 or $100 at wherever you like to shop, it can be tempting to say yes to the nice lady behind the counter who offers you a 15% discount… Read more
Blogged Tue Jun 14, 2011 by MJ Olsen & Mack Sikorski Home Buying Home Selling Credit Score
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